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528 Rancho De Oro Road

528 Rancho De Oro Road, Escondido, CA 92026
Property in North Broadway
Sold Aug 18, 1998
$220,000
$303,000 by Pavia Financial Services Inc
Mortgage Due Apr 01, 2031
Sold Jul 01, 1997
$150,040
Local assessors in Escondido, CA have categorized 528 Rancho De Oro Road as a residential type of property. The home was built in 1981 and is 43 years old. The property's lot size has been calculated to be 44,431 square feet. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a ranch/rambler style. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 7 rooms in the home. Of these, 3 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 2 full bathrooms. There are also 2 partial bathrooms. This is a single story home so it's perfect for folks who don't want to have to climb stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 528 Rancho De Oro Road has a total of 2,267 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. The home sources its water from a municipal system. As for water disposal, the home is connected to a septic system and not a municipal sewage or storm sewage system. Therefore the homeowner of this property will need to handle their own water disposal every three to five years - though the exact number may differ. Additional features on the property are as follows. There is a carport for those who need a place to park their vehicle. There are 2 available parking spaces so it's a great situation for those with more than one car. Moving onto specific details regarding the building. Our sources show that the building condition is good. It might sound scary but did you know that buildings can move depending on the weather? Both hot and cold weather can have severe impact on the longevity of your home structure depending on how much your home moves. Hence why architects pay a lot of attention to the type of control joints used in the construction process. Just so you know, this home was built with frame control joints. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - C. The building has a roof that is made of composition shingle. Lots of stucco were used in the construction of the exterior walls of the home. The home's a forced air unit is the primary heating source. There is a single fireplace in the home which may result in additional cleaning fees for the homeowner. The property was last sold in Aug 3, 1998 for $220,000. That's $97.04 per sqft. Prior to that sales transaction, the property was also sold in Jun 30, 1997 for $150,040. 528 Rancho De Oro Road was last assessed in 2023. The total value of the property was assessed at $331,479. Specifically, the land the property is located on was valued at $124,300. While improvements on the property were assessed at a total of $207,179. The total assessed value for this property is more than the total market value as of this moment. Which is pretty atypical. The total amount of taxes due from a property owner is $3,663. If you're currently on the market shopping for a loan, then you've most likely encountered the two terms "interest rate" and "annual percentage rate (aka APR)". But do you know the difference between the two? Typically, APRS are higher than interest rates because they include most additional fees and one-time costs. As a result, it's important to look at both and if you notice that your APR is significantly higher, that might mean that too many additional fees are being charged. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1981
  • Effective Year Built: 1981
  • Building Count: 1
  • Total Rooms: 7
  • Bedroom Count: 3
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Building Condition: Good
  • Building Quality: C
  • Construction Type: Frame
  • Building Style: Ranch/Rambler
  • Exterior Walls Type: Stucco
  • Roof Cover Type: Composition shingle
  • Floor Count: 1
  • Living Units: 1
  • Basement Area: 0
  • Garage Type: Carport
  • Parking Space Count: 2

    Dimensions

  • Lot Size Square Feet: 44,431
  • Total Building Area: 2,267
  • Building Area: 2,267
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: unknown
  • Heating: Forced air unit
  • Heated Square Feet: 2,267
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: Septic
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Subdivision: SHOWN ON PARCEL MAP
  • Land Acres: 1.02
  • Standard Land Use Code: Single family residential
  • County Land Use Code: Pipeline or right-of-way
  • Legal Description 1: PAR 2 TR PM08927

Ownership

  • Current Owner : STOUT WILLIAM J
  • Current Owner 2: STOUT ELSA E
  • Previous Owner : HOME INVESTMENT & LOAN
  • Owner Before Previous Owner: HUNTER STANLEY O
  • Owner Before Previous Owner 2: HUNTER FAYETTA M
  • Is Owner Occupied: Owner-occupied property
  • Current Owner Is a Corporation Indicator: Yes

Neighborhood

  • School District Name: Escondido Union Elementary School District
  • School Tax School District: ESCONDIDO UNION
  • Census Tract: 020305

Zoning

  • Zoning: PZ-R-1-10

Geography

  • Assessors Map Reference: PM08927
  • Subdivision Tract Number: 8927
  • Parcel: 226-370-27-00
  • Municipality: ESCONDIDO UNION
  • Latitude: 33.1495
  • Longitude: -117.097

    Address

  • Full Address: 528 Rancho De Oro Rd
  • Address - House Number: 528
  • Address - Street Name: Rancho De Oro
  • Address - Suffix Type: Rd
  • State: CA
  • City Name: Escondido
  • Carrier Code: C005
  • 4-Digit Zip Code: 3926
  • Zip Code: 92026

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $3,663
  • Tax Rate Code Area: 74-035

    Appraisal Valuation

  • Standard Deviation: 0.1505
  • Valuation Date: Jan 27, 2024
  • Confidence Score: 81
  • Final Value: 966,982
  • High Value: 1,112,585
  • Low Value: 821,379

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $403,000
  • First Open Lien Mortgage Lender: PAVIA FINANCIAL SERVICES INC
  • First Open Lien Mortgage Recording Date: Mar 09, 2021
  • First Open Lien Mortgage Loan Amount: $303,000
  • First Open Lien Mortgage Term: 120
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Apr 01, 2031
  • Second Open Lien Mortgage Lender: MISSION FEDERAL CREDIT UNION
  • Second Open Lien Mortgage Recording Date: Jul 19, 2022
  • Second Open Lien Mortgage Financing Type: unknown
  • Second Open Lien Mortgage Loan Amount: $100,000
  • Second Open Lien Mortgage Term: 299
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: Credit Line (Revolving)
  • Second Open Lien Mortgage Loan Due Date: Jul 31, 2047

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $331,479
  • Assessed Land Value: $124,300
  • Assessed Improvements Value: $207,179

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Aug 03, 1998
  • Current Sale Recording Date: Aug 18, 1998
  • Current Sale Transaction ID: 1038873609
  • Current Sale Price: $220,000
  • Current Sale Document Type: Grant Deed
  • Current Sale Input Document Number: 1998-0523784
  • Previous Sale Recording Date: Jul 01, 1997
  • Previous Sale Contract Date: Jun 30, 1997
  • Previous Sale Amount: $150,040
  • Previous Sale Document Type: Trustee's Deed (Certificate of Title)

    Last Sale Mortgage

  • First Mortgage Lender: DBA COMMONWEALTH UNITED MTG CO
  • First Mortgage Transaction Date: Aug 18, 1998
  • First Mortgage Loan Amount: $176,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Due Date: Sep 01, 2028

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Frequently Asked Questions

What neighborhood is 528 Rancho De Oro Road located in?
The 528 Rancho De Oro Road is a located in the neighborhood of North Broadway in North Broadway, Escondido.
What is the average sales price for listings in 528 Rancho De Oro Road?
The average sales price for units in 528 Rancho De Oro Road is $0 currently.

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