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475 South 4th Street

475 South 4th Street, Elko, NV 89801
Property in Elko
Sold Jan 31, 2020
$130,000
$126,984 by Flagstar Bank Fsb
Mortgage Due Feb 01, 2050
475 South 4th Street has been categorized by the local assessors in Elko, NV as a residential type of property. The building on the property was first built in 1964 and is 60 years old. The home has a total of 3 bedrooms. Residents will have access to one full bathroom. There is one partial bathroom in the home. This is a single story building so stairs are not necessary to access other parts of the home. In addition, 475 South 4th Street has 954 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. The area measurement of the land has been determined as 3,485 square feet.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. Along the lines of building condition, did you know that weather changes can cause buildings to move? It may sound alarming, but thats why the type of control joints used in the construction of your home is extremely important. Architects often have to plan these out well in advance to ensure the longevity of the building. Therefore, as part of your consideration, you should note that the home was built with frame control joints. From what we've gathered, the quality of these control joints have been graded with a letter grade of D- by the local assessor. The exterior walls of the building are made of stucco. In terms of heating, it is utilizing a forced air unit. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 475 South 4th Street sold most recently in Dec 11, 2019 for a total of $130,000. If you work out the math, that's approximately a cost of $136.27 per sqft. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $560 in taxes each year. 475 South 4th Street was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $17,800. If we break it down further, the land itself was valued at $4,025. Improvements to the property, however, were assessed at a total of $13,775. Homeowners who care about taxes, will be happy to see that the property's total assessed value has been marked as less than the total market value. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

Building Features

Exterior

Wood Exterior
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1964
  • Effective Year Built: 1964
  • Bedroom Count: 3
  • Bathroom Count: 1
  • Full Bathrooms: 1
  • Partial Bathrooms: 1
  • Bathroom Plumbing Fixtures: 6
  • Building Quality: D-
  • Construction Type: Frame
  • Exterior Walls Type: Stucco
  • Floor Count: 1
  • Basement Area: 0
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 3,485
  • Lot Size Frontage Feet: 0
  • Total Building Area: 954
  • Gross Building Area: 954
  • Building Area: 954
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: Forced air unit
  • Heated Square Feet: 954
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: BIEGLER ADDITION
  • Land Acres: 0.08
  • Standard Land Use Code: Single family residential
  • Legal Description 1: BIEGLER ADDITION FILE 76454 THE SW'LY HALF OF LOT 15 BLK H

Ownership

  • Current Owner : CARRILLO ANA L
  • Current Owner 2: VELAZQUEZ DOSTIN RENE VALLADOLID
  • Previous Owner : ROMERO EUGENIO
  • Previous Owner 2: ROMERO MARIA
  • Is Owner Occupied: Owner-occupied property
  • Ownership Rights Codes: Et al (and others)

Neighborhood

  • School District Name: Elko County School District
  • Census Tract: 951202

Zoning

  • Zoning: ZGI

Geography

  • Assessors Map Reference: MAP: 76454
  • District: 11
  • Parcel: 001-422-010
  • Block: H
  • Lot: 15
  • Municipality: CITY OF ELKO
  • Latitude: 40.8271
  • Longitude: -115.757

    Address

  • Full Address: 475 S 4th St
  • Address - House Number: 475
  • Street Direction: S
  • Address - Street Name: 4th
  • Address - Suffix Type: St
  • State: NV
  • City Name: Elko
  • Carrier Code: C007
  • 4-Digit Zip Code: 4108
  • Zip Code: 89801

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $560

    Appraisal Valuation

  • Standard Deviation: 0.1569
  • Valuation Date: Nov 03, 2023
  • Confidence Score: 80
  • Final Value: 229,488
  • High Value: 265,504
  • Low Value: 193,471

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $132,063
  • First Open Lien Mortgage Lender: FLAGSTAR BANK FSB
  • First Open Lien Mortgage Recording Date: Jan 31, 2020
  • First Open Lien Mortgage Loan Amount: $126,984
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: FHA
  • First Open Lien Mortgage Loan Due Date: Feb 01, 2050
  • Second Open Lien Mortgage Lender: NEVADA RURAL HOUSING AUTHORITY
  • Second Open Lien Mortgage Recording Date: Jan 31, 2020
  • Second Open Lien Mortgage Loan Amount: $5,079
  • Second Open Lien Mortgage Term: 360
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: Unknown (DEFAULT)

    Market Valuation

  • Market Total Value: $50,857
  • Market Land Value: $11,500
  • Market Improvement Value: $39,357

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $17,800
  • Assessed Land Value: $4,025
  • Assessed Improvements Value: $13,775

    Sales

  • Current Sale Contract Date: Dec 11, 2019
  • Current Sale Recording Date: Jan 31, 2020
  • Current Sale Transaction ID: 11735324565
  • Current Sale Price: $130,000
  • Current Sale Document Type: Bargain and Sale Deed
  • Current Sale Input Document Number: 764843

    Last Sale Mortgage

  • First Mortgage Lender: FLAGSTAR BANK FSB
  • First Mortgage Transaction Date: Jan 31, 2020
  • First Mortgage Loan Amount: $126,984
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: FHA
  • First Mortgage Loan Due Date: Feb 01, 2050

About Elko



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Frequently Asked Questions

What neighborhood is 475 South 4th Street located in?
The 475 South 4th Street is a other located in the neighborhood of Elko in Elko, Elko.
What is the average sales price for listings in 475 South 4th Street?
The average sales price for units in 475 South 4th Street is $0 currently.

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