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5004 Stone Park Drive

5004 Stone Park Drive, Charlotte, NC 28269
Sold Oct 28, 2020
$272,000
$258,990 by Atlantic Bay Mortgage Group Ll
Mortgage Due Nov 01, 2050
Sold Nov 17, 2005
$172,500
$103,450 by Flagstar Bank Fsb
Mortgage Due Dec 01, 2035
Local assessors in Charlotte, NC have categorized 5004 Stone Park Drive as a residential type of property. The home was built in 2005 and is 19 years old. The property's lot size has been calculated to be 6,752 square feet. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a unknown style. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 0 rooms in the home. Of these, 4 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 2 full bathrooms. There are also 3 partial bathrooms. This is a 2 story home so residents will need to have climb at least one set of stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 5004 Stone Park Drive has a total of 2,400 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Additional features on the property are as follows. There is a garage for those who need a place to park their vehicle. The garage on the property is 440 sqft. Do you like to entertain? The home has both a unknown and a unknown so you'll have great options in both the front and back of the home. Moving onto specific details regarding the building. Our sources show that the building condition is average. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - C. Lots of alum/vinyl siding were used in the construction of the exterior walls of the home. Residents rely on central air conditioning for their cooling system. The home's a forced air unit is the primary heating source and it is being fueled with gas. There is a single fireplace in the home which may result in additional cleaning fees for the homeowner. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 5004 Stone Park Drive sold most recently in Oct 28, 2020 for a total of $272,000. If you work out the math, that's approximately a cost of $113.33 per sqft. Before that, the property was also sold for $172,500 in Nov 16, 2005. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $2,249 in taxes each year. 5004 Stone Park Drive was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $378,400. If we break it down further, the land itself was valued at $70,000. Improvements to the property, however, were assessed at a total of $308,400. The property's total market value has been marked the same as the total assessed value which is pretty typical. Purchasing a home can require a lot of financial power in this day and age but not everyone has the savings to do so. As a result, many will get a mortgage loan to aid them in one of the most finance-intensive purchases of their lives. It's important when shopping for a mortgage to aim the best possible rate you can get. The lower your interest rate, the better as it can mean more money saved in the long run. In the following guide, we'll cover our best tips for how to get the best mortgage rate to your situation. Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

Building Features

Exterior

Vinyl Siding

Parking

Garage Parking
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 2005
  • Effective Year Built: 2005
  • Building Count: 1
  • Bedroom Count: 4
  • Bathroom Count: 3
  • Full Bathrooms: 2
  • Partial Bathrooms: 3
  • Building Condition: Average
  • Building Quality: C
  • Building Style: Unknown
  • Exterior Walls Type: Alum/Vinyl siding
  • Floor Count: 2
  • Living Units: 1
  • Basement Area: 0
  • Garage Type: Garage
  • Garage Square Area: 440
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 6,752
  • Total Building Area: 2,400
  • Gross Building Area: 2,400
  • Building Area: 2,400
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Central air conditioning
  • Heating: Forced air unit
  • Heated Square Feet: 2,400
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: STONE PARK
  • Land Acres: 0.155
  • Standard Land Use Code: Single family residential
  • Legal Description 1: L28 M41-909

Ownership

  • Current Owner : ALLEN SAMANTHA
  • Previous Owner : BILLINGS INES
  • Owner Before Previous Owner: CRAFT HOMES USA LLC
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Charlotte-Mecklenburg Schools
  • School Tax School District: CHARLOTTE
  • Census Tract: 005513

Zoning

  • Zoning: R-4

Geography

  • Assessors Map Reference: 027-55
  • District: 1
  • Parcel: 027-551-51
  • Block: 1
  • Lot: 28
  • Municipality: CHARLOTTE
  • Latitude: 35.3589
  • Longitude: -80.7852

    Address

  • Full Address: 5004 Stone Park Dr
  • Address - House Number: 5004
  • Address - Street Name: Stone Park
  • Address - Suffix Type: Dr
  • State: NC
  • City Name: Charlotte
  • Carrier Code: R074
  • 4-Digit Zip Code: 7362
  • Zip Code: 28269

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $2,249
  • Tax Rate Code Area: CITY OF CH

    Appraisal Valuation

  • Standard Deviation: 0.1877
  • Valuation Date: Nov 15, 2023
  • Confidence Score: 75
  • Final Value: 415,457
  • High Value: 493,463
  • Low Value: 337,452

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $338,990
  • First Open Lien Mortgage Lender: ATLANTIC BAY MORTGAGE GROUP LL
  • First Open Lien Mortgage Recording Date: Oct 28, 2020
  • First Open Lien Mortgage Loan Amount: $258,990
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Nov 01, 2050
  • Second Open Lien Mortgage Lender: DISCOVER BANK
  • Second Open Lien Mortgage Recording Date: Nov 13, 2023
  • Second Open Lien Mortgage Loan Amount: $80,000
  • Second Open Lien Mortgage Term: 360
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: New Conventional
  • Second Open Lien Mortgage Loan Due Date: Nov 10, 2053

    Market Valuation

  • Market Total Value: $378,400
  • Market Land Value: $70,000
  • Market Improvement Value: $308,400

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $378,400
  • Assessed Land Value: $70,000
  • Assessed Improvements Value: $308,400

    Sales

  • Current Sale Contract Date: Oct 28, 2020
  • Current Sale Recording Date: Oct 28, 2020
  • Current Sale Transaction ID: 11807960937
  • Current Sale Price: $272,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 2020179555
  • Previous Sale Recording Date: Nov 17, 2005
  • Previous Sale Contract Date: Nov 16, 2005
  • Previous Sale Amount: $172,500
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: ATLANTIC BAY MORTGAGE GROUP LL
  • First Mortgage Transaction Date: Oct 28, 2020
  • First Mortgage Loan Amount: $258,990
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Nov 01, 2050

    Previous Mortgages

  • Previous Mortgage Lender: FLAGSTAR BANK FSB
  • Previous Mortgage Transaction Date: Nov 17, 2005
  • Previous Mortgage Loan Amount: $103,450
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: Fannie Mae/Freddie Mac (Phased out because Fannie Mae does not originate loans directly to borrowers or investors. Most "new conventional" loans meet their general underwriting guidelines.)
  • Previous Mortgage Loan Due Date: Dec 01, 2035

About Prosperity Church Road



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Frequently Asked Questions

What neighborhood is 5004 Stone Park Drive located in?
The 5004 Stone Park Drive is a house located in the neighborhood of Prosperity Church Road in Prosperity Church Road, Charlotte.
What is the average sales price for listings in 5004 Stone Park Drive?
The average sales price for units in 5004 Stone Park Drive is $0 currently.

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