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4945 Wisdom Road

4945 Wisdom Road, Cumming, GA 30041
Property in Forsyth
Sold Mar 01, 2022
$107,700
$104,242 by Rocket Mortgage Llc
Mortgage Due Mar 01, 2052
Sold Apr 01, 2004
$110,700
$109,752 by Countrywide Hm Lns Inc
Mortgage Due Mar 26, 2034
4945 Wisdom Road in Cumming, GA was first built in 2004 and is 20 years old. This has been categorized as a residential property type. It is a single story home. There are a total of 0 rooms in the home, of which, 2 are bedrooms. In terms of bathrooms, there is only one bathroom. There is a 1 partial bathroom. 4945 Wisdom Road has 960 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. The basement is 960 sqft and has been categorized as a full basement. In total, the area measurement of the land is 52,272 square feet.

Learn more about the property and building on this page. The roof of the home is made of asphalt. The quality of the control joints have been graded by the local assessor with a letter grade of C. The exterior walls of the home are made of alum/vinyl siding. Walk into the home itself and you'll find that it is currently being cooled with central air conditioning. As for heating, the home is utilizing a central heating system and being fueled with gas. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 4945 Wisdom Road sold most recently in Feb 3, 2022 for a total of $107,700. If you work out the math, that's approximately a cost of $112.19 per sqft. Before that, the property was also sold for $110,700 in Mar 26, 2004. There could be many factors that caused the property to sell at a lower price and decrease in value. Tax-wise, the current owner is expected to pay close to $2,410 in taxes each year. 4945 Wisdom Road was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $97,900. If we break it down further, the land itself was valued at $23,040. Improvements to the property, however, were assessed at a total of $74,860. Homeowners who care about taxes, will be happy to see that the property's total assessed value has been marked as less than the total market value. As you can see, there are a lot of things to consider when purchasing a home. For example, have you evaluated your own Debt-To-Income ratio (DTI) and understood how this may impact the number of loan options you have access to? Don't worry, we'll cover the basics such as what a DTI ratio is, how to calculate yours, what most lenders consider to be an ideal ratio, and also provide our tips on how you can improve your score if it is on the higher side.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 2004
  • Effective Year Built: 2004
  • Bedroom Count: 2
  • Bathroom Count: 1
  • Full Bathrooms: 1
  • Partial Bathrooms: 1
  • Bathroom Plumbing Fixtures: 3
  • Building Quality: C
  • Exterior Walls Type: Alum/Vinyl siding
  • Roof Cover Type: Asphalt
  • Floor Count: 1
  • Basement Type: Full basement
  • Basement Area: 960
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 52,272
  • Total Building Area: 960
  • Building Area: 960
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: Central air conditioning
  • Heating: Central heating
  • Heated Square Feet: 960
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: CCE NIAL CLUB
  • Land Acres: 1.2
  • Standard Land Use Code: Single family residential
  • Legal Description 1: 14-1 611 LT30-31 SEC CCE NIAL CLUB EST

Ownership

  • Current Owner : BURT CLETIS
  • Current Owner 2: BURT MEGAN
  • Previous Owner : CORBIN CYNTHIA
  • Owner Before Previous Owner: DELVAN HOMES LLC

Neighborhood

  • School District Name: Forsyth County School District
  • Census Tract: 130105

Zoning

  • Zoning: LR

Geography

  • Account Number: 0000180256
  • Section: CCE
  • Parcel: 269 206
  • Lot: 30
  • Municipality: COUNTY
  • Latitude: 34.2619
  • Longitude: -84.0458

    Address

  • Full Address: 4945 Wisdom Rd
  • Address - House Number: 4945
  • Address - Street Name: Wisdom
  • Address - Suffix Type: Rd
  • State: GA
  • City Name: Cumming
  • Carrier Code: R062
  • 4-Digit Zip Code: 5504
  • Zip Code: 30041

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $2,410
  • Tax Rate Code Area: 1

    Appraisal Valuation

  • Standard Deviation: 0.1487
  • Valuation Date: Feb 21, 2024
  • Confidence Score: 82
  • Final Value: 210,180
  • High Value: 241,451
  • Low Value: 178,909

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $104,242
  • First Open Lien Mortgage Lender: ROCKET MORTGAGE LLC
  • First Open Lien Mortgage Recording Date: Mar 01, 2022
  • First Open Lien Mortgage Loan Amount: $104,242
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: FHA
  • First Open Lien Mortgage Loan Due Date: Mar 01, 2052

    Market Valuation

  • Market Total Value: $244,750
  • Market Land Value: $57,600
  • Market Improvement Value: $187,150

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $97,900
  • Assessed Land Value: $23,040
  • Assessed Improvements Value: $74,860

    Sales

  • Current Sale Contract Date: Feb 03, 2022
  • Current Sale Recording Date: Mar 01, 2022
  • Current Sale Transaction ID: 11902214716
  • Current Sale Price: $107,700
  • Current Sale Document Type: Warranty Deed
  • Previous Sale Recording Date: Apr 01, 2004
  • Previous Sale Contract Date: Mar 26, 2004
  • Previous Sale Amount: $110,700
  • Previous Sale Document Type: Deed

    Last Sale Mortgage

  • First Mortgage Lender: ROCKET MORTGAGE LLC
  • First Mortgage Transaction Date: Mar 01, 2022
  • First Mortgage Loan Amount: $104,242
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: FHA
  • First Mortgage Loan Due Date: Mar 01, 2052

    Previous Mortgages

  • Previous Mortgage Lender: COUNTRYWIDE HM LNS INC
  • Previous Mortgage Transaction Date: Apr 01, 2004
  • Previous Mortgage Loan Amount: $109,752
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: VA
  • Previous Mortgage Loan Due Date: Mar 26, 2034

About Forsyth



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Frequently Asked Questions

What neighborhood is 4945 Wisdom Road located in?
The 4945 Wisdom Road is a located in the neighborhood of Forsyth in Forsyth, Cumming.
What is the average sales price for listings in 4945 Wisdom Road?
The average sales price for units in 4945 Wisdom Road is $0 currently.

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