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5445 Williams Avenue

5445 Williams Avenue, Saint Paul, MN 55110
Property in White Bear
Sold Apr 23, 2019
$415,000
$361,500 by Lake Area Mortgage
Mortgage Due Apr 01, 2051
Sold Nov 13, 2014
$349,272
$200,000 by Waterstone Mortgage Corp
Mortgage Due Dec 01, 2044
5445 Williams Avenue has been categorized by the local assessors in Saint Paul, MN as a residential type of property. The building on the property was first built in 1904 and is 120 years old. However, we must point out that the home was most recently renovated and altered in 1985. The home has a total of 7 rooms. 4 of these rooms are legally considered as bedrooms. Residents will have access to 4 full bathrooms. There are 5 partial bathrooms in the home. The building has a total of 2 stories. In addition, 5445 Williams Avenue has 2,285 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. The linear feet between the front and back of the lot is 1,500 ft and across the front of the lot is 800 ft. The area measurement of the land has been determined as 12,197 square feet. Fans of architecture and design would be interested in knowing that the building on the property was built in a Cape Cod style.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. For the features and amenities located on the property. There is a attached garage for those who require parking. The garage measured 648 sqft. According to our sources, there are a total of 2 available parking spaces. Moving on to the building itself. The condition of the building has been evaluated as good. From what we've gathered, the quality of these control joints have been graded with a letter grade of C+ by the local assessor. The exterior walls of the building are made of alum/vinyl siding. The inside of the home is being cooled with air conditioning at the moment. In terms of heating, it is utilizing a heating system and being fueled with gas. There is a single fireplace in the home. Perfect for those wintery nights. Finally, the property is currently sourcing its water from a well system. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 5445 Williams Avenue sold most recently in Apr 15, 2019 for a total of $415,000. If you work out the math, that's approximately a cost of $181.62 per sqft. Before that, the property was also sold for $349,272 in Nov 3, 2014. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $5,258 in taxes each year. 5445 Williams Avenue was most recently assessed in 2022. During this assessment, the property's total value was estimated to be about $404,600. If we break it down further, the land itself was valued at $65,000. Improvements to the property, however, were assessed at a total of $339,600. The property's total market value has been marked the same as the total assessed value which is pretty typical. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1904
  • Effective Year Built: 1985
  • Total Rooms: 7
  • Bedroom Count: 4
  • Bathroom Count: 5
  • Full Bathrooms: 4
  • Partial Bathrooms: 5
  • Bathroom Plumbing Fixtures: 13
  • Building Condition: Good
  • Building Quality: C+
  • Building Style: Cape Cod
  • Exterior Walls Type: Alum/Vinyl siding
  • Floor Count: 2
  • Living Units: 1
  • Basement Type: Full basement
  • Basement Area: 0
  • Garage Type: Attached
  • Garage Square Area: 648
  • Parking Space Count: 2

    Dimensions

  • Lot Size Square Feet: 12,197
  • Lot Size Depth Feet: 1,500
  • Lot Size Frontage Feet: 800
  • Total Building Area: 2,285
  • Building Area: 2,285
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Yes
  • Heating: Yes
  • Heated Square Feet: 2,285
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: unknown
  • Water Service: Well

Building

  • Property Class: Residential
  • Subdivision: SHADY SIDE ADDITION TO,BALD EA
  • Land Acres: 0.28
  • Standard Land Use Code: Single family residential
  • County Land Use Code: Vehicles general
  • Legal Description 1: LOT 36 BLOCK 5 OF SHADY SIDE ADDITION TO,BALD EA LOTS 36 & LOT 37 BLK 5

Ownership

  • Current Owner : JOSEPHSON ERIK
  • Current Owner 2: JOSEPHSON AMANDA
  • Previous Owner : MACINTOSH LANETTE
  • Owner Before Previous Owner: BRADFORD JAMIE L
  • Is Owner Occupied: Owner-occupied property
  • Ownership Rights Codes: unknown

Neighborhood

  • School District Name: White Bear Lake School District
  • School Tax School District: 624
  • Census Tract: 040102

Geography

  • Parcel: 12-30-22-22-0067
  • Block: 5
  • Lot: 36-37
  • Meridian: SEC 12 TWN 030 RNG 022
  • Municipality: WHITE BEAR TN
  • Latitude: 45.1059
  • Longitude: -93.0039

    Address

  • Full Address: 5445 Williams Ave
  • Address - House Number: 5445
  • Address - Street Name: Williams
  • Address - Suffix Type: Ave
  • State: MN
  • City Name: White Bear Township
  • Carrier Code: C051
  • 4-Digit Zip Code: 2363
  • Zip Code: 55110

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $5,258

    Appraisal Valuation

  • Standard Deviation: 0.1451
  • Valuation Date: Apr 12, 2023
  • Confidence Score: 82
  • Final Value: 455,887
  • High Value: 522,042
  • Low Value: 389,732

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $361,500
  • First Open Lien Mortgage Lender: LAKE AREA MORTGAGE
  • First Open Lien Mortgage Recording Date: Apr 06, 2021
  • First Open Lien Mortgage Loan Amount: $361,500
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Apr 01, 2051

    Market Valuation

  • Market Total Value: $404,600
  • Market Land Value: $65,000
  • Market Improvement Value: $339,600

    Assessments Valuation

  • Assessed Year: 2022
  • Assessed Total Value: $404,600
  • Assessed Land Value: $65,000
  • Assessed Improvements Value: $339,600

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Apr 15, 2019
  • Current Sale Recording Date: Apr 23, 2019
  • Current Sale Transaction ID: 11600025391
  • Current Sale Price: $415,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: A04753922
  • Previous Sale Recording Date: Nov 13, 2014
  • Previous Sale Contract Date: Nov 03, 2014
  • Previous Sale Amount: $349,272
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: BROKER SOLUTIONS INC
  • First Mortgage Transaction Date: Apr 23, 2019
  • First Mortgage Loan Amount: $271,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: May 01, 2049

    Previous Mortgages

  • Previous Mortgage Lender: WATERSTONE MORTGAGE CORP
  • Previous Mortgage Transaction Date: Nov 13, 2014
  • Previous Mortgage Loan Amount: $200,000
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: New Conventional
  • Previous Mortgage Loan Due Date: Dec 01, 2044

About White Bear Lake



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Frequently Asked Questions

What neighborhood is 5445 Williams Avenue located in?
The 5445 Williams Avenue is a located in the neighborhood of White Bear in White Bear Lake, Saint Paul.
What is the average sales price for listings in 5445 Williams Avenue?
The average sales price for units in 5445 Williams Avenue is $0 currently.

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