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5 Pirates Lane

5 Pirates Lane, Spanish Fort, AL 36527
House in Baldwin
Refi Oct 20, 2020
Transfer
$154,000 by Servisfirst Bank
Mortgage Due Nov 01, 2050
Local assessors in Spanish Fort, AL have categorized 5 Pirates Lane as a residential type of property. The home was built in 1979 and is 45 years old. The property's lot size has been calculated to be 13,148 square feet. The linear feet between the front and back of the lot was measured at 1,384 ft and the front of the lot was measured at 950 ft. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 6 rooms in the home. Of these, 3 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 2 full bathrooms. There are also 2 partial bathrooms. This is a single story home so it's perfect for folks who don't want to have to climb stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 5 Pirates Lane has a total of 1,637 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Moving onto specific details regarding the building. Our sources show that the building condition is poor. It might sound scary but did you know that buildings can move depending on the weather? Both hot and cold weather can have severe impact on the longevity of your home structure depending on how much your home moves. Hence why architects pay a lot of attention to the type of control joints used in the construction process. Just so you know, this home was built with wood control joints. The building has a gable or hip style roof that was made of shingle (not wood). Lots of brick were used in the construction of the exterior walls of the home. While the walls in the interior have been made of gypsum boards such as those made of drywall, sheetrock, etc. As for flooring, was the material of choice during construction. Residents rely on air conditioning for their cooling system. The home's a forced air unit is the primary heating source. 5 Pirates Lane was last assessed in 2022. The total value of the property was assessed at $19,480. The total assessed value for this property is less than the total market value as of this moment. Which is great for tax purposes. The total amount of taxes due from a property owner is $656. As you can see, there are a lot of things to consider when purchasing a home. For example, have you evaluated your own Debt-To-Income ratio (DTI) and understood how this may impact the number of loan options you have access to? Don't worry, we'll cover the basics such as what a DTI ratio is, how to calculate yours, what most lenders consider to be an ideal ratio, and also provide our tips on how you can improve your score if it is on the higher side. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

Building Features

Exterior

Brick Exterior
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1979
  • Effective Year Built: 1979
  • Total Rooms: 6
  • Bedroom Count: 3
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Bathroom Plumbing Fixtures: 3
  • Building Condition: Poor
  • Construction Type: Wood
  • Exterior Walls Type: Brick
  • Interior Walls Type: Gypsum board (drywall, sheetrock, etc.)
  • Roof Shape Type: Gable or hip
  • Roof Cover Type: Shingle (not wood)
  • Floor Count: 1
  • Floor Cover: Carpet
  • Basement Area: 0
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 13,148
  • Lot Size Depth Feet: 1,384
  • Lot Size Frontage Feet: 950
  • Total Building Area: 1,637
  • Building Area: 1,637
  • Building Area Measurement: Finished Area

    Heating and Cooling

  • Air Conditioning: Yes
  • Heating: Forced air unit
  • Heated Square Feet: 1,637
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: SPANISH FORT ESTATES
  • Land Acres: 0.301
  • Standard Land Use Code: Single family residential
  • County Land Use Code: Multi-family dwellings (generic, 2+)
  • Legal Description 1: 95 X 138.4 IRR LOT 12 SPANISH FORT ESTATES TENTH ADDN CITYOF SPANISH FORT SEC 19-T4S-R2E (WD)

Ownership

  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Baldwin County School District
  • Census Tract: 010707

Geography

  • Account Number: 166411
  • Parcel: 32-04-19-4-001-001.003
  • Block: U-10
  • Lot: 12
  • Municipality: SPANISH FORT
  • Latitude: 30.6825
  • Longitude: -87.9074

    Address

  • Full Address: 5 Pirates Ln
  • Address - House Number: 5
  • Address - Street Name: Pirates
  • Address - Suffix Type: Ln
  • State: AL
  • City Name: Spanish Fort
  • Carrier Code: R020
  • 4-Digit Zip Code: 3035
  • Zip Code: 36527

Valuation

    Tax

  • Total Area: 2,230
  • Tax Year: 2022
  • Tax Amount: $656
  • Tax Rate Code Area: 144

    Appraisal Valuation

  • Standard Deviation: 0.278
  • Valuation Date: Dec 13, 2023
  • Confidence Score: 60
  • Final Value: 273,447
  • High Value: 349,492
  • Low Value: 197,401

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $179,000
  • First Open Lien Mortgage Lender: SERVISFIRST BANK
  • First Open Lien Mortgage Recording Date: Oct 20, 2020
  • First Open Lien Mortgage Loan Amount: $154,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Nov 01, 2050
  • Second Open Lien Mortgage Lender: SERVISFIRST BANK
  • Second Open Lien Mortgage Recording Date: Mar 05, 2021
  • Second Open Lien Mortgage Financing Type: Variable
  • Second Open Lien Mortgage Loan Amount: $25,000
  • Second Open Lien Mortgage Term: 360
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: Credit Line (Revolving)

    Market Valuation

  • Market Total Value: $194,700
  • Market Land Value: $32,000
  • Market Improvement Value: $162,700

    Assessments Valuation

  • Assessed Year: 2022
  • Assessed Total Value: $19,480

    Exemptions

  • Homeowner Exemption: Yes

About Spanish Fort



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Nearby Rentals

Unit for rent at 6761 Spaniel Drive, Spanish Fort, AL, 36527-0000

$1,825 /mo

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  • 2.5 Baths
  • 1,567 ft²
6761 Spaniel Drive, Spanish Fort, AL, 36527-0000 Listing by Keara Hunter
Unit for rent at 6757 Spaniel Drive, Spanish Fort, AL, 36527

$1,795 /mo

  • 3 Beds
  • 2.5 Baths
  • 1,551 ft²
6757 Spaniel Drive, Spanish Fort, AL, 36527 Listing by Aiveen Kahalley

Frequently Asked Questions

What neighborhood is 5 Pirates Lane located in?
The 5 Pirates Lane is a house located in the neighborhood of Baldwin in Spanish Fort, Spanish Fort.
What is the average sales price for listings in 5 Pirates Lane?
The average sales price for units in 5 Pirates Lane is $0 currently.

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