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5 Kimberly Court

5 Kimberly Court, Schenectady, NY 12309
Property in Niskayuna
Sold Oct 18, 2021
$480,000
$424,600 by Trustco Bank
Mortgage Due Feb 14, 2048
Sold Aug 15, 2013
$393,800
$275,000 by Wells Fargo Bank Na
Mortgage Due Aug 01, 2043
5 Kimberly Court in Schenectady, NY was first built in 1994 and is 30 years old. This has been categorized as a residential property type. For those interested in architecture, the building on the property was built in a colonial style. There are a total of 2 floors. There are a total of 9 rooms in the home, of which, 4 are bedrooms. In terms of bathrooms, there are a total of 2 full bathrooms. There are 3 partial bathrooms. 5 Kimberly Court has 2,955 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. The linear feet across the front of the lot is 1,042 ft and the linear feet between the front and back of the lot is 2,113. In total, the area measurement of the land is 17,860 square feet.

Learn more about the property and building on this page. There is a open porch. Water for the property is sourced from a municipal system. The home is connected to a municipal sewage system. So as a homeowner, you won't have to worry about the responsibilities of handling a septic tank but you may need to pay additional fees to have your wastewater disposed. For those who need parking, there is a attached garage. The garage is 528 sqft. There are a total of 2 available parking spaces. The quality of the control joints have been graded by the local assessor with a letter grade of C. The condition of the building has been evaluated as average. The exterior walls of the home are made of alum/vinyl siding. Walk into the home itself and you'll find that it is currently being cooled with central air conditioning. As for heating, the home is utilizing a central heating system and being fueled with gas. There is a fireplace in the home! Just imagine how amazing it would be to curl up in front of a cozy fireplace during those chilly winter nights. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 5 Kimberly Court sold most recently in Oct 15, 2021 for a total of $480,000. If you work out the math, that's approximately a cost of $162.44 per sqft. Before that, the property was also sold for $393,800 in Jul 29, 2013. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $16,659 in taxes each year. 5 Kimberly Court was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $395,000. If we break it down further, the land itself was valued at $45,300. Improvements to the property, however, were assessed at a total of $349,700. Homeowners who care about taxes, will be happy to see that the property's total assessed value has been marked as less than the total market value. As you can see, there are a lot of things to consider when purchasing a home. For example, have you evaluated your own Debt-To-Income ratio (DTI) and understood how this may impact the number of loan options you have access to? Don't worry, we'll cover the basics such as what a DTI ratio is, how to calculate yours, what most lenders consider to be an ideal ratio, and also provide our tips on how you can improve your score if it is on the higher side.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

Building Features

Exterior

Cedar Siding
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1994
  • Effective Year Built: 1994
  • Total Rooms: 9
  • Bedroom Count: 4
  • Bathroom Count: 3
  • Full Bathrooms: 2
  • Partial Bathrooms: 3
  • Building Condition: Average
  • Building Quality: C
  • Building Style: Colonial
  • Exterior Walls Type: Alum/Vinyl siding
  • Floor Count: 2
  • Basement Type: Full basement
  • Basement Area: 0
  • Garage Type: Attached
  • Garage Square Area: 528
  • Parking Space Count: 2
  • Porch Type: Open porch

    Dimensions

  • Lot Size Square Feet: 17,860
  • Lot Size Depth Feet: 2,113
  • Lot Size Frontage Feet: 1,042
  • Total Building Area: 2,955
  • Building Area: 2,955
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Central air conditioning
  • Heating: Central heating
  • Heated Square Feet: 2,955
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: Municipal
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Subdivision: KIMBERLY COURT
  • Land Acres: 0.41
  • Standard Land Use Code: Single family residential

Ownership

  • Current Owner : MCGOWAN JULIE
  • Current Owner 2: MCGOWAN STACI
  • Previous Owner : GAN WEE CHEN
  • Previous Owner 2: GAN CHINGFEN
  • Owner Before Previous Owner: CHANG RACHEL A
  • Owner Before Previous Owner 2: THE RACHEL A CHANG REVOCABLE T
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Niskayuna Central School District
  • School Tax School District: NISKAYUNA
  • Census Tract: 031901

Zoning

  • Zoning: R1

Geography

  • District: 422400
  • Section: 61.14
  • Parcel: 422400 61.14-2-3
  • Block: 2
  • Lot: 3.000
  • Municipality: NISKAYUNA
  • Latitude: 42.7747
  • Longitude: -73.8527

    Address

  • Full Address: 5 Kimberly Ct
  • Address - House Number: 5
  • Address - Street Name: Kimberly
  • Address - Suffix Type: Ct
  • State: NY
  • City Name: Schenectady
  • Carrier Code: C031
  • 4-Digit Zip Code: 3048
  • Zip Code: 12309

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $16,659
  • Tax Rate Code Area: 422401

    Appraisal Valuation

  • Standard Deviation: 0.2098
  • Valuation Date: Feb 14, 2024
  • Confidence Score: 71
  • Final Value: 531,035
  • High Value: 642,458
  • Low Value: 419,612

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $445,600
  • First Open Lien Mortgage Lender: TRUSTCO BANK
  • First Open Lien Mortgage Recording Date: Oct 18, 2021
  • First Open Lien Mortgage Loan Amount: $424,600
  • First Open Lien Mortgage Term: 315
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Feb 14, 2048
  • Second Open Lien Mortgage Lender: TRUSTCO BANK
  • Second Open Lien Mortgage Recording Date: Aug 11, 2022
  • Second Open Lien Mortgage Loan Amount: $21,000
  • Second Open Lien Mortgage Term: 360
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: Credit Line (Revolving)
  • Second Open Lien Mortgage Loan Due Date: Aug 01, 2052

    Market Valuation

  • Market Total Value: $500,000
  • Market Land Value: $57,342
  • Market Improvement Value: $442,658

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $395,000
  • Assessed Land Value: $45,300
  • Assessed Improvements Value: $349,700

    Sales

  • Current Sale Contract Date: Oct 15, 2021
  • Current Sale Recording Date: Oct 18, 2021
  • Current Sale Transaction ID: 11860455105
  • Current Sale Price: $480,000
  • Current Sale Document Type: Deed
  • Current Sale Input Document Number: 202151720
  • Previous Sale Recording Date: Aug 15, 2013
  • Previous Sale Contract Date: Jul 29, 2013
  • Previous Sale Amount: $393,800
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: TRUSTCO BANK
  • First Mortgage Transaction Date: Oct 18, 2021
  • First Mortgage Loan Amount: $424,600
  • First Mortgage Terms: 315
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Feb 14, 2048

    Previous Mortgages

  • Previous Mortgage Lender: WELLS FARGO BANK NA
  • Previous Mortgage Transaction Date: Aug 15, 2013
  • Previous Mortgage Financing Type: Adjustable Rate
  • Previous Mortgage Loan Amount: $275,000
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: ARM (Adjustable Rate Mortgage as of August, 2009)
  • Previous Mortgage Loan Due Date: Aug 01, 2043

About Schenectady



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Frequently Asked Questions

What neighborhood is 5 Kimberly Court located in?
The 5 Kimberly Court is a located in the neighborhood of Niskayuna in Schenectady, Schenectady.
What is the average sales price for listings in 5 Kimberly Court?
The average sales price for units in 5 Kimberly Court is $0 currently.

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