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528 Zane Street

528 Zane Street, Louisville, KY 40203
Property in Limerick
Sold Nov 01, 2021
$242,000
$222,000 by First Financial Bank
Mortgage Due Nov 01, 2051
Sold Jan 29, 2020
$190,500
$103,500 by Statewide Mortgage Llc
Mortgage Due Feb 01, 2050
Local assessors in Louisville, KY have categorized 528 Zane Street as a residential type of property. The home was built in 1905 and is 119 years old. The property's lot size has been calculated to be 7,688 square feet. The linear feet between the front and back of the lot was measured at 8,800 ft and the front of the lot was measured at 102,570 ft. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a conventional style. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 5 rooms in the home. Of these, 3 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 2 full bathrooms. There are also 2 partial bathrooms. This is a single story home so it's perfect for folks who don't want to have to climb stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 528 Zane Street has a total of 1,965 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Do you like to entertain? The home has a patio so you'll have a great option in the back of the home. Moving onto specific details regarding the building. Our sources show that the building condition is average. It might sound scary but did you know that buildings can move depending on the weather? Both hot and cold weather can have severe impact on the longevity of your home structure depending on how much your home moves. Hence why architects pay a lot of attention to the type of control joints used in the construction process. Just so you know, this home was built with wood control joints. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - C. The building has a gable style roof that was made of composition shingle. Lots of wood siding were used in the construction of the exterior walls of the home. While the walls in the interior have been made of gypsum boards such as those made of drywall, sheetrock, etc. As for flooring, was the material of choice during construction. Residents rely on central air conditioning for their cooling system. The home's a central heating system is the primary heating source. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 528 Zane Street sold most recently in Oct 26, 2021 for a total of $242,000. If you work out the math, that's approximately a cost of $123.16 per sqft. Before that, the property was also sold for $190,500 in Jan 24, 2020. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $3,248 in taxes each year. 528 Zane Street was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $242,000. If we break it down further, the land itself was valued at $15,000. Improvements to the property, however, were assessed at a total of $227,000. The property's total market value has been marked the same as the total assessed value which is pretty typical. Purchasing a home can require a lot of financial power in this day and age but not everyone has the savings to do so. As a result, many will get a mortgage loan to aid them in one of the most finance-intensive purchases of their lives. It's important when shopping for a mortgage to aim the best possible rate you can get. The lower your interest rate, the better as it can mean more money saved in the long run. In the following guide, we'll cover our best tips for how to get the best mortgage rate to your situation. Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1905
  • Effective Year Built: 1905
  • Total Rooms: 5
  • Bedroom Count: 3
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Building Condition: Average
  • Building Quality: C
  • Construction Type: Wood
  • Building Style: Conventional
  • Exterior Walls Type: Wood siding
  • Interior Walls Type: Gypsum board (drywall, sheetrock, etc.)
  • Roof Shape Type: Gable
  • Roof Cover Type: Composition shingle
  • Floor Count: 1
  • Floor Cover: Covered
  • Basement Area: 0
  • Parking Space Count: 0
  • Patio Type: Patio

    Dimensions

  • Lot Size Square Feet: 7,688
  • Lot Size Depth Feet: 8,800
  • Lot Size Frontage Feet: 102,570
  • Total Building Area: 1,965
  • Building Area: 1,965
  • Building Area Measurement: Finished Area

    Heating and Cooling

  • Air Conditioning: Central air conditioning
  • Heating: Central heating
  • Heated Square Feet: 1,965
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: MINOR PLAT
  • Land Acres: 0.176
  • Standard Land Use Code: Single family residential
  • County Land Use Code: Vehicles general
  • Legal Description 1: LOT 1 MINOR PLAT DB 10257 X 880, 0.1765 AC +/-

Ownership

  • Current Owner : BUSH JESSICA THOMPSON
  • Current Owner 2: BUSH EVAN DAVID
  • Previous Owner : CULLEN VICKI L
  • Owner Before Previous Owner: BIGELOW BRINA
  • Owner Before Previous Owner 2: KEIPER SARA J
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Jefferson County School District
  • Census Tract: 005100

Zoning

  • Zoning: TNZD-TRADI

Geography

  • Account Number: 00081749
  • District: 100023
  • Parcel: 08029H00190000
  • Lot: 11
  • Municipality: LOUISVILLE
  • Latitude: 38.2384
  • Longitude: -85.7623

    Address

  • Full Address: 528 Zane St
  • Address - House Number: 528
  • Address - Street Name: Zane
  • Address - Suffix Type: St
  • State: KY
  • City Name: Louisville
  • Carrier Code: C003
  • 4-Digit Zip Code: 3251
  • Zip Code: 40203

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $3,248
  • Tax Rate Code Area: 23

    Appraisal Valuation

  • Standard Deviation: 0.2124
  • Valuation Date: Jan 10, 2024
  • Confidence Score: 71
  • Final Value: 295,368
  • High Value: 358,118
  • Low Value: 232,618

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $222,000
  • First Open Lien Mortgage Lender: FIRST FINANCIAL BANK
  • First Open Lien Mortgage Recording Date: Nov 01, 2021
  • First Open Lien Mortgage Loan Amount: $222,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Nov 01, 2051

    Market Valuation

  • Market Total Value: $242,000
  • Market Land Value: $15,000
  • Market Improvement Value: $227,000

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $242,000
  • Assessed Land Value: $15,000
  • Assessed Improvements Value: $227,000

    Sales

  • Current Sale Contract Date: Oct 26, 2021
  • Current Sale Recording Date: Nov 01, 2021
  • Current Sale Transaction ID: 11862130447
  • Current Sale Price: $242,000
  • Current Sale Document Type: Deed
  • Current Sale Input Document Number: 2021273004
  • Previous Sale Recording Date: Jan 29, 2020
  • Previous Sale Contract Date: Jan 24, 2020
  • Previous Sale Amount: $190,500
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: FIRST FINANCIAL BANK
  • First Mortgage Transaction Date: Nov 01, 2021
  • First Mortgage Loan Amount: $222,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Nov 01, 2051

    Previous Mortgages

  • Previous Mortgage Lender: STATEWIDE MORTGAGE LLC
  • Previous Mortgage Transaction Date: Jan 29, 2020
  • Previous Mortgage Loan Amount: $103,500
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: New Conventional
  • Previous Mortgage Loan Due Date: Feb 01, 2050

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Frequently Asked Questions

What neighborhood is 528 Zane Street located in?
The 528 Zane Street is a located in the neighborhood of Limerick in Central Louisville, Louisville.
What is the average sales price for listings in 528 Zane Street?
The average sales price for units in 528 Zane Street is $0 currently.

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