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521 South Edinburgh Drive

521 South Edinburgh Drive, Loveland, CO 80537
Property in Larimer
Sold Jan 03, 2007
$169,900
$176,434 by Commerce Mortgage
Mortgage Due May 01, 2045
Sold Mar 06, 1998
$112,500
$111,107 by Norwest Mtg
Mortgage Due Mar 01, 2028
521 South Edinburgh Drive in Loveland, CO was first built in 1985 and is 39 years old. This has been categorized as a residential property type. For those interested in architecture, the building on the property was built in a bi-level style. There are a total of 2 floors. There are a total of 7 rooms in the home, of which, 4 are bedrooms. In terms of bathrooms, there are a total of 2 full bathrooms. There are 3 partial bathrooms. 521 South Edinburgh Drive has 1,952 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. In total, the area measurement of the land is 5,651 square feet.

Learn more about the property and building on this page. There is a unknown and a unknown. The home has a gable style roof made of composition shingle. Water for the property is sourced from a municipal system. The home is connected to a municipal sewage system. So as a homeowner, you won't have to worry about the responsibilities of handling a septic tank but you may need to pay additional fees to have your wastewater disposed. For those who need parking, there is a attached garage. The garage is 536 sqft. There are a total of 2 available parking spaces. Fun fact, did you know that buildings can move due to weather changes? That's why, the type of control joints used in the construction of your home is extremely important. Based on our data, we know that the home was built with frame control joints. The quality of the control joints have been graded by the local assessor with a letter grade of C. The condition of the building has been evaluated as average. The exterior walls of the home are made of wood siding. While the interior walls are made of gypsum boards such as those made of drywall, sheetrock, etc. Walk into the home itself and you'll find that it is currently being cooled with central air conditioning. As for heating, the home is utilizing a central heating system and being fueled with gas. There is a fireplace in the home! Just imagine how amazing it would be to curl up in front of a cozy fireplace during those chilly winter nights. The property was last sold in Dec 27, 2006 for $169,900. That's $49.39 per sqft. Prior to that sales transaction, the property was also sold in Feb 27, 1998 for $112,500. 521 South Edinburgh Drive was last assessed in 2024. The total value of the property was assessed at $31,369. Specifically, the land the property is located on was valued at $2,479. While improvements on the property were assessed at a total of $28,890. The total assessed value for this property is less than the total market value as of this moment. Which is great for tax purposes. The total amount of taxes due from a property owner is $2,131. As you can see, there are a lot of things to consider when purchasing a home. For example, have you evaluated your own Debt-To-Income ratio (DTI) and understood how this may impact the number of loan options you have access to? Don't worry, we'll cover the basics such as what a DTI ratio is, how to calculate yours, what most lenders consider to be an ideal ratio, and also provide our tips on how you can improve your score if it is on the higher side. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1985
  • Effective Year Built: 1985
  • Building Count: 1
  • Total Rooms: 7
  • Bedroom Count: 4
  • Bathroom Count: 3
  • Full Bathrooms: 2
  • Partial Bathrooms: 3
  • Bathroom Plumbing Fixtures: 7
  • Building Condition: Average
  • Building Quality: C
  • Construction Type: Frame
  • Building Style: Bi-level
  • Exterior Walls Type: Wood siding
  • Interior Walls Type: Gypsum board (drywall, sheetrock, etc.)
  • Roof Shape Type: Gable
  • Roof Cover Type: Composition shingle
  • Floor Count: 2
  • Living Units: 1
  • Basement Type: Unspecified basement
  • Basement Area: 952
  • Garage Type: Attached
  • Garage Square Area: 536
  • Parking Space Count: 2

    Dimensions

  • Lot Size Square Feet: 5,651
  • Total Building Area: 3,440
  • Gross Building Area: 3,440
  • Building Area: 1,952
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Central air conditioning
  • Heating: Central heating
  • Heated Square Feet: 1,952
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: Municipal
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Subdivision: SOMERSET PARK ADD
  • Land Acres: 0.13
  • Standard Land Use Code: Single family residential
  • Legal Description 1: LOT 7, BLK 1, SOMERSET PARK ADD 4TH SUB, LOV

