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522 Victory Circle

522 Victory Circle, Ballston Spa, NY 12020
Property in Milton
Sold Jul 02, 2021
$210,000
$187,950 by Trustco Bank
Mortgage Due Jul 02, 2051
Sold Jul 02, 2021
$210,000
$187,950 by Trustco Bank
Mortgage Due Jun 30, 2051
Local assessors in Ballston Spa, NY have categorized 522 Victory Circle as a residential type of property. The home was built in 1990 and is 34 years old. It was most recently renovated and altered in 2000. The property's lot size has been calculated to be 13,068 square feet. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a ranch/rambler style. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 0 rooms in the home. Of these, 3 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 2 full bathrooms. There are also 2 partial bathrooms. This is a single story home so it's perfect for folks who don't want to have to climb stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 522 Victory Circle has a total of 1,391 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. The home sources its water from a municipal system. For water disposal, homeowners who don't want the additional responsibilities of handling a septic tank will be happy to learn that the home is connected to a municipal sewage system. Though, they may have to pay additional fees to have their wastewater disposed. Additional features on the property are as follows. There is a attached garage for those who need a place to park their vehicle. The garage on the property is 462 sqft. There are 2 available parking spaces so it's a great situation for those with more than one car. Do you like to entertain? The home has a covered porch so you'll have a great option in the front of the home. Moving onto specific details regarding the building. Our sources show that the building condition is average. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - C. Lots of alum/vinyl siding were used in the construction of the exterior walls of the home. Residents rely on central air conditioning for their cooling system. The home's a central heating system is the primary heating source and it is being fueled with gas. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 522 Victory Circle sold most recently in Jun 30, 2021 for a total of $210,000. If you work out the math, that's approximately a cost of $150.97 per sqft. Before that, the property was also sold for $210,000 in Jun 30, 2021. That means the value of the property has remained about the same! Tax-wise, the current owner is expected to pay close to $4,887 in taxes each year. 522 Victory Circle was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $193,600. If we break it down further, the land itself was valued at $36,700. Improvements to the property, however, were assessed at a total of $156,900. Homeowners who care about taxes, will be happy to see that the property's total assessed value has been marked as less than the total market value. As you can see, there are a lot of things to consider when purchasing a home. For example, have you evaluated your own Debt-To-Income ratio (DTI) and understood how this may impact the number of loan options you have access to? Don't worry, we'll cover the basics such as what a DTI ratio is, how to calculate yours, what most lenders consider to be an ideal ratio, and also provide our tips on how you can improve your score if it is on the higher side.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1990
  • Effective Year Built: 2000
  • Bedroom Count: 3
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Building Condition: Average
  • Building Quality: C
  • Building Style: Ranch/Rambler
  • Exterior Walls Type: Alum/Vinyl siding
  • Floor Count: 1
  • Basement Type: Full basement
  • Basement Area: 0
  • Garage Type: Attached
  • Garage Square Area: 462
  • Parking Space Count: 2
  • Porch Type: Covered porch

    Dimensions

  • Lot Size Square Feet: 13,068
  • Lot Size Frontage Feet: 874
  • Total Building Area: 1,391
  • Building Area: 1,391
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: Central air conditioning
  • Heating: Central heating
  • Heated Square Feet: 1,391
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: Municipal
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Land Acres: 0.3
  • Standard Land Use Code: Single family residential

Ownership

  • Current Owner : HALLER JEANNIE
  • Previous Owner : HALLER JOHN
  • Owner Before Previous Owner: JOHN HALLER JR
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Ballston Spa Central School District
  • School Tax School District: BALLSTON SPA
  • Census Tract: 061800

Zoning

  • Zoning: R-1

Geography

  • District: 414201
  • Section: 203.09
  • Parcel: 414201 203.9-2-20
  • Block: 2
  • Lot: 20.000
  • Municipality: BALLSTON SPA
  • Latitude: 43.0195
  • Longitude: -73.863

    Address

  • Full Address: 522 Victory Cir
  • Address - House Number: 522
  • Address - Street Name: Victory
  • Address - Suffix Type: Cir
  • State: NY
  • City Name: Ballston Spa
  • Carrier Code: C004
  • 4-Digit Zip Code: 2309
  • Zip Code: 12020

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $4,887
  • Tax Rate Code Area: 414201

    Appraisal Valuation

  • Standard Deviation: 0.1992
  • Valuation Date: Feb 14, 2024
  • Confidence Score: 73
  • Final Value: 325,590
  • High Value: 390,481
  • Low Value: 260,700

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $375,900
  • First Open Lien Mortgage Lender: TRUSTCO BANK
  • First Open Lien Mortgage Recording Date: Jul 02, 2021
  • First Open Lien Mortgage Loan Amount: $187,950
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: Purchase Money Mortgage
  • First Open Lien Mortgage Loan Due Date: Jul 02, 2051
  • Second Open Lien Mortgage Lender: TRUSTCO BANK
  • Second Open Lien Mortgage Recording Date: Jul 02, 2021
  • Second Open Lien Mortgage Loan Amount: $187,950
  • Second Open Lien Mortgage Term: 360
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Due Date: Jun 30, 2051

    Market Valuation

  • Market Total Value: $276,967
  • Market Land Value: $52,504
  • Market Improvement Value: $224,463

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $193,600
  • Assessed Land Value: $36,700
  • Assessed Improvements Value: $156,900

    Sales

  • Current Sale Contract Date: Jun 30, 2021
  • Current Sale Recording Date: Jul 02, 2021
  • Current Sale Transaction ID: 11842154179
  • Current Sale Price: $210,000
  • Current Sale Document Type: Deed
  • Current Sale Input Document Number: 2021023427
  • Previous Sale Recording Date: Jul 02, 2021
  • Previous Sale Contract Date: Jun 30, 2021
  • Previous Sale Amount: $210,000
  • Previous Sale Document Type: Deed

    Last Sale Mortgage

  • First Mortgage Lender: TRUSTCO BANK
  • First Mortgage Transaction Date: Jul 02, 2021
  • First Mortgage Loan Amount: $187,950
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: Purchase Money Mortgage

    Previous Mortgages

  • Previous Mortgage Lender: TRUSTCO BANK
  • Previous Mortgage Transaction Date: Jul 02, 2021
  • Previous Mortgage Loan Amount: $187,950
  • Previous Mortgage Loan Due Date: Jun 30, 2051

About Ballston Spa



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Frequently Asked Questions

What neighborhood is 522 Victory Circle located in?
The 522 Victory Circle is a located in the neighborhood of Milton in Ballston Spa, Ballston Spa.
What is the average sales price for listings in 522 Victory Circle?
The average sales price for units in 522 Victory Circle is $0 currently.

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