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48 Mill Street

48 Mill Street, Painted Post, NY 14870
House in Erwin
Sold Feb 17, 2021
$186,200
$186,200 by Freedom Mortgage Corp
Mortgage Due Feb 17, 2051
Sold Jun 08, 2016
$160,106
$166,920 by Homestead Funding Corp
Mortgage Due Jan 01, 2046
48 Mill Street in Painted Post, NY was first built in 1876 and is 148 years old. Although, the building on the property was most recently renovated and altered in 1980. This has been categorized as a residential property type. For those interested in architecture, the building on the property was built in a traditional style. There are a total of 2 floors. There are a total of 9 rooms in the home, of which, 4 are bedrooms. In terms of bathrooms, there are a total of 2 full bathrooms. There are 2 partial bathrooms. 48 Mill Street has 2,023 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. In total, the area measurement of the land is 101,059 square feet.

Learn more about the property and building on this page. There is a covered porch. Water for the property is sourced from a municipal system. The property is not connected to a municipal sewage system. Instead, it is connected to a septic system which you will need to handle on your own. The quality of the control joints have been graded by the local assessor with a letter grade of C. The condition of the building has been evaluated as good. The exterior walls of the home are made of alum/vinyl siding. As for heating, the home is utilizing a forced air unit and being fueled with gas. The property was last sold in Feb 2, 2021 for $186,200. That's $92.04 per sqft. Prior to that sales transaction, the property was also sold in Jun 3, 2016 for $160,106. 48 Mill Street was last assessed in 2023. The total value of the property was assessed at $162,000. Specifically, the land the property is located on was valued at $15,000. While improvements on the property were assessed at a total of $147,000. The total assessed value for this property is less than the total market value as of this moment. Which is great for tax purposes. The total amount of taxes due from a property owner is $5,009. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1876
  • Effective Year Built: 1980
  • Total Rooms: 9
  • Bedroom Count: 4
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Building Condition: Good
  • Building Quality: C
  • Building Style: Traditional
  • Exterior Walls Type: Alum/Vinyl siding
  • Floor Count: 2
  • Basement Type: Partial basement
  • Basement Area: 0
  • Parking Space Count: 0
  • Porch Type: Covered porch

    Dimensions

  • Lot Size Square Feet: 101,059
  • Total Building Area: 2,023
  • Building Area: 2,023
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: Forced air unit
  • Heated Square Feet: 2,023
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: Septic
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Land Acres: 2.32
  • Standard Land Use Code: Single family residential
  • Legal Description 1: LAND & BLD 2.35ACRES

Ownership

  • Current Owner : COMFORT SAMANTHA J
  • Previous Owner : RALSTON DEANDRE S
  • Owner Before Previous Owner: WILSON ELAINE K
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Corning City School District
  • School Tax School District: CORNING
  • Census Tract: 962302

Geography

  • Account Number: 0000692-000
  • District: 464289
  • Section: 280.00
  • Parcel: 464289 280.00-01-042.000
  • Block: 1
  • Lot: 42.000
  • Municipality: ERWIN (TOV)
  • Latitude: 42.177
  • Longitude: -77.1397

    Address

  • Full Address: 48 Mill St
  • Address - House Number: 48
  • Address - Street Name: Mill
  • Address - Suffix Type: St
  • State: NY
  • City Name: Painted Post
  • Carrier Code: R009
  • 4-Digit Zip Code: 9195
  • Zip Code: 14870

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $5,009
  • Tax Rate Code Area: 460300

    Appraisal Valuation

  • Standard Deviation: 0.2528
  • Valuation Date: Mar 13, 2024
  • Confidence Score: 64
  • Final Value: 217,888
  • High Value: 272,981
  • Low Value: 162,796

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $186,200
  • First Open Lien Mortgage Lender: FREEDOM MORTGAGE CORP
  • First Open Lien Mortgage Recording Date: Feb 17, 2021
  • First Open Lien Mortgage Loan Amount: $186,200
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: VA
  • First Open Lien Mortgage Loan Due Date: Feb 17, 2051

    Market Valuation

  • Market Total Value: $182,022
  • Market Land Value: $16,854
  • Market Improvement Value: $165,168

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $162,000
  • Assessed Land Value: $15,000
  • Assessed Improvements Value: $147,000

    Exemptions

  • Veteran Exemption: Yes
  • Disabled Exemption: Yes

    Sales

  • Current Sale Contract Date: Feb 02, 2021
  • Current Sale Recording Date: Feb 17, 2021
  • Current Sale Transaction ID: 11822304396
  • Current Sale Price: $186,200
  • Current Sale Document Type: Warranty Deed
  • Previous Sale Recording Date: Jun 08, 2016
  • Previous Sale Contract Date: Jun 03, 2016
  • Previous Sale Amount: $160,106
  • Previous Sale Document Type: Deed

    Last Sale Mortgage

  • First Mortgage Lender: FREEDOM MORTGAGE CORP
  • First Mortgage Transaction Date: Feb 17, 2021
  • First Mortgage Loan Amount: $186,200
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: VA

    Previous Mortgages

  • Previous Mortgage Lender: HOMESTEAD FUNDING CORP
  • Previous Mortgage Transaction Date: Jun 08, 2016
  • Previous Mortgage Loan Amount: $166,920
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: FHA
  • Previous Mortgage Loan Due Date: Jan 01, 2046

About Coopers Plains



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Frequently Asked Questions

What neighborhood is 48 Mill Street located in?
The 48 Mill Street is a house located in the neighborhood of Erwin in Coopers Plains, Painted Post.
What is the average sales price for listings in 48 Mill Street?
The average sales price for units in 48 Mill Street is $0 currently.

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