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48 Wingate Drive

48 Wingate Drive, Oswego, IL 60543
Property in Oswego
Sold Jan 08, 2020
$198,000
$195,000 by Leader One Financial Corp
Mortgage Due Feb 01, 2051
Sold Jul 25, 2001
$150,000
$140,000 by Abn Amro Mtg Group Inc
Mortgage Due Aug 01, 2031
Local assessors in Oswego, IL have categorized 48 Wingate Drive as a residential type of property. The property's lot size has been calculated to be 3,785 square feet. The linear feet between the front and back of the lot was measured at 920 ft and the front of the lot was measured at 430 ft. This is a 2 story home so residents will need to have climb at least one set of stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 48 Wingate Drive has a total of 596 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations. There is a finished improved basement that is 596 sqft. Perfect for those looking for additional storage or living space such as a recreational room, additional bedroom, etc.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Additional features on the property are as follows. There is a attached garage for those who need a place to park their vehicle. There are 2 available parking spaces so it's a great situation for those with more than one car. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 48 Wingate Drive sold most recently in Dec 24, 2019 for a total of $198,000. If you work out the math, that's approximately a cost of $332.21 per sqft. Before that, the property was also sold for $150,000 in Jul 23, 2001. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $5,940 in taxes each year. 48 Wingate Drive was most recently assessed in 2022. During this assessment, the property's total value was estimated to be about $71,781. If we break it down further, the land itself was valued at $12,270. Improvements to the property, however, were assessed at a total of $59,511. Homeowners who care about taxes, will be happy to see that the property's total assessed value has been marked as less than the total market value. Looking to take out a mortage loan? You may want to consider a conventional loan, which is considered one of the most common type of loans on the market. We'll cover the two different types of conventional loans (aka conforming and non-conforming), the pros and cons, and how they could benefit you compared to a FHA or specialty loan. Read more about conventional loans and how you can qualify for one.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

Building Features

Exterior

Vinyl Siding

Parking

Garage Parking
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Building Count: 1
  • Bedroom Count: 0
  • Floor Count: 2
  • Living Units: 1
  • Basement Type: Finished improved basement
  • Basement Area: 596
  • Garage Type: Attached
  • Parking Space Count: 2

    Dimensions

  • Lot Size Square Feet: 3,785
  • Lot Size Depth Feet: 920
  • Lot Size Frontage Feet: 430
  • Total Building Area: 596
  • Gross Building Area: 596
  • Building Area: 596
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: unknown
  • Heated Square Feet: 596
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: OGDEN FALLS UNIT 1 PHASE 1
  • Land Acres: 0.087
  • Standard Land Use Code: Residential (general) (single)
  • Legal Description 1: LOT 153 OGDEN FALLS UNIT 1 PHASE 1 VILLAGE OF OSWEGO

Ownership

  • Current Owner : CARDENAS RICARDO
  • Previous Owner : GOMEZ ELIZABETH
  • Previous Owner 2: GONZALEZ ARCELI
  • Owner Before Previous Owner: NURSE DEIGHTON S
  • Owner Before Previous Owner 2: NURSE ROSITA
  • Is Owner Occupied: Owner-occupied property
  • Ownership Rights Codes: Tenants by Entirety

Neighborhood

  • School District Name: Oswego Community Unit School District 308
  • Census Tract: 890105

Geography

  • Assessors Map Reference: 3200-E7
  • Parcel: 03-02-471-004
  • Lot: 153
  • Municipality: OSWEGO TOWNSHIP
  • Latitude: 41.7105
  • Longitude: -88.2843

    Address

  • Full Address: 48 Wingate Dr
  • Address - House Number: 48
  • Address - Street Name: Wingate
  • Address - Suffix Type: Dr
  • State: IL
  • City Name: Oswego
  • Carrier Code: R001
  • 4-Digit Zip Code: 7912
  • Zip Code: 60543

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $5,940
  • Tax Rate Code Area: OS008

    Appraisal Valuation

  • Standard Deviation: 0.0911
  • Valuation Date: Nov 29, 2023
  • Confidence Score: 92
  • Final Value: 276,562
  • High Value: 301,769
  • Low Value: 251,355

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $195,000
  • First Open Lien Mortgage Lender: LEADER ONE FINANCIAL CORP
  • First Open Lien Mortgage Recording Date: Jan 20, 2021
  • First Open Lien Mortgage Financing Type: Fixed Rate
  • First Open Lien Mortgage Loan Amount: $195,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Feb 01, 2051

    Market Valuation

  • Market Total Value: $215,343
  • Market Land Value: $36,810
  • Market Improvement Value: $178,533

    Assessments Valuation

  • Assessed Year: 2022
  • Assessed Total Value: $71,781
  • Assessed Land Value: $12,270
  • Assessed Improvements Value: $59,511

    Sales

  • Current Sale Contract Date: Dec 24, 2019
  • Current Sale Recording Date: Jan 08, 2020
  • Current Sale Transaction ID: 11716425291
  • Current Sale Price: $198,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 202000000237
  • Previous Sale Recording Date: Jul 25, 2001
  • Previous Sale Contract Date: Jul 23, 2001
  • Previous Sale Amount: $150,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: LEADER ONE FINANCIAL CORP
  • First Mortgage Transaction Date: Jan 08, 2020
  • First Mortgage Loan Amount: $191,391
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: FHA
  • First Mortgage Loan Due Date: Jan 01, 2050

    Financing

  • First Mortgage Financing Type: Fixed Rate

    Previous Mortgages

  • Previous Mortgage Lender: ABN AMRO MTG GROUP INC
  • Previous Mortgage Transaction Date: Jul 25, 2001
  • Previous Mortgage Financing Type: Fixed Rate
  • Previous Mortgage Loan Amount: $140,000
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Due Date: Aug 01, 2031

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Frequently Asked Questions

What neighborhood is 48 Wingate Drive located in?
The 48 Wingate Drive is a located in the neighborhood of Oswego in Oswego, Oswego.
What is the average sales price for listings in 48 Wingate Drive?
The average sales price for units in 48 Wingate Drive is $0 currently.

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