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5403 Stream Stone Avenue

5403 Stream Stone Avenue, Billings, MT 59106
Property in Yellowstone
Sold Jan 17, 2020
$266,300
$213,000 by Cmg Mortgage Inc
Mortgage Due Feb 01, 2050
Sold Jul 06, 2015
$136,900
$109,500 by Rocky Mountain Bank
Mortgage Due Jul 01, 2045
5403 Stream Stone Avenue in Billings, MT was first built in 2009 and is 15 years old. This has been categorized as a residential property type. For those interested in architecture, the building on the property was built in a bi-level style. It is a single story home. There are a total of 0 rooms in the home, of which, 4 are bedrooms. In terms of bathrooms, there are a total of 3 full bathrooms. There are 3 partial bathrooms. 5403 Stream Stone Avenue has 2,356 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. The basement is 1,240 sqft and has been categorized as a partial basement with daylight. In total, the area measurement of the land is 8,440 square feet.

Learn more about the property and building on this page. There is a open porch. The home has a gable style roof made of asphalt. Water for the property is sourced from a municipal system. The home is connected to a municipal sewage system. So as a homeowner, you won't have to worry about the responsibilities of handling a septic tank but you may need to pay additional fees to have your wastewater disposed. For those who need parking, there is a garage. The garage is 462 sqft. There are a total of 2 available parking spaces. Fun fact, did you know that buildings can move due to weather changes? That's why, the type of control joints used in the construction of your home is extremely important. Based on our data, we know that the home was built with frame control joints. The quality of the control joints have been graded by the local assessor with a letter grade of A. The condition of the building has been evaluated as good. The exterior walls of the home are made of wood. Walk into the home itself and you'll find that it is currently being cooled with central air conditioning. As for heating, the home is utilizing a forced air unit and being fueled with gas. There is a fireplace in the home! Just imagine how amazing it would be to curl up in front of a cozy fireplace during those chilly winter nights. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 5403 Stream Stone Avenue sold most recently in Jan 17, 2020 for a total of $266,300. If you work out the math, that's approximately a cost of $107.38 per sqft. Before that, the property was also sold for $136,900 in Jun 25, 2015. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $3,296 in taxes each year. 5403 Stream Stone Avenue was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $399,200. If we break it down further, the land itself was valued at $83,897. Improvements to the property, however, were assessed at a total of $315,303. The property's total market value has been marked the same as the total assessed value which is pretty typical. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 2009
  • Effective Year Built: 2009
  • Building Count: 1
  • Bedroom Count: 4
  • Bathroom Count: 3
  • Full Bathrooms: 3
  • Partial Bathrooms: 3
  • Bathroom Plumbing Fixtures: 13
  • Building Condition: Good
  • Building Quality: A
  • Construction Type: Frame
  • Building Style: Bi-level
  • Exterior Walls Type: Wood
  • Roof Shape Type: Gable
  • Roof Cover Type: Asphalt
  • Floor Count: 1
  • Living Units: 1
  • Basement Type: Partial basement with daylight
  • Basement Area: 1,240
  • Garage Type: Garage
  • Garage Square Area: 462
  • Parking Space Count: 2
  • Porch Type: Open porch

    Dimensions

  • Lot Size Square Feet: 8,440
  • Total Building Area: 2,480
  • Gross Building Area: 2,480
  • Building Area: 2,356
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Central air conditioning
  • Heating: Forced air unit
  • Heated Square Feet: 2,356
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: Municipal
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Subdivision: COTTONWOOD GROVE SUB 2ND
  • Land Acres: 0.194
  • Standard Land Use Code: Single family residential
  • Legal Description 1: COTTONWOOD GROVE SUB 2ND, S31, T01 N, R25 E, BLOCK 9, LOT 11, 8440 SQ FT (06)

Ownership

  • Current Owner : SCHOENING JOSHUA N
  • Current Owner 2: SCHOENING KARI N
  • Previous Owner : HAYES DREW A
  • Previous Owner 2: HAYES HEATHER R
  • Owner Before Previous Owner: HAYES DOUGLAS R
  • Owner Before Previous Owner 2: HAYES DEBRA J
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Billings High School District
  • Census Tract: 001801

Geography

  • Parcel: 03-1032-31-4-09-21-0000
  • Block: 9
  • Lot: 11
  • Meridian: SEC 31 TWN 01N RNG 25E
  • Municipality: BILLINGS
  • Latitude: 45.7876
  • Longitude: -108.653

    Address

  • Full Address: 5403 Stream Stone Ave
  • Address - House Number: 5403
  • Address - Street Name: Stream Stone
  • Address - Suffix Type: Ave
  • State: MT
  • City Name: Billings
  • Carrier Code: R020
  • 4-Digit Zip Code: 1240
  • Zip Code: 59106

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $3,296
  • Tax Rate Code Area: 0965

    Appraisal Valuation

  • Standard Deviation: 0.2182
  • Valuation Date: Aug 09, 2023
  • Confidence Score: 70
  • Final Value: 468,101
  • High Value: 570,282
  • Low Value: 365,920

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $213,000
  • First Open Lien Mortgage Lender: CMG MORTGAGE INC
  • First Open Lien Mortgage Recording Date: Jan 17, 2020
  • First Open Lien Mortgage Loan Amount: $213,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: Stand Alone Refi (Refinance of Original Loan)
  • First Open Lien Mortgage Loan Due Date: Feb 01, 2050

    Market Valuation

  • Market Total Value: $399,200
  • Market Land Value: $83,897
  • Market Improvement Value: $315,303

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $399,200
  • Assessed Land Value: $83,897
  • Assessed Improvements Value: $315,303

    Sales

  • Current Sale Contract Date: Jan 17, 2020
  • Current Sale Recording Date: Jan 17, 2020
  • Current Sale Transaction ID: 11722049375
  • Current Sale Price: $266,300
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 3908770
  • Previous Sale Recording Date: Jul 06, 2015
  • Previous Sale Contract Date: Jun 25, 2015
  • Previous Sale Amount: $136,900
  • Previous Sale Document Type: Intrafamily Transfer & Dissolution

    Last Sale Mortgage

  • First Mortgage Lender: CMG MORTGAGE INC
  • First Mortgage Transaction Date: Jan 17, 2020
  • First Mortgage Loan Amount: $213,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: Stand Alone Refi (Refinance of Original Loan)
  • First Mortgage Loan Due Date: Feb 01, 2050

    Previous Mortgages

  • Previous Mortgage Lender: ROCKY MOUNTAIN BANK
  • Previous Mortgage Transaction Date: Jul 06, 2015
  • Previous Mortgage Loan Amount: $109,500
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: New Conventional
  • Previous Mortgage Loan Due Date: Jul 01, 2045

About Billings



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Frequently Asked Questions

What neighborhood is 5403 Stream Stone Avenue located in?
The 5403 Stream Stone Avenue is a located in the neighborhood of Yellowstone in Billings, Billings.
What is the average sales price for listings in 5403 Stream Stone Avenue?
The average sales price for units in 5403 Stream Stone Avenue is $0 currently.

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