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514 South 5th Avenue

514 South 5th Avenue, Saint Charles, IL 60174
House in St. Charles
Sold May 04, 2021
$270,000
$256,500 by Loandepot.com Llc
Mortgage Due May 01, 2051
Sold May 27, 2020
$248,000
$114,000 by Homeside Financial Llc
Mortgage Due Jun 01, 2050
514 South 5th Avenue in Saint Charles, IL was first built in 1930 and is 94 years old. Although, the building on the property was most recently renovated and altered in 1974. This has been categorized as a residential property type. For those interested in architecture, the building on the property was built in a bungalow style. There are a total of 2 floors. There are a total of 6 rooms in the home, of which, 3 are bedrooms. In terms of bathrooms, there is only one bathroom. There is a 1 partial bathroom. 514 South 5th Avenue has 1,503 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. The basement is 884 sqft and has been categorized as a full basement. The linear feet across the front of the lot is 800 ft and the linear feet between the front and back of the lot is 800. In total, the area measurement of the land is 5,000 square feet.

Learn more about the property and building on this page. There is a unknown. The home has a gable style roof made of asphalt. Water for the property is sourced from a municipal system. For those who need parking, there is a detached garage. The garage is 324 sqft. There is one available parking space. Fun fact, did you know that buildings can move due to weather changes? That's why, the type of control joints used in the construction of your home is extremely important. Based on our data, we know that the home was built with frame control joints. The exterior walls of the home are made of a combination of material. While the interior walls are made of plaster. Walk into the home itself and you'll find that it is currently being cooled with a window/unit air conditioning. As for heating, the home is utilizing a forced air unit and being fueled with gas. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 514 South 5th Avenue sold most recently in Apr 29, 2021 for a total of $270,000. If you work out the math, that's approximately a cost of $179.64 per sqft. Before that, the property was also sold for $248,000 in May 15, 2020. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $6,277 in taxes each year. 514 South 5th Avenue was most recently assessed in 2022. During this assessment, the property's total value was estimated to be about $83,745. If we break it down further, the land itself was valued at $23,242. Improvements to the property, however, were assessed at a total of $60,503. Homeowners who care about taxes, will be happy to see that the property's total assessed value has been marked as less than the total market value. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

Building Features

Exterior

Cedar Siding

Parking

Garage Parking
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1930
  • Effective Year Built: 1974
  • Building Count: 1
  • Total Rooms: 6
  • Bedroom Count: 3
  • Bathroom Count: 1
  • Full Bathrooms: 1
  • Partial Bathrooms: 1
  • Construction Type: Frame
  • Building Style: Bungalow
  • Exterior Walls Type: Combination
  • Interior Walls Type: Plaster
  • Roof Shape Type: Gable
  • Roof Cover Type: Asphalt
  • Floor Count: 2
  • Living Units: 1
  • Basement Type: Full basement
  • Basement Area: 884
  • Garage Type: Detached
  • Garage Square Area: 324
  • Parking Space Count: 1

    Dimensions

  • Lot Size Square Feet: 5,000
  • Lot Size Depth Feet: 800
  • Lot Size Frontage Feet: 800
  • Total Building Area: 1,503
  • Gross Building Area: 1,503
  • Building Area: 1,503
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: Window/unit air conditioning
  • Heating: Forced air unit
  • Heated Square Feet: 1,503
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: unknown
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Subdivision: MINARD FERSON&HUNTS
  • Land Acres: 0.115
  • Standard Land Use Code: Single family residential
  • Legal Description 1: 1 PT SON & HUNT

Ownership

  • Current Owner : GEIER REBECCA
  • Previous Owner : LENKOWSKI JEFFREY M
  • Previous Owner 2: LENKOWSKI HELEN C
  • Owner Before Previous Owner: TROY MATTHEW Z
  • Is Owner Occupied: Owner-occupied property
  • Ownership Rights Codes: Joint Tenants

Neighborhood

  • School District Name: St. Charles Community Unit School District 303
  • Census Tract: 852300

Geography

  • Parcel: 09-34-218-003
  • Block: 1
  • Municipality: SAINT CHARLES
  • Latitude: 41.9105
  • Longitude: -88.3074

    Address

  • Full Address: 514 S 5th Ave
  • Address - House Number: 514
  • Street Direction: S
  • Address - Street Name: 5th
  • Address - Suffix Type: Ave
  • State: IL
  • City Name: Saint Charles
  • Carrier Code: C026
  • 4-Digit Zip Code: 2928
  • Zip Code: 60174

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $6,277
  • Tax Rate Code Area: SC005

    Appraisal Valuation

  • Standard Deviation: 0.1413
  • Valuation Date: Nov 29, 2023
  • Confidence Score: 83
  • Final Value: 329,461
  • High Value: 376,031
  • Low Value: 282,892

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $261,500
  • First Open Lien Mortgage Lender: LOANDEPOT.COM LLC
  • First Open Lien Mortgage Recording Date: May 04, 2021
  • First Open Lien Mortgage Loan Amount: $256,500
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: May 01, 2051
  • Second Open Lien Mortgage Lender: UNITED STATES OF AMERICA
  • Second Open Lien Mortgage Recording Date: May 04, 2021
  • Second Open Lien Mortgage Loan Amount: $5,000
  • Second Open Lien Mortgage Term: 360
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: Stand Alone Second

    Market Valuation

  • Market Total Value: $251,336
  • Market Land Value: $69,754
  • Market Improvement Value: $181,582

    Assessments Valuation

  • Assessed Year: 2022
  • Assessed Total Value: $83,745
  • Assessed Land Value: $23,242
  • Assessed Improvements Value: $60,503

    Sales

  • Current Sale Contract Date: Apr 29, 2021
  • Current Sale Recording Date: May 04, 2021
  • Current Sale Transaction ID: 11833987794
  • Current Sale Price: $270,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 2021K035051
  • Previous Sale Recording Date: May 27, 2020
  • Previous Sale Contract Date: May 15, 2020
  • Previous Sale Amount: $248,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: LOANDEPOT.COM LLC
  • First Mortgage Transaction Date: May 04, 2021
  • First Mortgage Loan Amount: $256,500
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: May 01, 2051

    Previous Mortgages

  • Previous Mortgage Lender: HOMESIDE FINANCIAL LLC
  • Previous Mortgage Transaction Date: May 27, 2020
  • Previous Mortgage Financing Type: Fixed Rate
  • Previous Mortgage Loan Amount: $114,000
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: New Conventional
  • Previous Mortgage Loan Due Date: Jun 01, 2050

About St. Charles



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Frequently Asked Questions

What neighborhood is 514 South 5th Avenue located in?
The 514 South 5th Avenue is a house located in the neighborhood of St. Charles in St. Charles, Saint Charles.
What is the average sales price for listings in 514 South 5th Avenue?
The average sales price for units in 514 South 5th Avenue is $0 currently.

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