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520 Richmond Park Drive

520 Richmond Park Drive, Cameron, NC 28326
Property in Richmond Park
Sold May 18, 2016
$149,000
$153,213 by On Q Financial
Mortgage Due Jun 01, 2046
Sold Jul 25, 2006
$176,000
$174,521 by New South Fsb
Mortgage Due Aug 01, 2036
Local assessors in Cameron, NC have categorized 520 Richmond Park Drive as a residential type of property. The home was built in 1998 and is 26 years old. The property's lot size has been calculated to be 18,295 square feet. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 0 rooms in the home. Of these, 3 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 2 full bathrooms. There are also 2 partial bathrooms. This is a 2 story home so residents will need to have climb at least one set of stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 520 Richmond Park Drive has a total of 2,108 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Additional features on the property are as follows. There is a garage for those who need a place to park their vehicle. The garage on the property is 576 sqft. The building has a roof that is made of composition shingle. Lots of a combination of material were used in the construction of the exterior walls of the home. Residents rely on central air conditioning for their cooling system. The home's a heat pump is the primary heating source and it is being fueled with electricity. There is a single fireplace in the home which may result in additional cleaning fees for the homeowner. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 520 Richmond Park Drive was last sold in Apr 30, 2016 for $149,000. According to our calculations, that's $70.68 per sqft. Prior to that sales transaction, the property was sold for $176,000 in Jul 25, 2006. Current property owners are expected to pay $1,369 in taxes per year. The property on 520 Richmond Park Drive was last assessed in 2023. As a result of that assessment, the total value of the property was placed at $225,602. Based on our records, the total market value for this property has been marked the same as the total assessed value as of this moment. Which is nothing out of the ordinary. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1998
  • Effective Year Built: 1998
  • Bedroom Count: 3
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Exterior Walls Type: Combination
  • Roof Cover Type: Composition shingle
  • Floor Count: 2
  • Basement Area: 0
  • Garage Type: Garage
  • Garage Square Area: 576
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 18,295
  • Total Building Area: 2,108
  • Building Area: 2,108
  • Building Area Measurement: Heated Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Central air conditioning
  • Heating: Heat pump
  • Heated Square Feet: 2,108
  • Heating Fuel Type: Electricity

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: RICHMOND PARK @ NORTHRIDGE PLANTATION
  • Land Acres: 0.42
  • Standard Land Use Code: Single family residential
  • Legal Description 1: LT#104 RICHMOND PARK PH 2PT 1 #F-758B

Ownership

  • Current Owner : ORTIZ LUZ M
  • Current Owner 2: ORTIZ LOUIE
  • Previous Owner : ALICEA DAVID
  • Owner Before Previous Owner: SMITH CHRISTOPHER M
  • Owner Before Previous Owner 2: SMITH JONI T
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Harnett County Schools
  • School Tax School District: FR16
  • Census Tract: 071303

Zoning

  • Zoning: RA20R

Geography

  • Account Number: 1500019373
  • Subdivision Phase Number: 2P
  • Parcel: 09956502 0282 01
  • Lot: 104
  • Municipality: SPOUT SPRINGS FIRE
  • Latitude: 35.2643
  • Longitude: -79.0373

    Address

  • Full Address: 520 Richmond Park Dr
  • Address - House Number: 520
  • Address - Street Name: Richmond Park
  • Address - Suffix Type: Dr
  • State: NC
  • City Name: Cameron
  • Carrier Code: R010
  • 4-Digit Zip Code: 9303
  • Zip Code: 28326

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $1,369
  • Tax Rate Code Area: SW RS60 FR

    Appraisal Valuation

  • Standard Deviation: 0.2288
  • Valuation Date: Oct 25, 2023
  • Confidence Score: 68
  • Final Value: 296,261
  • High Value: 364,075
  • Low Value: 228,447

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $153,213
  • First Open Lien Mortgage Lender: ON Q FINANCIAL
  • First Open Lien Mortgage Recording Date: May 18, 2016
  • First Open Lien Mortgage Loan Amount: $153,213
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Due Date: Jun 01, 2046

    Market Valuation

  • Market Total Value: $225,602
  • Market Land Value: $49,900
  • Market Improvement Value: $175,702

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $225,602

    Exemptions

  • Veteran Exemption: Yes

    Sales

  • Current Sale Contract Date: Apr 30, 2016
  • Current Sale Recording Date: May 18, 2016
  • Current Sale Transaction ID: 1576406145
  • Current Sale Price: $149,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 2016006783
  • Previous Sale Recording Date: Jul 25, 2006
  • Previous Sale Contract Date: Jul 25, 2006
  • Previous Sale Amount: $176,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: ON Q FINANCIAL
  • First Mortgage Transaction Date: May 18, 2016
  • First Mortgage Loan Amount: $153,213
  • First Mortgage Terms: 360
  • First Mortgage Loan Due Date: Jun 01, 2046

    Previous Mortgages

  • Previous Mortgage Lender: NEW SOUTH FSB
  • Previous Mortgage Transaction Date: Jul 25, 2006
  • Previous Mortgage Loan Amount: $174,521
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: FHA
  • Previous Mortgage Loan Due Date: Aug 01, 2036

About Richmond Park



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Frequently Asked Questions

What neighborhood is 520 Richmond Park Drive located in?
The 520 Richmond Park Drive is a located in the neighborhood of Richmond Park in Richmond Park, Cameron.
What is the average sales price for listings in 520 Richmond Park Drive?
The average sales price for units in 520 Richmond Park Drive is $0 currently.

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