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4714 Cordelia Lane

4714 Cordelia Lane, Chattanooga, TN 37416
Sold Mar 02, 2021
$210,900
$207,079 by Churchill Mortgage Corp
Mortgage Due Mar 01, 2051
Sold Jul 06, 2020
$183,500
$146,800 by Panorama Mortgage Group Llc
Mortgage Due Jul 01, 2050
4714 Cordelia Lane in Chattanooga, TN was first built in 1965 and is 59 years old. Although, the building on the property was most recently renovated and altered in 1980. This has been categorized as a residential property type. For those interested in architecture, the building on the property was built in a ranch/rambler style. It is a single story home. In terms of bathrooms, there are a total of 2 full bathrooms. There are 2 partial bathrooms. 4714 Cordelia Lane has 2,143 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. The linear feet across the front of the lot is 1,288 ft and the linear feet between the front and back of the lot is 1,500. In total, the area measurement of the land is 19,332 square feet.

Learn more about the property and building on this page. The home has a flat style roof made of asphalt and ply sheets in a built-up roof style. Water for the property is sourced from a water system. The property is connected to a sewer system. The quality of the control joints have been graded by the local assessor with a letter grade of D. The exterior walls of the home are made of unknown. As for heating, the home is utilizing a central heating system. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 4714 Cordelia Lane sold most recently in Feb 23, 2021 for a total of $210,900. If you work out the math, that's approximately a cost of $98.41 per sqft. Before that, the property was also sold for $183,500 in Jun 17, 2020. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $975 in taxes each year. The initial year of tax delinquency occurred in 2019. 4714 Cordelia Lane was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $43,600. Homeowners who care about taxes, will be happy to see that the property's total assessed value has been marked as less than the total market value. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

Building Features

Exterior

Stone Exterior
Vinyl Siding

Parking

Garage Parking
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1965
  • Effective Year Built: 1980
  • Bedroom Count: 0
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Building Quality: D
  • Building Style: Ranch/Rambler
  • Roof Shape Type: Flat
  • Roof Cover Type: Built-up
  • Floor Count: 1
  • Basement Area: 0
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 19,332
  • Lot Size Depth Feet: 1,500
  • Lot Size Frontage Feet: 1,288
  • Total Building Area: 2,143
  • Building Area: 2,143
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: Central heating
  • Heated Square Feet: 2,143
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: Yes
  • Water Service: Yes

Building

  • Property Class: Residential
  • Subdivision: WASHINGTON HILLS UNI
  • Land Acres: 0.443
  • Standard Land Use Code: Single family residential
  • Legal Description 1: LOT 10 WASHINGTON HILLS UNIT NO 7 P B 24 PG 25

Ownership

  • Current Owner : CHAMBERLIN LOUIS CLINTON
  • Previous Owner : KRAGULJ ELIJAH
  • Owner Before Previous Owner: JONES MATTHEW
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Hamilton County School District
  • Census Tract: 011402

Zoning

  • Zoning: R1

Geography

  • Assessors Map Reference: MB 24 PG 25
  • Account Number: 0000054971
  • District: 1
  • Parcel: 129E D 015
  • Lot: 10
  • Municipality: CHATTANOOGA
  • Latitude: 35.0822
  • Longitude: -85.169

    Address

  • Full Address: 4714 Cordelia Ln
  • Address - House Number: 4714
  • Address - Street Name: Cordelia
  • Address - Suffix Type: Ln
  • State: TN
  • City Name: Chattanooga
  • Carrier Code: C004
  • 4-Digit Zip Code: 2405
  • Zip Code: 37416

Valuation

    Tax

  • Total Area: 2,020
  • Tax Year: 2023
  • Tax Amount: $975
  • Intital Tax Deliquent Year: 2019

    Appraisal Valuation

  • Standard Deviation: 0.2648
  • Valuation Date: Jan 31, 2024
  • Confidence Score: 62
  • Final Value: 292,266
  • High Value: 369,678
  • Low Value: 214,853

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $414,158
  • First Open Lien Mortgage Lender: CHURCHILL MORTGAGE CORP
  • First Open Lien Mortgage Recording Date: Mar 02, 2021
  • First Open Lien Mortgage Loan Amount: $207,079
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: FHA
  • First Open Lien Mortgage Loan Due Date: Mar 01, 2051
  • Second Open Lien Mortgage Lender: TENNESSEE HOUSING DEVELOPMENT
  • Second Open Lien Mortgage Recording Date: Mar 02, 2021
  • Second Open Lien Mortgage Loan Amount: $207,079
  • Second Open Lien Mortgage Term: 360
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: Future Advance Clause / Open End Mortgage
  • Second Open Lien Mortgage Loan Due Date: Mar 02, 2051

    Market Valuation

  • Market Total Value: $174,400
  • Market Land Value: $30,000
  • Market Improvement Value: $144,400

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $43,600

    Sales

  • Current Sale Contract Date: Feb 23, 2021
  • Current Sale Recording Date: Mar 02, 2021
  • Current Sale Transaction ID: 11822786484
  • Current Sale Price: $210,900
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 2021030200319
  • Previous Sale Recording Date: Jul 06, 2020
  • Previous Sale Contract Date: Jun 17, 2020
  • Previous Sale Amount: $183,500
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: TENNESSEE HOUSING DEVELOPMENT
  • First Mortgage Transaction Date: Mar 02, 2021
  • First Mortgage Loan Amount: $207,079
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: Future Advance Clause / Open End Mortgage

    Previous Mortgages

  • Previous Mortgage Lender: PANORAMA MORTGAGE GROUP LLC
  • Previous Mortgage Transaction Date: Jul 06, 2020
  • Previous Mortgage Loan Amount: $146,800
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: New Conventional
  • Previous Mortgage Loan Due Date: Jul 01, 2050

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Frequently Asked Questions

What neighborhood is 4714 Cordelia Lane located in?
The 4714 Cordelia Lane is a house located in the neighborhood of Washington Hills in Bonny Oaks - Highway 58, Chattanooga.
What is the average sales price for listings in 4714 Cordelia Lane?
The average sales price for units in 4714 Cordelia Lane is $0 currently.

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