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480 Ruffian Court

480 Ruffian Court, Reno, NV 89521
House in Curti Ranch
Sold Jun 28, 2019
$446,000
$440,950 by All Western Mortgage Inc
Mortgage Due Feb 01, 2051
Sold Oct 08, 2015
$346,888
$331,145 by Universal American Mortgage Co
Mortgage Due Nov 01, 2045
Local assessors in Reno, NV have categorized 480 Ruffian Court as a residential type of property. The home was built in 2006 and is 18 years old. The property's lot size has been calculated to be 6,023 square feet. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 0 rooms in the home. Of these, 3 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 2 full bathrooms. There are also 3 partial bathrooms. This is a 2 story home so residents will need to have climb at least one set of stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 480 Ruffian Court has a total of 2,114 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. The home sources its water from a municipal system. For water disposal, homeowners who don't want the additional responsibilities of handling a septic tank will be happy to learn that the home is connected to a municipal sewage system. Though, they may have to pay additional fees to have their wastewater disposed. Additional features on the property are as follows. There is a attached garage for those who need a place to park their vehicle. The garage on the property is 380 sqft. There is only one available parking space, so if you need more, you may need to find some alternatives. Do you like to entertain? The home has both a unknown and a unknown so you'll have great options in both the front and back of the home. It might sound scary but did you know that buildings can move depending on the weather? Both hot and cold weather can have severe impact on the longevity of your home structure depending on how much your home moves. Hence why architects pay a lot of attention to the type of control joints used in the construction process. Just so you know, this home was built with frame control joints. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - C. The building has a roof that is made of concrete. Lots of a combination of material were used in the construction of the exterior walls of the home. Residents rely on central air conditioning for their cooling system. The home's a forced air unit is the primary heating source. There is a single fireplace in the home which may result in additional cleaning fees for the homeowner. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 480 Ruffian Court sold most recently in Jun 26, 2019 for a total of $446,000. If you work out the math, that's approximately a cost of $178.83 per sqft. Before that, the property was also sold for $346,888 in Oct 6, 2015. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $3,135 in taxes each year. 480 Ruffian Court was most recently assessed in 2024. During this assessment, the property's total value was estimated to be about $138,314. If we break it down further, the land itself was valued at $36,320. Improvements to the property, however, were assessed at a total of $101,995. Homeowners who care about taxes, will be happy to see that the property's total assessed value has been marked as less than the total market value. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

Building Features

Exterior

Stucco Exterior

Parking

Attached Garage
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 2006
  • Effective Year Built: 2006
  • Building Count: 1
  • Bedroom Count: 3
  • Bathroom Count: 3
  • Full Bathrooms: 2
  • Partial Bathrooms: 3
  • Bathroom Plumbing Fixtures: 14
  • Building Quality: C
  • Construction Type: Frame
  • Exterior Walls Type: Combination
  • Roof Cover Type: Concrete
  • Floor Count: 2
  • Living Units: 1
  • Basement Area: 0
  • Garage Type: Attached
  • Garage Square Area: 380
  • Parking Space Count: 1

    Dimensions

  • Lot Size Square Feet: 6,023
  • Total Building Area: 2,494
  • Gross Building Area: 2,494
  • Building Area: 2,114
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Central air conditioning
  • Heating: Forced air unit
  • Heated Square Feet: 2,114
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: Municipal
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Subdivision: CURTI RANCH 2 UNIT 6
  • Land Acres: 0.138
  • Standard Land Use Code: Single family residential
  • Legal Description 1: CURTI RANCH 2 UT 6 LT 638

Ownership

  • Current Owner : RATHBUM DANIEL
  • Current Owner 2: RATHBUM CHRYSTA
  • Previous Owner : JUSUF ARMAND C
  • Previous Owner 2: JUSUF ALISON J
  • Owner Before Previous Owner: TANG HSUEH HSIA A
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Washoe County School District
  • Census Tract: 002219

Zoning

  • Zoning: PD

Geography

  • Assessors Map Reference: 140-56
  • Parcel: 140-561-17
  • Lot: 638
  • Municipality: CITY OF RENO
  • Latitude: 39.403
  • Longitude: -119.734

    Address

  • Full Address: 480 Ruffian Ct
  • Address - House Number: 480
  • Address - Street Name: Ruffian
  • Address - Suffix Type: Ct
  • State: NV
  • City Name: Reno
  • Carrier Code: R056
  • 4-Digit Zip Code: 6275
  • Zip Code: 89521

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $3,135
  • Tax Rate Code Area: 1000

    Appraisal Valuation

  • Standard Deviation: 0.1483
  • Valuation Date: Feb 28, 2024
  • Confidence Score: 82
  • Final Value: 649,007
  • High Value: 745,315
  • Low Value: 552,699

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $515,950
  • First Open Lien Mortgage Lender: ALL WESTERN MORTGAGE INC
  • First Open Lien Mortgage Recording Date: Jan 29, 2021
  • First Open Lien Mortgage Loan Amount: $440,950
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: VA
  • First Open Lien Mortgage Loan Due Date: Feb 01, 2051
  • Second Open Lien Mortgage Lender: MOUNTAIN AMERICA FEDERAL CREDI
  • Second Open Lien Mortgage Recording Date: Mar 30, 2022
  • Second Open Lien Mortgage Loan Amount: $75,000
  • Second Open Lien Mortgage Term: 360
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: Credit Line (Revolving)

    Market Valuation

  • Market Total Value: $300,942
  • Market Land Value: $73,350
  • Market Improvement Value: $227,592

    Assessments Valuation

  • Assessed Year: 2024
  • Assessed Total Value: $138,314
  • Assessed Land Value: $36,320
  • Assessed Improvements Value: $101,995

    Sales

  • Current Sale Contract Date: Jun 26, 2019
  • Current Sale Recording Date: Jun 28, 2019
  • Current Sale Transaction ID: 11618507133
  • Current Sale Price: $446,000
  • Current Sale Document Type: Bargain and Sale Deed
  • Current Sale Input Document Number: 4924878
  • Previous Sale Recording Date: Oct 08, 2015
  • Previous Sale Contract Date: Oct 06, 2015
  • Previous Sale Amount: $346,888
  • Previous Sale Document Type: Bargain and Sale Deed

    Last Sale Mortgage

  • First Mortgage Lender: ISERVE RESIDENTIAL LENDING LLC
  • First Mortgage Transaction Date: Jun 28, 2019
  • First Mortgage Loan Amount: $446,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: VA
  • First Mortgage Loan Due Date: Jul 01, 2049

    Previous Mortgages

  • Previous Mortgage Lender: UNIVERSAL AMERICAN MORTGAGE CO
  • Previous Mortgage Transaction Date: Oct 08, 2015
  • Previous Mortgage Loan Amount: $331,145
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: FHA
  • Previous Mortgage Loan Due Date: Nov 01, 2045

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Frequently Asked Questions

What neighborhood is 480 Ruffian Court located in?
The 480 Ruffian Court is a house located in the neighborhood of Curti Ranch in Southeast Reno, Reno.
What is the average sales price for listings in 480 Ruffian Court?
The average sales price for units in 480 Ruffian Court is $0 currently.

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