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4972 Clover Street

4972 Clover Street, Virginia Beach, VA 23462
Sold Dec 03, 2020
$315,000
$245,000 by Tidewater Mortgage Services In
Mortgage Due Dec 01, 2050
Sold Aug 12, 2015
$262,000
$253,255 by Monarch Bank
Mortgage
4972 Clover Street in Virginia Beach, VA was first built in 1960 and is 64 years old. This has been categorized as a residential property type. It is a single story home. There are a total of 6 rooms in the home, of which, 4 are bedrooms. In terms of bathrooms, there are a total of 2 full bathrooms. There are 3 partial bathrooms. 4972 Clover Street has 1,876 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. In total, the area measurement of the land is 10,846 square feet.

Learn more about the property and building on this page. There is a open porch. The home has a gable style roof made of composition shingle. Water for the property is sourced from a water system. The property is connected to a sewer system. For those who need parking, there is a attached garage. The garage is 240 sqft. There is one available parking space. Fun fact, did you know that buildings can move due to weather changes? That's why, the type of control joints used in the construction of your home is extremely important. Based on our data, we know that the home was built with frame control joints. The condition of the building has been evaluated as average. The exterior walls of the home are made of alum/vinyl siding. While the interior walls are made of plaster. Walk inside and you'll find flooring throughout the home. Walk into the home itself and you'll find that it is currently being cooled with central air conditioning. As for heating, the home is utilizing a forced air unit. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 4972 Clover Street sold most recently in Nov 24, 2020 for a total of $315,000. If you work out the math, that's approximately a cost of $167.91 per sqft. Before that, the property was also sold for $262,000 in Aug 10, 2015. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $3,541 in taxes each year. 4972 Clover Street was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $357,700. If we break it down further, the land itself was valued at $120,000. Improvements to the property, however, were assessed at a total of $237,700. The property's total market value has been marked the same as the total assessed value which is pretty typical. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

Building Features

Exterior

Vinyl Siding

Driveway

Driveway

Parking

Garage Parking
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1960
  • Effective Year Built: 1960
  • Building Count: 1
  • Total Rooms: 6
  • Bedroom Count: 4
  • Bathroom Count: 3
  • Full Bathrooms: 2
  • Partial Bathrooms: 3
  • Building Condition: Average
  • Construction Type: Frame
  • Exterior Walls Type: Alum/Vinyl siding
  • Interior Walls Type: Plaster
  • Roof Shape Type: Gable
  • Roof Cover Type: Composition shingle
  • Floor Count: 1
  • Floor Cover: Wood
  • Basement Area: 0
  • Garage Type: Attached
  • Garage Square Area: 240
  • Parking Space Count: 1
  • Porch Type: Open porch

    Dimensions

  • Lot Size Square Feet: 10,846
  • Lot Size Frontage Feet: 0
  • Total Building Area: 1,876
  • Building Area: 1,876
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: Central air conditioning
  • Heating: Forced air unit
  • Heated Square Feet: 1,876
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: Yes
  • Water Service: Yes

Building

  • Property Class: Residential
  • Subdivision: ARAGONA VILLAGE
  • Land Acres: 0.249
  • Standard Land Use Code: Single family residential
  • Legal Description 1: ARAGONA VILLAGE SEC 12 LOT 11 BK 14

Ownership

  • Current Owner : RICHARDS GEOFFREY S
  • Previous Owner : FINK RONALD E
  • Previous Owner 2: FINK KELLY S
  • Owner Before Previous Owner: WALDAL INVESTMENTS INC
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Virginia Beach City Public Schools
  • Census Tract: 041004

Zoning

  • Zoning: 21

Geography

  • Assessors Map Reference: PM D072
  • Parcel: 14770859020000
  • Block: 14
  • Lot: 11
  • Municipality: BAYSIDE
  • Latitude: 36.8539
  • Longitude: -76.1498

    Address

  • Full Address: 4972 Clover St
  • Address - House Number: 4972
  • Address - Street Name: Clover
  • Address - Suffix Type: St
  • State: VA
  • City Name: Virginia Beach
  • Carrier Code: C102
  • 4-Digit Zip Code: 2048
  • Zip Code: 23462

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $3,541
  • Tax Rate Code Area: D04

    Appraisal Valuation

  • Standard Deviation: 0.133
  • Valuation Date: Nov 03, 2023
  • Confidence Score: 84
  • Final Value: 411,694
  • High Value: 466,489
  • Low Value: 356,898

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $245,000
  • First Open Lien Mortgage Lender: TIDEWATER MORTGAGE SERVICES IN
  • First Open Lien Mortgage Recording Date: Dec 03, 2020
  • First Open Lien Mortgage Loan Amount: $245,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Dec 01, 2050

    Market Valuation

  • Market Total Value: $357,700
  • Market Land Value: $120,000
  • Market Improvement Value: $237,700

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $357,700
  • Assessed Land Value: $120,000
  • Assessed Improvements Value: $237,700

    Sales

  • Current Sale Contract Date: Nov 24, 2020
  • Current Sale Recording Date: Dec 03, 2020
  • Current Sale Transaction ID: 11848516615
  • Current Sale Price: $315,000
  • Current Sale Document Type: Deed
  • Current Sale Input Document Number: 202000112379
  • Previous Sale Recording Date: Aug 12, 2015
  • Previous Sale Contract Date: Aug 10, 2015
  • Previous Sale Amount: $262,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: TIDEWATER MORTGAGE SERVICES IN
  • First Mortgage Transaction Date: Dec 03, 2020
  • First Mortgage Loan Amount: $245,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Dec 01, 2050

    Previous Mortgages

  • Previous Mortgage Lender: MONARCH BANK
  • Previous Mortgage Transaction Date: Aug 12, 2015
  • Previous Mortgage Financing Type: Fixed Rate
  • Previous Mortgage Loan Amount: $253,255
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: FHA

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Frequently Asked Questions

What neighborhood is 4972 Clover Street located in?
The 4972 Clover Street is a located in the neighborhood of Northwest Virginia Beach in Northwest Virginia Beach, Virginia Beach.
What is the average sales price for listings in 4972 Clover Street?
The average sales price for units in 4972 Clover Street is $0 currently.

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