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524 Oak Street

524 Oak Street, Dayton, OH 45410
Property in South Park
Sold Mar 26, 2020
$132,500
$99,375 by Union Savings Bank
Mortgage Due Apr 01, 2035
Sold Mar 26, 2020
$45,000
524 Oak Street in Dayton, OH was first built in 1876 and is 148 years old. This has been categorized as a residential property type. For those interested in architecture, the building on the property was built in a bungalow style. It is a single story home. There are a total of 5 rooms in the home, of which, 3 are bedrooms. In terms of bathrooms, there is only one bathroom. There is a 1 partial bathroom. 524 Oak Street has 1,120 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. The linear feet across the front of the lot is 500 ft and the linear feet between the front and back of the lot is 900. In total, the area measurement of the land is 4,500 square feet.

Learn more about the property and building on this page. There is a unknown and a unknown. Water for the property is sourced from a municipal system. The home is connected to a municipal sewage system. So as a homeowner, you won't have to worry about the responsibilities of handling a septic tank but you may need to pay additional fees to have your wastewater disposed. The quality of the control joints have been graded by the local assessor with a letter grade of D. The condition of the building has been evaluated as average. The exterior walls of the home are made of stucco. As for heating, the home is utilizing a central heating system and being fueled with gas. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 524 Oak Street sold most recently in Mar 24, 2020 for a total of $132,500. If you work out the math, that's approximately a cost of $118.30 per sqft. Before that, the property was also sold for $45,000 in Mar 24, 2020. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $2,173 in taxes each year. 524 Oak Street was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $37,710. If we break it down further, the land itself was valued at $10,990. Improvements to the property, however, were assessed at a total of $26,720. Homeowners who care about taxes, will be happy to see that the property's total assessed value has been marked as less than the total market value. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1876
  • Effective Year Built: 1876
  • Building Count: 1
  • Total Rooms: 5
  • Bedroom Count: 3
  • Bathroom Count: 1
  • Full Bathrooms: 1
  • Partial Bathrooms: 1
  • Bathroom Plumbing Fixtures: 5
  • Building Condition: Average
  • Building Quality: D
  • Building Style: Bungalow
  • Exterior Walls Type: Stucco
  • Floor Count: 1
  • Living Units: 1
  • Basement Type: Full basement
  • Basement Area: 0
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 4,500
  • Lot Size Depth Feet: 900
  • Lot Size Frontage Feet: 500
  • Total Building Area: 1,120
  • Gross Building Area: 1,120
  • Building Area: 1,120
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: Central heating
  • Heated Square Feet: 1,120
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: Municipal
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Land Acres: 0.103
  • Standard Land Use Code: Single family residential
  • County Land Use Code: Vehicles general
  • Legal Description 1: 3990 PT 27-6-76

Ownership

  • Current Owner : HOUSH MATTHEW E
  • Current Owner 2: HOUSH DEBORAH C
  • Previous Owner : CLARK SEAN E
  • Previous Owner 2: CLARK NICOLE
  • Owner Before Previous Owner: BUTTS KIMBERLY S
  • Ownership Rights Codes: Right of Survivorship

Neighborhood

  • School District Name: Dayton City School District
  • School Tax School District: DAYTON CSD
  • Census Tract: 003404

Geography

  • Assessors Map Reference: 01-0027-06
  • District: R72
  • Parcel: R72-02706-0016
  • Lot: 16
  • Municipality: DAYTON CITY
  • Latitude: 39.7483
  • Longitude: -84.1771

    Address

  • Full Address: 524 Oak St
  • Address - House Number: 524
  • Address - Street Name: Oak
  • Address - Suffix Type: St
  • State: OH
  • City Name: Dayton
  • Carrier Code: C002
  • 4-Digit Zip Code: 1340
  • Zip Code: 45410

Valuation

    Tax

  • Total Area: 640
  • Tax Year: 2023
  • Tax Amount: $2,173
  • Tax Rate Code Area: R72

    Appraisal Valuation

  • Standard Deviation: 0.1698
  • Valuation Date: Dec 13, 2023
  • Confidence Score: 66
  • Final Value: 129,512
  • High Value: 151,506
  • Low Value: 107,517

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $99,375
  • First Open Lien Mortgage Lender: UNION SAVINGS BANK
  • First Open Lien Mortgage Recording Date: Mar 26, 2020
  • First Open Lien Mortgage Loan Amount: $99,375
  • First Open Lien Mortgage Term: 180
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Apr 01, 2035

    Market Valuation

  • Market Total Value: $107,730
  • Market Land Value: $31,390
  • Market Improvement Value: $76,340

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $37,710
  • Assessed Land Value: $10,990
  • Assessed Improvements Value: $26,720

    Sales

  • Current Sale Contract Date: Mar 24, 2020
  • Current Sale Recording Date: Mar 26, 2020
  • Current Sale Transaction ID: 11753372743
  • Current Sale Price: $132,500
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 2020-00018811
  • Previous Sale Recording Date: Mar 26, 2020
  • Previous Sale Contract Date: Mar 24, 2020
  • Previous Sale Amount: $45,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: UNION SAVINGS BANK
  • First Mortgage Transaction Date: Mar 26, 2020
  • First Mortgage Loan Amount: $99,375
  • First Mortgage Terms: 180
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Apr 01, 2035

About South Park



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Frequently Asked Questions

What neighborhood is 524 Oak Street located in?
The 524 Oak Street is a located in the neighborhood of South Park in South Park, Dayton.
What is the average sales price for listings in 524 Oak Street?
The average sales price for units in 524 Oak Street is $0 currently.

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