489 Richard Drive

Local assessors in Ringgold, GA have categorized 489 Richard Drive as a residential type of property. The home was built in 1989 and is 35 years old. It was most recently renovated and altered in 1999. The property's lot size has been calculated to be 40,946 square feet. The linear feet between the front and back of the lot was measured at 2,980 ft and the front of the lot was measured at 1,380 ft. As for the restroom situation, there are 2 full bathrooms. There are also 2 partial bathrooms. This is a 2 story home so residents will need to have climb at least one set of stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 489 Richard Drive has a total of 1,920 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Do you like to entertain? The home has a covered porch so you'll have a great option in the front of the home. Moving onto specific details regarding the building. Our sources show that the building condition is average. The building has a gable style roof that was made of composition shingle. Lots of unknown were used in the construction of the exterior walls of the home. While the walls in the interior have been made of gypsum boards such as those made of drywall, sheetrock, etc. As for flooring, was the material of choice during construction. Residents rely on central air conditioning for their cooling system. The home's a central heating system is the primary heating source. There is a single fireplace in the home which may result in additional cleaning fees for the homeowner. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 489 Richard Drive was last sold in Mar 4, 2016 for $165,000. According to our calculations, that's $85.94 per sqft. Prior to that sales transaction, the property was sold for $139,900 in Jul 8, 2003. Current property owners are expected to pay $2,268 in taxes per year. The property on 489 Richard Drive was last assessed in 2023. As a result of that assessment, the total value of the property was placed at $101,301. To break that down further, the land itself was valued at $12,885. While improvements to the property were assessed at a total of $88,416. Based on our records, the total assessed value for this property has been marked as less than the total market value as of this moment. Which is great for tax purposes. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.