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5408 Spindle Ridge Lane

5408 Spindle Ridge Lane, Gastonia, NC 28056
House in Gaston
Sold Apr 10, 2019
$310,000
$312,171 by Francis Charles Campbell Jr Et
Mortgage Due Aug 01, 2049
Sold May 26, 2006
$240,000
$227,900 by Wells Fargo Bank Na
Mortgage Due Jun 01, 2036
5408 Spindle Ridge Lane in Gastonia, NC was first built in 2006 and is 18 years old. This has been categorized as a residential property type. For those interested in architecture, the building on the property was built in a conventional style. There are a total of 2 floors. There are a total of 10 rooms in the home, of which, 3 are bedrooms. In terms of bathrooms, there are a total of 2 full bathrooms. There are 2 partial bathrooms. 5408 Spindle Ridge Lane has 2,376 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. In total, the area measurement of the land is 27,007 square feet.

Learn more about the property and building on this page. The home has a gable or hip style roof made of composition shingle. The quality of the control joints have been graded by the local assessor with a letter grade of B+. The exterior walls of the home are made of masonry. While the interior walls are made of gypsum boards such as those made of drywall, sheetrock, etc. Walk into the home itself and you'll find that it is currently being cooled with air conditioning. As for heating, the home is utilizing a forced air unit. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 5408 Spindle Ridge Lane sold most recently in Apr 10, 2019 for a total of $310,000. If you work out the math, that's approximately a cost of $130.47 per sqft. Before that, the property was also sold for $240,000 in May 26, 2006. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $5,674 in taxes each year. 5408 Spindle Ridge Lane was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $525,400. If we break it down further, the land itself was valued at $64,000. Improvements to the property, however, were assessed at a total of $461,400. The property's total assessed value has been marked as more than the total market value which is pretty atypical. Purchasing a home can require a lot of financial power in this day and age but not everyone has the savings to do so. As a result, many will get a mortgage loan to aid them in one of the most finance-intensive purchases of their lives. It's important when shopping for a mortgage to aim the best possible rate you can get. The lower your interest rate, the better as it can mean more money saved in the long run. In the following guide, we'll cover our best tips for how to get the best mortgage rate to your situation. Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

Building Features

Exterior

Brick Venner Exterior
Vinyl Siding

Parking

Attached Garage
Open Parking
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 2006
  • Effective Year Built: 2006
  • Total Rooms: 10
  • Bedroom Count: 3
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Building Quality: B+
  • Building Style: Conventional
  • Exterior Walls Type: Masonry
  • Interior Walls Type: Gypsum board (drywall, sheetrock, etc.)
  • Roof Shape Type: Gable or hip
  • Roof Cover Type: Composition shingle
  • Floor Count: 2
  • Basement Area: 0
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 27,007
  • Lot Size Frontage Feet: 0
  • Total Building Area: 2,376
  • Building Area: 2,376
  • Building Area Measurement: Heated Area

    Heating and Cooling

  • Air Conditioning: Yes
  • Heating: Forced air unit
  • Heated Square Feet: 2,376
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: CRAMER WOODS SUBDIVISION
  • Land Acres: 0.62
  • Standard Land Use Code: Single family residential
  • County Land Use Code: Residential common area (condo/pud/etc.)
  • Legal Description 1: CRAMER WOODS L 64 15 065 001 00 000

Ownership

  • Current Owner : CAMPBELL COLIN FRANCES
  • Current Owner 2: CAMPBELL JULIE LEVANS
  • Previous Owner : HAMMETT WILLIAM E
  • Owner Before Previous Owner: CASTLEGATE HOMES INC
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Gaston County Schools
  • School Tax School District: GASTONIA CITY
  • Census Tract: 032509

Zoning

  • Zoning: R1H

Geography

  • Assessors Map Reference: MP 68 PG 3
  • District: GASTONIA CIT
  • Parcel: 206015
  • Municipality: GASTONIA CITY
  • Latitude: 35.2113
  • Longitude: -81.0881

    Address

  • Full Address: 5408 Spindle Ridge Ln
  • Address - House Number: 5408
  • Address - Street Name: Spindle Ridge
  • Address - Suffix Type: Ln
  • State: NC
  • City Name: Gastonia
  • Carrier Code: R011
  • 4-Digit Zip Code: 8515
  • Zip Code: 28056

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $5,674

    Appraisal Valuation

  • Standard Deviation: 0.2116
  • Valuation Date: Sep 21, 2023
  • Confidence Score: 71
  • Final Value: 501,184
  • High Value: 607,277
  • Low Value: 395,092

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $312,171
  • First Open Lien Mortgage Lender: FRANCIS CHARLES CAMPBELL JR ET
  • First Open Lien Mortgage Recording Date: Apr 10, 2019
  • First Open Lien Mortgage Loan Amount: $312,171
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Aug 01, 2049
  • First Open Lien Mortgage Private Lender: T

    Market Valuation

  • Market Total Value: $323,080
  • Market Land Value: $45,000
  • Market Improvement Value: $278,080

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $525,400
  • Assessed Land Value: $64,000
  • Assessed Improvements Value: $461,400

    Sales

  • Current Sale Contract Date: Apr 10, 2019
  • Current Sale Recording Date: Apr 10, 2019
  • Current Sale Transaction ID: 11600081631
  • Current Sale Price: $310,000
  • Current Sale Document Type: Warranty Deed
  • Previous Sale Recording Date: May 26, 2006
  • Previous Sale Contract Date: May 26, 2006
  • Previous Sale Amount: $240,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: FRANCIS CHARLES CAMPBELL JR ET
  • First Mortgage Transaction Date: Apr 10, 2019
  • First Mortgage Loan Amount: $312,171
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Aug 01, 2049

    Previous Mortgages

  • Previous Mortgage Lender: WELLS FARGO BANK NA
  • Previous Mortgage Transaction Date: May 26, 2006
  • Previous Mortgage Loan Amount: $227,900
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: Fannie Mae/Freddie Mac (Phased out because Fannie Mae does not originate loans directly to borrowers or investors. Most "new conventional" loans meet their general underwriting guidelines.)
  • Previous Mortgage Loan Due Date: Jun 01, 2036

About Gastonia



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Frequently Asked Questions

What neighborhood is 5408 Spindle Ridge Lane located in?
The 5408 Spindle Ridge Lane is a house located in the neighborhood of Gaston in Gastonia, Gastonia.
What is the average sales price for listings in 5408 Spindle Ridge Lane?
The average sales price for units in 5408 Spindle Ridge Lane is $0 currently.

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