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539 St Clair Avenue

539 St Clair Avenue, Saint Paul, MN 55102
Sold Dec 07, 2020
$256,000
$243,201 by Bell Bank
Mortgage Due Dec 01, 2050
Sold Aug 15, 2017
$226,924
$209,238 by Prime Mortgage Lending Inc
Mortgage Due Sep 01, 2047
Local assessors in Saint Paul, MN have categorized 539 St Clair Avenue as a residential type of property. The home was built in 1895 and is 129 years old. It was most recently renovated and altered in 1940. The property's lot size has been calculated to be 6,098 square feet. The linear feet between the front and back of the lot was measured at 1,250 ft and the front of the lot was measured at 500 ft. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a Cape Cod style. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 6 rooms in the home. Of these, 3 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there is one full bathroom. There is also a partial bathroom. This is a 2 story home so residents will need to have climb at least one set of stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 539 St Clair Avenue has a total of 1,335 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. The home sources its water from a municipal system. For water disposal, homeowners who don't want the additional responsibilities of handling a septic tank will be happy to learn that the home is connected to a municipal sewage system. Though, they may have to pay additional fees to have their wastewater disposed. Additional features on the property are as follows. There is a detached garage for those who need a place to park their vehicle. The garage on the property is 624 sqft. There are 2 available parking spaces so it's a great situation for those with more than one car. Moving onto specific details regarding the building. Our sources show that the building condition is average. It might sound scary but did you know that buildings can move depending on the weather? Both hot and cold weather can have severe impact on the longevity of your home structure depending on how much your home moves. Hence why architects pay a lot of attention to the type of control joints used in the construction process. Just so you know, this home was built with frame control joints. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - C. Lots of wood were used in the construction of the exterior walls of the home. Residents rely on central air conditioning for their cooling system. The home's a central heating system is the primary heating source and it is being fueled with gas. The property was last sold in Nov 30, 2020 for $256,000. That's $191.76 per sqft. Prior to that sales transaction, the property was also sold in Aug 10, 2017 for $226,924. 539 St Clair Avenue was last assessed in 2022. The total value of the property was assessed at $270,400. Specifically, the land the property is located on was valued at $36,000. While improvements on the property were assessed at a total of $234,400. The total market value for this property is the same as the total assessed value as of this moment. The total amount of taxes due from a property owner is $4,130. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

Building Features

Exterior

Wood Exterior

Parking

Detached Garage
Open Parking
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1895
  • Effective Year Built: 1940
  • Total Rooms: 6
  • Bedroom Count: 3
  • Bathroom Count: 1
  • Full Bathrooms: 1
  • Partial Bathrooms: 1
  • Bathroom Plumbing Fixtures: 5
  • Building Condition: Average
  • Building Quality: C
  • Construction Type: Frame
  • Building Style: Cape Cod
  • Exterior Walls Type: Wood
  • Floor Count: 2
  • Living Units: 1
  • Basement Type: Full basement
  • Basement Area: 0
  • Garage Type: Detached
  • Garage Square Area: 624
  • Parking Space Count: 2

    Dimensions

  • Lot Size Square Feet: 6,098
  • Lot Size Depth Feet: 1,250
  • Lot Size Frontage Feet: 500
  • Total Building Area: 1,335
  • Building Area: 1,335
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: Central air conditioning
  • Heating: Central heating
  • Heated Square Feet: 1,335
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: Municipal
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Subdivision: NORWOOD ADDITION
  • Land Acres: 0.14
  • Standard Land Use Code: Single family residential
  • County Land Use Code: Vehicles general
  • Legal Description 1: LOT 16 BLOCK 9 OF NORWOOD ADDITION LOTS 16 LOT 17 BLK 9

Ownership

  • Current Owner : SOLOMON MICHAEL
  • Previous Owner : PALTZER DANIEL
  • Previous Owner 2: PALTZER HEIDI
  • Owner Before Previous Owner: KEANE SARA C
  • Owner Before Previous Owner 2: KEANE NEIL P
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: St. Paul Public School District
  • School Tax School District: 625
  • Census Tract: 036900

Geography

  • Parcel: 01-28-23-33-0075
  • Block: 9
  • Lot: 16-17
  • Meridian: SEC 01 TWN 028 RNG 023
  • Municipality: ST PAUL
  • Latitude: 44.9343
  • Longitude: -93.1225

    Address

  • Full Address: 539 Saint Clair Ave
  • Address - House Number: 539
  • Address - Street Name: Saint Clair
  • Address - Suffix Type: Ave
  • State: MN
  • City Name: Saint Paul
  • Carrier Code: C001
  • 4-Digit Zip Code: 2859
  • Zip Code: 55102

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $4,130

    Appraisal Valuation

  • Standard Deviation: 0.22
  • Valuation Date: Apr 12, 2023
  • Confidence Score: 69
  • Final Value: 293,763
  • High Value: 358,417
  • Low Value: 229,108

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $243,201
  • First Open Lien Mortgage Lender: BELL BANK
  • First Open Lien Mortgage Recording Date: Dec 07, 2020
  • First Open Lien Mortgage Loan Amount: $243,201
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Dec 01, 2050

    Market Valuation

  • Market Total Value: $270,400
  • Market Land Value: $36,000
  • Market Improvement Value: $234,400

    Assessments Valuation

  • Assessed Year: 2022
  • Assessed Total Value: $270,400
  • Assessed Land Value: $36,000
  • Assessed Improvements Value: $234,400

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Nov 30, 2020
  • Current Sale Recording Date: Dec 07, 2020
  • Current Sale Transaction ID: 11805301589
  • Current Sale Price: $256,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: A04849493
  • Previous Sale Recording Date: Aug 15, 2017
  • Previous Sale Contract Date: Aug 10, 2017
  • Previous Sale Amount: $226,924
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: BELL BANK
  • First Mortgage Transaction Date: Dec 07, 2020
  • First Mortgage Loan Amount: $243,201
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Dec 01, 2050

    Previous Mortgages

  • Previous Mortgage Lender: PRIME MORTGAGE LENDING INC
  • Previous Mortgage Transaction Date: Aug 15, 2017
  • Previous Mortgage Loan Amount: $209,238
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: New Conventional
  • Previous Mortgage Loan Due Date: Sep 01, 2047

About West Seventh



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Frequently Asked Questions

What neighborhood is 539 St Clair Avenue located in?
The 539 St Clair Avenue is a house located in the neighborhood of West Seventh in West Seventh, Saint Paul.
What is the average sales price for listings in 539 St Clair Avenue?
The average sales price for units in 539 St Clair Avenue is $0 currently.

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