Ownership

  • Current Owner : CRESPIN BENITO J
  • Previous Owner : HOUSEHOLD FINANCE CORP III
  • Owner Before Previous Owner: SCHROEDER JOHN RUSSELL LENOR ANN
  • Is Owner Occupied: Owner-occupied property
  • Ownership Rights Codes: Joint Tenants

Neighborhood

  • School District Name: Thompson School District R-2J
  • Census Tract: 002005

Zoning

  • Zoning: R1UD

Geography

  • Assessors Map Reference: 95222
  • Account Number: R1153986
  • Parcel: R1153986
  • Block: 1
  • Lot: 7
  • Meridian: SEC 22 TWN 5N RNG 69W
  • Municipality: LOVELAND
  • Latitude: 40.387
  • Longitude: -105.113

    Address

  • Full Address: 521 S Edinburgh Dr
  • Address - House Number: 521
  • Street Direction: S
  • Address - Street Name: Edinburgh
  • Address - Suffix Type: Dr
  • State: CO
  • City Name: Loveland
  • Carrier Code: C016
  • 4-Digit Zip Code: 6123
  • Zip Code: 80537

Valuation

    Tax

  • Total Area: 1,952
  • Tax Year: 2023
  • Tax Amount: $2,131
  • Tax Rate Code Area: 2200

    Appraisal Valuation

  • Standard Deviation: 0.1604
  • Valuation Date: Mar 20, 2024
  • Confidence Score: 80
  • Final Value: 480,172
  • High Value: 557,211
  • Low Value: 403,132

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $348,259
  • First Open Lien Mortgage Lender: COMMERCE MORTGAGE
  • First Open Lien Mortgage Recording Date: Apr 21, 2015
  • First Open Lien Mortgage Loan Amount: $176,434
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: FHA
  • First Open Lien Mortgage Loan Due Date: May 01, 2045
  • Second Open Lien Mortgage Lender: PENNYMAC LOAN SERVICES LLC
  • Second Open Lien Mortgage Recording Date: Jun 15, 2018
  • Second Open Lien Mortgage Loan Amount: $171,825
  • Second Open Lien Mortgage Term: 240
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: New Conventional
  • Second Open Lien Mortgage Loan Due Date: Jul 01, 2038

    Market Valuation

  • Market Total Value: $468,200
  • Market Land Value: $37,000
  • Market Improvement Value: $431,200

    Assessments Valuation

  • Assessed Year: 2024
  • Assessed Total Value: $31,369
  • Assessed Land Value: $2,479
  • Assessed Improvements Value: $28,890

    Sales

  • Current Sale Contract Date: Dec 27, 2006
  • Current Sale Recording Date: Jan 03, 2007
  • Current Sale Transaction ID: 1108786648
  • Current Sale Price: $169,900
  • Current Sale Document Type: Special Warranty Deed
  • Current Sale Input Document Number: 20070000838
  • Previous Sale Recording Date: Mar 06, 1998
  • Previous Sale Contract Date: Feb 27, 1998
  • Previous Sale Amount: $112,500
  • Previous Sale Document Type: Individual Deed

    Last Sale Mortgage

  • First Mortgage Lender: COLDWELL BANKER HOME LOANS
  • First Mortgage Transaction Date: Jan 03, 2007
  • First Mortgage Loan Amount: $34,000
  • First Mortgage Terms: 180
  • First Mortgage Loan Type: Stand Alone Second
  • First Mortgage Loan Due Date: Jan 01, 2022

    Previous Mortgages

  • Previous Mortgage Lender: NORWEST MTG
  • Previous Mortgage Transaction Date: Mar 06, 1998
  • Previous Mortgage Loan Amount: $111,107
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: FHA
  • Previous Mortgage Loan Due Date: Mar 01, 2028

About Loveland



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Frequently Asked Questions

What neighborhood is 521 South Edinburgh Drive located in?
The 521 South Edinburgh Drive is a located in the neighborhood of Larimer in Loveland, Loveland.
What is the average sales price for listings in 521 South Edinburgh Drive?
The average sales price for units in 521 South Edinburgh Drive is $0 currently.

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