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54059 Whitesel Drive

54059 Whitesel Drive, South Bend, IN 46628
Property in Warren
Sold Jul 10, 2012
$54,300
$53,605 by Amera Mortgage Corp
Mortgage Due Jul 01, 2027
Local assessors in South Bend, IN have categorized 54059 Whitesel Drive as a residential type of property. The home was built in 2008 and is 16 years old. The property's lot size has been calculated to be 30,000 square feet. The linear feet between the front and back of the lot was measured at 1,000 ft and the front of the lot was measured at 1,400 ft. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a mobile home style.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. The home sources its water from none system. For water disposal, homeowners who don't want the additional responsibilities of handling a septic tank will be happy to learn that the home is connected to a municipal sewage system. Though, they may have to pay additional fees to have their wastewater disposed. Additional features on the property are as follows. There is a detached garage for those who need a place to park their vehicle. The garage on the property is 1,200 sqft. There are 4 available parking spaces so it's a great situation for those with more than one car. Moving onto specific details regarding the building. Our sources show that the building condition is average. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - D. The home has been utilizing gas for fuel. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 54059 Whitesel Drive was last sold in Jun 27, 2012 for $54,300. Current property owners are expected to pay $1,058 in taxes per year. The property on 54059 Whitesel Drive was last assessed in 2023. As a result of that assessment, the total value of the property was placed at $112,700. To break that down further, the land itself was valued at $43,500. While improvements to the property were assessed at a total of $69,200. Based on our records, the total market value for this property has been marked the same as the total assessed value as of this moment. Which is nothing out of the ordinary. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 2008
  • Effective Year Built: 2008
  • Building Count: 1
  • Bedroom Count: 0
  • Building Condition: Average
  • Building Quality: D
  • Building Style: Mobile home
  • Basement Area: 0
  • Garage Type: Detached
  • Garage Square Area: 1,200
  • Parking Space Count: 4

    Dimensions

  • Lot Size Square Feet: 30,000
  • Lot Size Depth Feet: 1,000
  • Lot Size Frontage Feet: 1,400
  • Total Building Area: 0
  • Building Area: 0

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: unknown
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: Municipal
  • Water Service: None

Building

  • Property Class: Residential
  • Subdivision: CHAIN O LAKES
  • Land Acres: 0.689
  • Standard Land Use Code: Mobile/manufactured home (regardless of land ownership)
  • County Land Use Code: Intangable personal property
  • Mobile Home Indicator: T
  • Legal Description 1: LOTS 1311 THRU & INC LOT 1317 & LOTS 1279-1286 CHAIN O LAKES BLOCK 22 08/09 CON W/21-1076-251601 02-03 CON W/21-1076-2523 PER OWN REQUEST

Ownership

  • Current Owner : EDMONDS MICHAEL
  • Previous Owner : MUTUAL BANK
  • Is Owner Occupied: Owner-occupied property
  • Owner Generation Identifier: JR

Neighborhood

  • School District Name: South Bend Community School Corporation
  • Census Tract: 010902

Geography

  • Assessors Map Reference: 5243-E1
  • District: 0013
  • Parcel: 71-02-35-207-008.000-029
  • Block: 22
  • Lot: 1311
  • Meridian: SEC 35 TWN 38N RNG 1E
  • Municipality: WARREN TOWNSHIP
  • Latitude: 41.7075
  • Longitude: -86.376

    Address

  • Full Address: 54059 Whitesell Dr
  • Address - House Number: 54059
  • Address - Street Name: Whitesell
  • Address - Suffix Type: Dr
  • State: IN
  • City Name: South Bend
  • Carrier Code: C012
  • 4-Digit Zip Code: 5710
  • Zip Code: 46628

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $1,058
  • Tax Rate Code Area: 21

    Appraisal Valuation

  • Standard Deviation: 0.2534
  • Valuation Date: Jan 10, 2024
  • Confidence Score: 64
  • Final Value: 177,606
  • High Value: 222,619
  • Low Value: 132,593

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $62,105
  • First Open Lien Mortgage Lender: AMERA MORTGAGE CORP
  • First Open Lien Mortgage Recording Date: Jul 10, 2012
  • First Open Lien Mortgage Loan Amount: $53,605
  • First Open Lien Mortgage Term: 180
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: FHA
  • First Open Lien Mortgage Loan Due Date: Jul 01, 2027
  • Second Open Lien Mortgage Lender: NOTRE DAME FEDERAL CREDIT UNIO
  • Second Open Lien Mortgage Recording Date: Jan 27, 2022
  • Second Open Lien Mortgage Loan Amount: $8,500
  • Second Open Lien Mortgage Term: 108
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: New Conventional
  • Second Open Lien Mortgage Loan Due Date: Jul 01, 2031

    Market Valuation

  • Market Total Value: $112,700
  • Market Land Value: $43,500
  • Market Improvement Value: $69,200

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $112,700
  • Assessed Land Value: $43,500
  • Assessed Improvements Value: $69,200

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Jun 27, 2012
  • Current Sale Recording Date: Jul 10, 2012
  • Current Sale Transaction ID: 1150163353
  • Current Sale Price: $54,300
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 1221349

    Last Sale Mortgage

  • First Mortgage Lender: AMERA MORTGAGE CORP
  • First Mortgage Transaction Date: Jul 10, 2012
  • First Mortgage Loan Amount: $53,605
  • First Mortgage Terms: 180
  • First Mortgage Loan Type: FHA
  • First Mortgage Loan Due Date: Jul 01, 2027

About St. Joseph



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Frequently Asked Questions

What neighborhood is 54059 Whitesel Drive located in?
The 54059 Whitesel Drive is a located in the neighborhood of Warren in St. Joseph, South Bend.
What is the average sales price for listings in 54059 Whitesel Drive?
The average sales price for units in 54059 Whitesel Drive is $0 currently.

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