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5201 St Elmo Avenue

5201 St Elmo Avenue, Chattanooga, TN 37409
House in St. Elmo
Sold May 01, 2020
$335,000
$301,500 by Tennessee Valley Fcu
Mortgage Due May 01, 2044
Sold Aug 24, 2004
$162,000
$97,000 by Bank Of America Na
Mortgage Due Sep 01, 2019
Local assessors in Chattanooga, TN have categorized 5201 St Elmo Avenue as a residential type of property. The home was built in 1925 and is 99 years old. It was most recently renovated and altered in 1976. The property's lot size has been calculated to be 43,560 square feet. The linear feet between the front and back of the lot was measured at 1,500 ft and the front of the lot was measured at 719 ft. As for the restroom situation, there are 2 full bathrooms. There are also 3 partial bathrooms. This is a 2 story home so residents will need to have climb at least one set of stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 5201 St Elmo Avenue has a total of 2,548 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. The home sources its water from a water system. The home is connected to a sewer system. Which is great for homeowners who want a more hands-off approach to handling their wastewater disposal. Additional features on the property are as follows. There is a garage for those who need a place to park their vehicle. There are 2 available parking spaces so it's a great situation for those with more than one car. Moving onto specific details regarding the building. Our sources show that the building condition is fair. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - E. The building has a gable or hip style roof that was made of asphalt. Lots of wood shingle were used in the construction of the exterior walls of the home. The home's a central heating system is the primary heating source. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 5201 St Elmo Avenue was last sold in Apr 30, 2020 for $335,000. According to our calculations, that's $131.48 per sqft. Prior to that sales transaction, the property was sold for $162,000 in Aug 23, 2004. Current property owners are expected to pay $1,872 in taxes per year. The property on 5201 St Elmo Avenue was last assessed in 2023. As a result of that assessment, the total value of the property was placed at $83,650. Based on our records, the total assessed value for this property has been marked as less than the total market value as of this moment. Which is great for tax purposes. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1925
  • Effective Year Built: 1976
  • Bedroom Count: 0
  • Bathroom Count: 3
  • Full Bathrooms: 2
  • Partial Bathrooms: 3
  • Building Condition: Fair
  • Building Quality: E
  • Exterior Walls Type: Wood shingle
  • Roof Shape Type: Gable or hip
  • Roof Cover Type: Asphalt
  • Floor Count: 2
  • Basement Area: 0
  • Garage Type: Garage
  • Parking Space Count: 2

    Dimensions

  • Lot Size Square Feet: 43,560
  • Lot Size Depth Feet: 1,500
  • Lot Size Frontage Feet: 719
  • Total Building Area: 2,548
  • Building Area: 2,548
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: Central heating
  • Heated Square Feet: 2,548
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: Yes
  • Water Service: Yes

Building

  • Property Class: Residential
  • Subdivision: WARDS ADDN TO ST ELM
  • Land Acres: 1
  • Standard Land Use Code: Single family residential
  • Legal Description 1: LTS 3 PT 2 BLK 1 WARDS ADDN TO ST E LMO PB 6 PG 67

Ownership

  • Current Owner : GUTHRIE AARON
  • Previous Owner : LOCKROW PARK R
  • Previous Owner 2: LOCKROW CAROL W
  • Owner Before Previous Owner: HENNESSEE WAYNE CARSON
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Hamilton County School District
  • Census Tract: 001800

Zoning

  • Zoning: R2

Geography

  • Assessors Map Reference: MB 6 PG 67
  • Account Number: 0000106492
  • District: 1
  • Parcel: 167J M 006
  • Block: 1
  • Lot: 3 PT 2
  • Municipality: CHATTANOOGA
  • Latitude: 34.9914
  • Longitude: -85.3313

    Address

  • Full Address: 5201 Saint Elmo Ave
  • Address - House Number: 5201
  • Address - Street Name: Saint Elmo
  • Address - Suffix Type: Ave
  • State: TN
  • City Name: Chattanooga
  • Carrier Code: C001
  • 4-Digit Zip Code: 2026
  • Zip Code: 37409

Valuation

    Tax

  • Total Area: 2,663
  • Tax Year: 2023
  • Tax Amount: $1,872

    Appraisal Valuation

  • Standard Deviation: 0.2336
  • Valuation Date: Jan 31, 2024
  • Confidence Score: 67
  • Final Value: 551,011
  • High Value: 679,742
  • Low Value: 422,280

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $301,500
  • First Open Lien Mortgage Lender: TENNESSEE VALLEY FCU
  • First Open Lien Mortgage Recording Date: May 01, 2020
  • First Open Lien Mortgage Loan Amount: $301,500
  • First Open Lien Mortgage Term: 287
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: May 01, 2044

    Market Valuation

  • Market Total Value: $334,600
  • Market Land Value: $42,600
  • Market Improvement Value: $292,000

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $83,650

    Sales

  • Current Sale Contract Date: Apr 30, 2020
  • Current Sale Recording Date: May 01, 2020
  • Current Sale Transaction ID: 11761189754
  • Current Sale Price: $335,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 2020050100122
  • Previous Sale Recording Date: Aug 24, 2004
  • Previous Sale Contract Date: Aug 23, 2004
  • Previous Sale Amount: $162,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: TENNESSEE VALLEY FCU
  • First Mortgage Transaction Date: May 01, 2020
  • First Mortgage Loan Amount: $301,500
  • First Mortgage Terms: 287
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: May 01, 2044

    Previous Mortgages

  • Previous Mortgage Lender: BANK OF AMERICA NA
  • Previous Mortgage Transaction Date: Aug 24, 2004
  • Previous Mortgage Loan Amount: $97,000
  • Previous Mortgage Term: 180
  • Previous Mortgage Loan Type: Purchase Money Mortgage
  • Previous Mortgage Loan Due Date: Sep 01, 2019

About South Chattanooga



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Frequently Asked Questions

What neighborhood is 5201 St Elmo Avenue located in?
The 5201 St Elmo Avenue is a house located in the neighborhood of St. Elmo in South Chattanooga, Chattanooga.
What is the average sales price for listings in 5201 St Elmo Avenue?
The average sales price for units in 5201 St Elmo Avenue is $0 currently.

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