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510 Debbie Drive

510 Debbie Drive, Boulder Creek, CA 95006
Property in Santa Cruz
Sold Sep 24, 2019
$575,000
$555,510 by Pennymac Loan Services Llc
Mortgage Due Mar 01, 2052
Sold Sep 05, 1997
$216,000
Local assessors in Boulder Creek, CA have categorized 510 Debbie Drive as a residential type of property. The home was built in 1974 and is 50 years old. The property's lot size has been calculated to be 8,843 square feet. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 5 rooms in the home. Of these, 2 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there is one full bathroom. There is also a partial bathroom. If we look only at the heated or air conditioned part of the building, then 510 Debbie Drive has a total of 936 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. The home sources its water from a municipal system. As for water disposal, the home is connected to a septic system and not a municipal sewage or storm sewage system. Therefore the homeowner of this property will need to handle their own water disposal every three to five years - though the exact number may differ. Additional features on the property are as follows. There is a carport for those who need a place to park their vehicle. The garage on the property is 176 sqft. Do you like to entertain? The home has a unknown so you'll have a great option in the back of the home. Moving onto specific details regarding the building. Our sources show that the building condition is good. It might sound scary but did you know that buildings can move depending on the weather? Both hot and cold weather can have severe impact on the longevity of your home structure depending on how much your home moves. Hence why architects pay a lot of attention to the type of control joints used in the construction process. Just so you know, this home was built with wood control joints. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - D. The building has a roof that is made of composition shingle. Residents rely on central air conditioning for their cooling system. The home's a central heating system is the primary heating source. There is a single fireplace in the home which may result in additional cleaning fees for the homeowner. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 510 Debbie Drive was last sold in Sep 17, 2019 for $575,000. According to our calculations, that's $614.32 per sqft. Prior to that sales transaction, the property was sold for $216,000 in Aug 28, 1997. Current property owners are expected to pay $7,458 in taxes per year. Interestingly enough, the initial year of tax delinquency occurred in 2019. The property on 510 Debbie Drive was last assessed in 2022. As a result of that assessment, the total value of the property was placed at $592,576. To break that down further, the land itself was valued at $450,358. While improvements to the property were assessed at a total of $142,218. Based on our records, the total assessed value for this property has been marked as more than the total market value as of this moment. Which is pretty atypical. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1974
  • Effective Year Built: 1974
  • Building Count: 1
  • Total Rooms: 5
  • Bedroom Count: 2
  • Bathroom Count: 1
  • Full Bathrooms: 1
  • Partial Bathrooms: 1
  • Building Condition: Good
  • Building Quality: D
  • Construction Type: Wood
  • Roof Cover Type: Composition shingle
  • Living Units: 1
  • Basement Area: 0
  • Garage Type: Carport
  • Garage Square Area: 176
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 8,843
  • Total Building Area: 936
  • Gross Building Area: 936
  • Building Area: 936
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Central air conditioning
  • Heating: Central heating
  • Heated Square Feet: 936
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: Septic
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Subdivision: FAIRMOUNT HEIGHTS SUB #1 T #284
  • Land Acres: 0.203
  • Standard Land Use Code: Single family residential
  • County Land Use Code: Water rights (misc.)
  • Legal Description 1: TRACT 284 LOT 30

Ownership

  • Current Owner : PETERSON KEVIN R
  • Current Owner 2: PETERSON AMANDA J
  • Previous Owner : SLOWIK THOMAS R
  • Previous Owner 2: SLOWIK MARGARET L
  • Owner Before Previous Owner: WITEK WILLIAM D
  • Is Owner Occupied: Owner-occupied property
  • Ownership Rights Codes: unknown

Neighborhood

  • School District Name: San Lorenzo Valley Unified School District
  • Census Tract: 120400

Zoning

  • Zoning: R-1-9

Geography

  • Assessors Map Reference: MAP: 090/182
  • Subdivision Tract Number: 284
  • Parcel: 090-182-10-000
  • Lot: 30
  • Municipality: SAN LORENZO
  • Latitude: 37.1189
  • Longitude: -122.113

    Address

  • Full Address: 510 Debbie Dr
  • Address - House Number: 510
  • Address - Street Name: Debbie
  • Address - Suffix Type: Dr
  • State: CA
  • City Name: Boulder Creek
  • Carrier Code: R005
  • 4-Digit Zip Code: 9420
  • Zip Code: 95006

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $7,458
  • Intital Tax Deliquent Year: 2019
  • Tax Rate Code Area: 90-103

    Appraisal Valuation

  • Standard Deviation: 0.2499
  • Valuation Date: Dec 13, 2023
  • Confidence Score: 64
  • Final Value: 799,933
  • High Value: 999,849
  • Low Value: 600,017

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $555,510
  • First Open Lien Mortgage Lender: PENNYMAC LOAN SERVICES LLC
  • First Open Lien Mortgage Recording Date: Apr 06, 2022
  • First Open Lien Mortgage Loan Amount: $555,510
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: VA
  • First Open Lien Mortgage Loan Due Date: Mar 01, 2052

    Assessments Valuation

  • Assessed Year: 2022
  • Assessed Total Value: $592,576
  • Assessed Land Value: $450,358
  • Assessed Improvements Value: $142,218

    Sales

  • Current Sale Contract Date: Sep 17, 2019
  • Current Sale Recording Date: Sep 24, 2019
  • Current Sale Transaction ID: 11657168202
  • Current Sale Price: $575,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 2019-0028796
  • Previous Sale Recording Date: Sep 05, 1997
  • Previous Sale Contract Date: Aug 28, 1997
  • Previous Sale Amount: $216,000
  • Previous Sale Document Type: Grant Deed

    Last Sale Mortgage

  • First Mortgage Lender: MORTGAGE RESEARCH CENTER LLC
  • First Mortgage Transaction Date: Sep 24, 2019
  • First Mortgage Loan Amount: $575,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Due Date: Oct 01, 2049

About Boulder Creek



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Frequently Asked Questions

What neighborhood is 510 Debbie Drive located in?
The 510 Debbie Drive is a located in the neighborhood of Santa Cruz in Boulder Creek, Boulder Creek.
What is the average sales price for listings in 510 Debbie Drive?
The average sales price for units in 510 Debbie Drive is $0 currently.

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