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514 Cumberland Street

514 Cumberland Street, Harriman, TN 37748
House in Roane
Sold Aug 20, 2020
$280,000
$224,000 by Mortgage Research Center Llc
Mortgage Due Sep 01, 2050
Sold May 15, 2017
$255,000
Local assessors in Harriman, TN have categorized 514 Cumberland Street as a residential type of property. The home was built in 1905 and is 119 years old. It was most recently renovated and altered in 1988. The property's lot size has been calculated to be 18,731 square feet. The linear feet between the front and back of the lot was measured at 1,900 ft and the front of the lot was measured at 1,000 ft. As for the restroom situation, there are 2 full bathrooms. There are also 3 partial bathrooms. This is a 3 story home so residents will need to have climb at least one set of stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 514 Cumberland Street has a total of 3,748 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. The home sources its water from a municipal system. For water disposal, homeowners who don't want the additional responsibilities of handling a septic tank will be happy to learn that the home is connected to a municipal sewage system. Though, they may have to pay additional fees to have their wastewater disposed. Additional features on the property are as follows. There is a detached garage for those who need a place to park their vehicle. The garage on the property is 1 sqft. Do you like to entertain? The home has a open porch so you'll have a great option in the front of the home. Moving onto specific details regarding the building. Our sources show that the building condition is average. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - C+. The building has a gable or hip style roof that was made of composition shingle. Lots of unknown were used in the construction of the exterior walls of the home. While the walls in the interior have been made of plaster. As for flooring, was the material of choice during construction. The home's floor/wall heating system is the primary heating source. There is a single fireplace in the home which may result in additional cleaning fees for the homeowner. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 514 Cumberland Street sold most recently in Aug 17, 2020 for a total of $280,000. If you work out the math, that's approximately a cost of $74.71 per sqft. Before that, the property was also sold for $255,000 in May 5, 2017. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $1,970 in taxes each year. 514 Cumberland Street was most recently assessed in 2022. During this assessment, the property's total value was estimated to be about $57,450. If we break it down further, the land itself was valued at $2,525. Improvements to the property, however, were assessed at a total of $54,925. Homeowners who care about taxes, will be happy to see that the property's total assessed value has been marked as less than the total market value. As you can see, there are a lot of things to consider when purchasing a home. For example, have you evaluated your own Debt-To-Income ratio (DTI) and understood how this may impact the number of loan options you have access to? Don't worry, we'll cover the basics such as what a DTI ratio is, how to calculate yours, what most lenders consider to be an ideal ratio, and also provide our tips on how you can improve your score if it is on the higher side.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

Building Features

Exterior

Block Exterior
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1905
  • Effective Year Built: 1988
  • Bedroom Count: 0
  • Bathroom Count: 3
  • Full Bathrooms: 2
  • Partial Bathrooms: 3
  • Bathroom Plumbing Fixtures: 8
  • Building Condition: Average
  • Building Quality: C+
  • Interior Walls Type: Plaster
  • Roof Shape Type: Gable or hip
  • Roof Cover Type: Composition shingle
  • Floor Count: 3
  • Living Units: 1
  • Floor Cover: Carpet
  • Basement Type: Building with no basement
  • Basement Area: 0
  • Garage Type: Detached
  • Garage Square Area: 1
  • Parking Space Count: 0
  • Porch Type: Open porch

    Dimensions

  • Lot Size Square Feet: 18,731
  • Lot Size Depth Feet: 1,900
  • Lot Size Frontage Feet: 1,000
  • Total Building Area: 3,748
  • Building Area: 3,748
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: unknown
  • Heating: Floor/wall
  • Heated Square Feet: 3,748
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: Municipal
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Subdivision: CITY OF HARRIMAN
  • Land Acres: 0.43
  • Standard Land Use Code: Single family residential
  • Legal Description 1: DISTRICT: 1; SUBDIVISION: CITY OF HARRIMAN; BLOCK: 35

Ownership

  • Current Owner : CONLEY DONALD R
  • Current Owner 2: CONLEY ELIZABETH J
  • Previous Owner : SELF JOEL W
  • Previous Owner 2: SANTOS KAREN R
  • Owner Before Previous Owner: DALESSANDRO EDWARD
  • Is Owner Occupied: Owner-occupied property
  • Owner Generation Identifier: II

Neighborhood

  • School District Name: Roane County School District
  • School Tax School District: 73320
  • Census Tract: 030801

Geography

  • Assessors Map Reference: 026F
  • District: 01
  • Parcel: 073026F P 00200
  • Block: 35
  • Lot: 510 514
  • Municipality: HARRIMAN
  • Latitude: 35.9329
  • Longitude: -84.5471

    Address

  • Full Address: 514 Cumberland St
  • Address - House Number: 514
  • Address - Street Name: Cumberland
  • Address - Suffix Type: St
  • State: TN
  • City Name: Harriman
  • Carrier Code: C001
  • 4-Digit Zip Code: 2525
  • Zip Code: 37748

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $1,970
  • Tax Rate Code Area: 73B01

    Appraisal Valuation

  • Standard Deviation: 0.1345
  • Valuation Date: Jan 25, 2023
  • Confidence Score: 73
  • Final Value: 298,814
  • High Value: 339,022
  • Low Value: 258,605

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $224,000
  • First Open Lien Mortgage Lender: MORTGAGE RESEARCH CENTER LLC
  • First Open Lien Mortgage Recording Date: Aug 20, 2020
  • First Open Lien Mortgage Loan Amount: $224,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Sep 01, 2050

    Market Valuation

  • Market Total Value: $229,800
  • Market Land Value: $10,100
  • Market Improvement Value: $219,700

    Assessments Valuation

  • Assessed Year: 2022
  • Assessed Total Value: $57,450
  • Assessed Land Value: $2,525
  • Assessed Improvements Value: $54,925

    Sales

  • Current Sale Contract Date: Aug 17, 2020
  • Current Sale Recording Date: Aug 20, 2020
  • Current Sale Transaction ID: 11784167089
  • Current Sale Price: $280,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 20006105
  • Previous Sale Recording Date: May 15, 2017
  • Previous Sale Contract Date: May 05, 2017
  • Previous Sale Amount: $255,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: MORTGAGE RESEARCH CENTER LLC
  • First Mortgage Transaction Date: Aug 20, 2020
  • First Mortgage Loan Amount: $224,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Sep 01, 2050

About Harriman



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Frequently Asked Questions

What neighborhood is 514 Cumberland Street located in?
The 514 Cumberland Street is a house located in the neighborhood of Roane in Harriman, Harriman.
What is the average sales price for listings in 514 Cumberland Street?
The average sales price for units in 514 Cumberland Street is $0 currently.

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