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5077 Monterey Street

5077 Monterey Street, North Charleston, SC 29405
Property in Charleston
Sold Mar 19, 2019
$245,000
$196,000 by South State Bank
Mortgage Due Apr 01, 2049
Sold Nov 05, 2012
$123,500
$120,772 by The Bank Of South Carolina
Mortgage Due Nov 01, 2042
5077 Monterey Street in North Charleston, SC was first built in 1965 and is 59 years old. This has been categorized as a residential property type. For those interested in architecture, the building on the property was built in a ranch/rambler style. It is a single story home. There are a total of 0 rooms in the home, of which, 3 are bedrooms. In terms of bathrooms, there are a total of 2 full bathrooms. There are 3 partial bathrooms. 5077 Monterey Street has 1,331 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. The linear feet across the front of the lot is 800 ft and the linear feet between the front and back of the lot is 1,220. In total, the area measurement of the land is 9,583 square feet.

Learn more about the property and building on this page. There is a open porch. The home has a gable style roof made of asphalt. For those who need parking, there is a carport. The garage is 238 sqft. There is one available parking space. The exterior walls of the home are made of brick veneer. Walk into the home itself and you'll find that it is currently being cooled with central air conditioning. As for heating, the home is utilizing a forced air unit and being fueled with gas. The property was last sold in Mar 15, 2019 for $245,000. That's $184.07 per sqft. Prior to that sales transaction, the property was also sold in Oct 15, 2012 for $123,500. 5077 Monterey Street was last assessed in 2022. The total value of the property was assessed at $9,800. The total assessed value for this property is less than the total market value as of this moment. Which is great for tax purposes. The total amount of taxes due from a property owner is $1,485. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1965
  • Effective Year Built: 1965
  • Building Count: 2
  • Bedroom Count: 3
  • Bathroom Count: 3
  • Full Bathrooms: 2
  • Partial Bathrooms: 3
  • Building Style: Ranch/Rambler
  • Exterior Walls Type: Brick veneer
  • Roof Shape Type: Gable
  • Roof Cover Type: Asphalt
  • Floor Count: 1
  • Basement Area: 0
  • Garage Type: Carport
  • Garage Square Area: 238
  • Parking Space Count: 1
  • Porch Type: Open porch

    Dimensions

  • Lot Size Square Feet: 9,583
  • Lot Size Depth Feet: 1,220
  • Lot Size Frontage Feet: 800
  • Total Building Area: 1,331
  • Gross Building Area: 1,401
  • Building Area: 1,331
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: Central air conditioning
  • Heating: Forced air unit
  • Heated Square Feet: 1,331
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: W CAMERON TERRACE
  • Land Acres: 0.22
  • Standard Land Use Code: Single family residential
  • Legal Description 1: LEGAL DESCRIPTION SUBDIVISION NAME -W CAMERON TERRACE DESCRIPTION -LT 1 BLK A PLATSUFFIX K-159 POLTWP 004

Ownership

  • Current Owner : GATTO NICOLA STEVENS
  • Current Owner 2: STEVENS EDWARD A
  • Previous Owner : CLOUD GARRISON SCOTT
  • Previous Owner 2: CLOUD SUSAN E
  • Owner Before Previous Owner: PHILLIPS KEVIN D
  • Owner Before Previous Owner 2: PHILLIPS JAMES T
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Charleston County School District
  • School Tax School District: N CHARLESTON
  • Census Tract: 003500

Geography

  • Assessors Map Reference: MB K-159
  • District: 43
  • Parcel: 471-05-00-062
  • Block: A
  • Lot: 1
  • Municipality: CITY OF NORTH CHARLESTON
  • Latitude: 32.8868
  • Longitude: -80.0029

    Address

  • Full Address: 5077 Monterey St
  • Address - House Number: 5077
  • Address - Street Name: Monterey
  • Address - Suffix Type: St
  • State: SC
  • City Name: North Charleston
  • Carrier Code: C076
  • 4-Digit Zip Code: 4032
  • Zip Code: 29405

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $1,485
  • Tax Rate Code Area: 4-3

    Appraisal Valuation

  • Standard Deviation: 0.2274
  • Valuation Date: Feb 14, 2024
  • Confidence Score: 68
  • Final Value: 418,691
  • High Value: 513,935
  • Low Value: 323,447

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $196,000
  • First Open Lien Mortgage Lender: SOUTH STATE BANK
  • First Open Lien Mortgage Recording Date: Mar 19, 2019
  • First Open Lien Mortgage Financing Type: Adjustable Rate
  • First Open Lien Mortgage Loan Amount: $196,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: ARM (Adjustable Rate Mortgage as of August, 2009)
  • First Open Lien Mortgage Loan Due Date: Apr 01, 2049

    Market Valuation

  • Market Total Value: $245,000
  • Market Land Value: $65,000
  • Market Improvement Value: $180,000

    Assessments Valuation

  • Assessed Year: 2022
  • Assessed Total Value: $9,800

    Sales

  • Current Sale Contract Date: Mar 15, 2019
  • Current Sale Recording Date: Mar 19, 2019
  • Current Sale Transaction ID: 11596139550
  • Current Sale Price: $245,000
  • Current Sale Document Type: Deed
  • Previous Sale Recording Date: Nov 05, 2012
  • Previous Sale Contract Date: Oct 15, 2012
  • Previous Sale Amount: $123,500
  • Previous Sale Document Type: Deed

    Last Sale Mortgage

  • First Mortgage Lender: SOUTH STATE BANK
  • First Mortgage Transaction Date: Mar 19, 2019
  • First Mortgage Loan Amount: $196,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: ARM (Adjustable Rate Mortgage as of August, 2009)
  • First Mortgage Loan Due Date: Apr 01, 2049

    Financing

  • First Mortgage Financing Type: Adjustable Rate

    Previous Mortgages

  • Previous Mortgage Lender: THE BANK OF SOUTH CAROLINA
  • Previous Mortgage Transaction Date: Nov 05, 2012
  • Previous Mortgage Loan Amount: $120,772
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: FHA
  • Previous Mortgage Loan Due Date: Nov 01, 2042

About North Charleston



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Frequently Asked Questions

What neighborhood is 5077 Monterey Street located in?
The 5077 Monterey Street is a located in the neighborhood of Charleston in North Charleston, North Charleston.
What is the average sales price for listings in 5077 Monterey Street?
The average sales price for units in 5077 Monterey Street is $0 currently.

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