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492 Sand Creek Road

492 Sand Creek Road, Albany, NY 12205
Property in Colonie
Sold Sep 19, 2019
$238,000
$225,720 by State Employees Fcu
Mortgage Due Oct 01, 2049
Sold Jan 25, 2017
$310,000
$248,000 by State Employees Fcu
Mortgage Due Jan 01, 2047
492 Sand Creek Road in Albany, NY was first built in 2006 and is 18 years old. This has been categorized as a residential property type. For those interested in architecture, the building on the property was built in a colonial style. There are a total of 2 floors. There are a total of 0 rooms in the home, of which, 4 are bedrooms. In terms of bathrooms, there are a total of 2 full bathrooms. There are 3 partial bathrooms. 492 Sand Creek Road has 2,224 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. In total, the area measurement of the land is 9,583 square feet.

Learn more about the property and building on this page. There is a covered porch. Water for the property is sourced from a municipal system. The home is connected to a municipal sewage system. So as a homeowner, you won't have to worry about the responsibilities of handling a septic tank but you may need to pay additional fees to have your wastewater disposed. For those who need parking, there is a attached garage. The garage is 528 sqft. There are a total of 2 available parking spaces. The quality of the control joints have been graded by the local assessor with a letter grade of C. The condition of the building has been evaluated as average. The exterior walls of the home are made of alum/vinyl siding. Walk into the home itself and you'll find that it is currently being cooled with central air conditioning. As for heating, the home is utilizing a central heating system and being fueled with gas. There is a fireplace in the home! Just imagine how amazing it would be to curl up in front of a cozy fireplace during those chilly winter nights. The property was last sold in Aug 28, 2019 for $238,000. That's $107.01 per sqft. Prior to that sales transaction, the property was also sold in Dec 27, 2016 for $310,000. 492 Sand Creek Road was last assessed in 2023. The total value of the property was assessed at $202,000. Specifically, the land the property is located on was valued at $50,500. While improvements on the property were assessed at a total of $151,500. The total assessed value for this property is less than the total market value as of this moment. Which is great for tax purposes. The total amount of taxes due from a property owner is $7,813. Are you already in the process of closing on a property and have signed a purchase agreement? You may want to consider locking in your current mortgage rate if interest rates have been rising or seem volatile. This is what's known in the market as a mortgage rate lock (aka rate protection). However, be sure to evaluate your situation carefully before you do so. There may be certain costs associated with taking this action and you'll want to time the start of your perfectly! Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 2006
  • Effective Year Built: 2006
  • Bedroom Count: 4
  • Bathroom Count: 3
  • Full Bathrooms: 2
  • Partial Bathrooms: 3
  • Building Condition: Average
  • Building Quality: C
  • Building Style: Colonial
  • Exterior Walls Type: Alum/Vinyl siding
  • Floor Count: 2
  • Basement Type: Full basement
  • Basement Area: 0
  • Garage Type: Attached
  • Garage Square Area: 528
  • Parking Space Count: 2
  • Porch Type: Covered porch

    Dimensions

  • Lot Size Square Feet: 9,583
  • Total Building Area: 2,224
  • Building Area: 2,224
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Central air conditioning
  • Heating: Central heating
  • Heated Square Feet: 2,224
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: Municipal
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Land Acres: 0.22
  • Standard Land Use Code: Single family residential

Ownership

  • Current Owner : LU HAOFAN
  • Current Owner 2: NAVARRO LOURDES
  • Previous Owner : WU JIA
  • Previous Owner 2: NAVARRO LOURDES
  • Owner Before Previous Owner: VINCENT GREORY A
  • Owner Before Previous Owner 2: VINCENT LAKESIHA M
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: South Colonie Central School District
  • School Tax School District: SOUTH COLONIE
  • Census Tract: 013902

Zoning

  • Zoning: 42

Geography

  • Account Number: 04200500030550010000
  • District: 012601
  • Section: 42.05
  • Parcel: 012601 42.5-3-55.1
  • Block: 3
  • Lot: 55.001
  • Municipality: COLONIE
  • Latitude: 42.7188
  • Longitude: -73.8163

    Address

  • Full Address: 492 Sand Creek Rd
  • Address - House Number: 492
  • Address - Street Name: Sand Creek
  • Address - Suffix Type: Rd
  • State: NY
  • City Name: Albany
  • Carrier Code: C013
  • 4-Digit Zip Code: 2532
  • Zip Code: 12205

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $7,813
  • Tax Rate Code Area: 012601

    Appraisal Valuation

  • Standard Deviation: 0.2388
  • Valuation Date: Feb 07, 2024
  • Confidence Score: 66
  • Final Value: 409,627
  • High Value: 507,464
  • Low Value: 311,790

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $225,720
  • First Open Lien Mortgage Lender: STATE EMPLOYEES FCU
  • First Open Lien Mortgage Recording Date: Sep 19, 2019
  • First Open Lien Mortgage Loan Amount: $225,720
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Oct 01, 2049

    Market Valuation

  • Market Total Value: $396,100
  • Market Land Value: $99,025
  • Market Improvement Value: $297,075

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $202,000
  • Assessed Land Value: $50,500
  • Assessed Improvements Value: $151,500

    Sales

  • Current Sale Contract Date: Aug 28, 2019
  • Current Sale Recording Date: Sep 19, 2019
  • Current Sale Transaction ID: 11658327680
  • Current Sale Price: $238,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: R2019-19559
  • Previous Sale Recording Date: Jan 25, 2017
  • Previous Sale Contract Date: Dec 27, 2016
  • Previous Sale Amount: $310,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: STATE EMPLOYEES FCU
  • First Mortgage Transaction Date: Sep 19, 2019
  • First Mortgage Loan Amount: $225,720
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Oct 01, 2049

    Previous Mortgages

  • Previous Mortgage Lender: STATE EMPLOYEES FCU
  • Previous Mortgage Transaction Date: Jan 25, 2017
  • Previous Mortgage Loan Amount: $248,000
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: New Conventional
  • Previous Mortgage Loan Due Date: Jan 01, 2047

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Frequently Asked Questions

What neighborhood is 492 Sand Creek Road located in?
The 492 Sand Creek Road is a located in the neighborhood of Colonie in Colonie, Albany.
What is the average sales price for listings in 492 Sand Creek Road?
The average sales price for units in 492 Sand Creek Road is $0 currently.

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