Check Availability

49 Elm Street

49 Elm Street, Hudson Falls, NY 12839
Property in Kingsbury
Sold Dec 20, 2021
$125,660
$155,000 by Hudson River Community Fcu
Mortgage Due Aug 01, 2053
Sold Sep 20, 2012
$140,000
$137,464 by Continental Home Loans
Mortgage Due Jan 01, 2042
49 Elm Street has been categorized by the local assessors in Hudson Falls, NY as a residential type of property. The building on the property was first built in 1930 and is 94 years old. However, we must point out that the home was most recently renovated and altered in 1990. The home has a total of 3 bedrooms. Residents will have access to one full bathroom. There is one partial bathroom in the home. The building has a total of 2 stories. In addition, 49 Elm Street has 1,538 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. The linear feet between the front and back of the lot is 1,500 ft and across the front of the lot is 550 ft. The area measurement of the land has been determined as 8,276 square feet. Fans of architecture and design would be interested in knowing that the building on the property was built in a traditional style.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. For the features and amenities located on the property. There is a detached garage for those who require parking. The garage measured 240 sqft. According to our sources, there is one available parking space. Residents will have the luxury of enjoying a covered porch. Love to swim? You'll be excited to find out that there is a vinyl in-ground pool on the property. Moving on to the building itself. The condition of the building has been evaluated as average. From what we've gathered, the quality of these control joints have been graded with a letter grade of C by the local assessor. The exterior walls of the building are made of alum/vinyl siding. In terms of heating, it is utilizing a forced air unit and being fueled with gas. Finally, the property is currently sourcing its water from a municipal system. It is connected to a municipal sewage system. Which is great for homeowners who don't want to worry about the responsibilities of handling a septic tank. Though, you may accrue additional fees to have your wastewater disposed. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 49 Elm Street was last sold in Dec 16, 2021 for $125,660. According to our calculations, that's $81.70 per sqft. Prior to that sales transaction, the property was sold for $140,000 in Sep 19, 2012. Current property owners are expected to pay $4,196 in taxes per year. The property on 49 Elm Street was last assessed in 2023. As a result of that assessment, the total value of the property was placed at $125,700. To break that down further, the land itself was valued at $24,700. While improvements to the property were assessed at a total of $101,000. Based on our records, the total market value for this property has been marked the same as the total assessed value as of this moment. Which is nothing out of the ordinary. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1930
  • Effective Year Built: 1990
  • Bedroom Count: 3
  • Bathroom Count: 1
  • Full Bathrooms: 1
  • Partial Bathrooms: 1
  • Building Condition: Average
  • Building Quality: C
  • Building Style: Traditional
  • Exterior Walls Type: Alum/Vinyl siding
  • Floor Count: 2
  • Basement Type: Full basement
  • Basement Area: 0
  • Garage Type: Detached
  • Garage Square Area: 240
  • Parking Space Count: 1
  • Porch Type: Covered porch
  • Pool Type: Vinyl in-ground pool

    Dimensions

  • Lot Size Square Feet: 8,276
  • Lot Size Depth Feet: 1,500
  • Lot Size Frontage Feet: 550
  • Total Building Area: 1,538
  • Building Area: 1,538
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: Forced air unit
  • Heated Square Feet: 1,538
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: Municipal
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Land Acres: 0.19
  • Standard Land Use Code: Single family residential
  • Legal Description 1: RES

Ownership

  • Current Owner : DERUSSO RICHARD
  • Current Owner 2: DERUSSO HARRIET
  • Previous Owner : OWNES JEFFREY T
  • Previous Owner 2: OWENS CASEY R
  • Owner Before Previous Owner: HESS RICHARD
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Hudson Falls Central School District
  • School Tax School District: HUDSON FALLS
  • Census Tract: 080100

Zoning

  • Zoning: RA

Geography

  • Account Number: 255200
  • District: 534401
  • Section: 154.14
  • Parcel: 534401 154.14-4-49
  • Block: 4
  • Lot: 49.000
  • Municipality: HUDSON FALLS
  • Latitude: 43.2982
  • Longitude: -73.5785

    Address

  • Full Address: 49 Elm St
  • Address - House Number: 49
  • Address - Street Name: Elm
  • Address - Suffix Type: St
  • State: NY
  • City Name: Hudson Falls
  • Carrier Code: C001
  • 4-Digit Zip Code: 2330
  • Zip Code: 12839

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $4,196
  • Tax Rate Code Area: 534401

    Appraisal Valuation

  • Standard Deviation: 0.1665
  • Valuation Date: Mar 06, 2024
  • Confidence Score: 45
  • Final Value: 171,240
  • High Value: 233,974
  • Low Value: 108,506

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $155,000
  • First Open Lien Mortgage Lender: HUDSON RIVER COMMUNITY FCU
  • First Open Lien Mortgage Recording Date: Jul 24, 2023
  • First Open Lien Mortgage Loan Amount: $155,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: Stand Alone Refi (Refinance of Original Loan)
  • First Open Lien Mortgage Loan Due Date: Aug 01, 2053

    Market Valuation

  • Market Total Value: $125,700
  • Market Land Value: $24,700
  • Market Improvement Value: $101,000

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $125,700
  • Assessed Land Value: $24,700
  • Assessed Improvements Value: $101,000

    Sales

  • Current Sale Contract Date: Dec 16, 2021
  • Current Sale Recording Date: Dec 20, 2021
  • Current Sale Transaction ID: 11876066055
  • Current Sale Price: $125,660
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 2021-7867
  • Previous Sale Recording Date: Sep 20, 2012
  • Previous Sale Contract Date: Sep 19, 2012
  • Previous Sale Amount: $140,000
  • Previous Sale Document Type: Deed

    Last Sale Mortgage

  • First Mortgage Lender: HOMESTEAD FUNDING CORP
  • First Mortgage Transaction Date: Dec 20, 2021
  • First Mortgage Loan Amount: $123,383
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: FHA

    Previous Mortgages

  • Previous Mortgage Lender: CONTINENTAL HOME LOANS
  • Previous Mortgage Transaction Date: Sep 20, 2012
  • Previous Mortgage Loan Amount: $137,464
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: FHA
  • Previous Mortgage Loan Due Date: Jan 01, 2042

About Hudson Falls



Similar Buildings

Currently no similar buildings around

Nearby Rentals

Currently no nearby rentals

Frequently Asked Questions

What neighborhood is 49 Elm Street located in?
The 49 Elm Street is a located in the neighborhood of Kingsbury in Hudson Falls, Hudson Falls.
What is the average sales price for listings in 49 Elm Street?
The average sales price for units in 49 Elm Street is $0 currently.

Quantcast