EXCLUSIVE JUST LISTED  RENOVATION OPPORTUNITY: Classic 4-Bd. Dutch Colonial with Porch, Patio, Yard & Garage    In need of renovation, this 4-bedroom, 3.5-bath, stone, stucco and vinyl-sided house was built in 1905 in classic Dutch Colonial style. It enjoys a 40-foot-wide columned front porch, a spacious 2-level backyard, and a detached garage with a private, multicar driveway.    Features include: a center hall; living room with wood-burning fireplace and southern bay window; formal dining room with fireplace and tall wainscoting; kitchen with a door out to the rear patio and yard; den/breakfast room (possible office); basement with recreation room, storage room, laundry room and full bathroom; 0.20-acre lot.    Conveniently located for shops, transportation and schools, including SAR High School and the College of Mount Saint Vincent.