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4898 Lake Shore Drive

4898 Lake Shore Drive, Saint Cloud, FL 34772
Sold Jun 16, 2020
$230,000
$225,834 by Broker Solutions Inc
Mortgage Due Jul 01, 2050
Sold Mar 15, 2017
$174,000
$170,848 by Caliber Home Loans Inc
Mortgage Due Apr 01, 2047
4898 Lake Shore Drive in Saint Cloud, FL was first built in 2004 and is 20 years old. Although, the building on the property was most recently renovated and altered in 2009. This has been categorized as a residential property type. For those interested in architecture, the building on the property was built in a conventional style. It is a single story home. There are a total of 0 rooms in the home, of which, 3 are bedrooms. In terms of bathrooms, there are a total of 2 full bathrooms. There are 2 partial bathrooms. 4898 Lake Shore Drive has 1,303 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. The linear feet across the front of the lot is 1,200 ft and the linear feet between the front and back of the lot is 1,230. In total, the area measurement of the land is 13,895 square feet.

Learn more about the property and building on this page. There is a unknown and a unknown. The home has a gable or hip style roof made of composition shingle. The quality of the control joints have been graded by the local assessor with a letter grade of C. The condition of the building has been evaluated as average. The exterior walls of the home are made of alum/vinyl siding. While the interior walls are made of gypsum boards such as those made of drywall, sheetrock, etc. Walk inside and you'll find flooring throughout the home. Walk into the home itself and you'll find that it is currently being cooled with a packaged air conditioning unit. As for heating, the home is utilizing a heating system. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 4898 Lake Shore Drive sold most recently in Jun 15, 2020 for a total of $230,000. If you work out the math, that's approximately a cost of $176.52 per sqft. Before that, the property was also sold for $174,000 in Mar 14, 2017. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $2,664 in taxes each year. 4898 Lake Shore Drive was most recently assessed in 2022. During this assessment, the property's total value was estimated to be about $189,520. Homeowners who care about taxes, will be happy to see that the property's total assessed value has been marked as less than the total market value. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

Building Features

Exterior

Vinyl Siding
Wood Exterior

Facilities

Boat Slip
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 2004
  • Effective Year Built: 2009
  • Building Count: 1
  • Bedroom Count: 3
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Building Condition: Average
  • Building Quality: C
  • Building Style: Conventional
  • Exterior Walls Type: Alum/Vinyl siding
  • Interior Walls Type: Gypsum board (drywall, sheetrock, etc.)
  • Roof Shape Type: Gable or hip
  • Roof Cover Type: Composition shingle
  • Floor Count: 1
  • Living Units: 1
  • Floor Cover: Carpet
  • Basement Area: 0
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 13,895
  • Lot Size Depth Feet: 1,230
  • Lot Size Frontage Feet: 1,200
  • Total Building Area: 1,303
  • Gross Building Area: 1,323
  • Building Area: 1,303
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: Packed air conditioning unit
  • Heating: Yes
  • Heated Square Feet: 1,303
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: ST CLOUD MANOR VLG
  • Land Acres: 0.319
  • Standard Land Use Code: Single family residential
  • Legal Description 1: ST CLOUD MANOR VILLAGE PB 1 PG 395 BLK L LOT 5

Ownership

  • Current Owner : RAMIREZ JULISSA JAMIRA
  • Current Owner 2: JUSTINIANO PABLO DANIEL
  • Previous Owner : SMITH COURTNEY
  • Previous Owner 2: SMITH SHELTON
  • Owner Before Previous Owner: REID JOHN T
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Osceola County School District
  • Census Tract: 043304

Zoning

  • Zoning: OAE1

Geography

  • Assessors Map Reference: 30B
  • Subdivision Tract Number: 5130
  • Parcel: 31-26-31-5130-000L-0050
  • Block: L
  • Lot: 5
  • Meridian: SEC 31 TWN 26S RNG 31E
  • Municipality: OSCEOLA COUNTY
  • Latitude: 28.1875
  • Longitude: -81.244

    Address

  • Full Address: 4898 Lake Shore Dr
  • Address - House Number: 4898
  • Address - Street Name: Lake Shore
  • Address - Suffix Type: Dr
  • State: FL
  • City Name: Saint Cloud
  • Carrier Code: R008
  • 4-Digit Zip Code: 7576
  • Zip Code: 34772

Valuation

    Tax

  • Total Area: 1,323
  • Tax Year: 2022
  • Tax Amount: $2,664
  • Tax Rate Code Area: 300

    Appraisal Valuation

  • Standard Deviation: 0.1603
  • Valuation Date: Jan 03, 2024
  • Confidence Score: 80
  • Final Value: 360,624
  • High Value: 418,434
  • Low Value: 302,813

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $225,834
  • First Open Lien Mortgage Lender: BROKER SOLUTIONS INC
  • First Open Lien Mortgage Recording Date: Jun 16, 2020
  • First Open Lien Mortgage Loan Amount: $225,834
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: FHA
  • First Open Lien Mortgage Loan Due Date: Jul 01, 2050

    Market Valuation

  • Market Total Value: $222,300
  • Market Land Value: $42,000
  • Market Improvement Value: $180,300

    Assessments Valuation

  • Assessed Year: 2022
  • Assessed Total Value: $189,520

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Jun 15, 2020
  • Current Sale Recording Date: Jun 16, 2020
  • Current Sale Transaction ID: 11772839257
  • Current Sale Price: $230,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 2020077306
  • Previous Sale Recording Date: Mar 15, 2017
  • Previous Sale Contract Date: Mar 14, 2017
  • Previous Sale Amount: $174,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: BROKER SOLUTIONS INC
  • First Mortgage Transaction Date: Jun 16, 2020
  • First Mortgage Loan Amount: $225,834
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: FHA
  • First Mortgage Loan Due Date: Jul 01, 2050

    Previous Mortgages

  • Previous Mortgage Lender: CALIBER HOME LOANS INC
  • Previous Mortgage Transaction Date: Mar 15, 2017
  • Previous Mortgage Loan Amount: $170,848
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: FHA
  • Previous Mortgage Loan Due Date: Apr 01, 2047

About St. Cloud Manor Village



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Nearby Rentals

Unit for rent at

$2,495 /mo

  • 4 Beds
  • 2 Baths
  • 1,900 ft²
Listing by Manager

Frequently Asked Questions

What neighborhood is 4898 Lake Shore Drive located in?
The 4898 Lake Shore Drive is a house located in the neighborhood of St. Cloud Manor Village in St. Cloud Manor Village, Saint Cloud.
What is the average sales price for listings in 4898 Lake Shore Drive?
The average sales price for units in 4898 Lake Shore Drive is $234,900 , or $180/sqft. currently.

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