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4708 Lake Ridge Court

4708 Lake Ridge Court, Saint Joseph, MO 64506
Property in Buchanan
Sold Nov 24, 2020
$478,100
$382,500 by Commerce Bank
Mortgage Due Dec 01, 2035
Sold Dec 11, 2015
$368,400
$310,200 by Midwest Heritage Bank Fsb
Mortgage
4708 Lake Ridge Court in Saint Joseph, MO was first built in 1999 and is 25 years old. This has been categorized as a residential property type. 4708 Lake Ridge Court has 1,813 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. The linear feet across the front of the lot is 853 ft and the linear feet between the front and back of the lot is 2,362. In total, the area measurement of the land is 20,148 square feet.

Learn more about the property and building on this page. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 4708 Lake Ridge Court was last sold in Nov 24, 2020 for $478,100. According to our calculations, that's $263.71 per sqft. Prior to that sales transaction, the property was sold for $368,400 in Dec 10, 2015. Current property owners are expected to pay $4,112 in taxes per year. The property on 4708 Lake Ridge Court was last assessed in 2023. As a result of that assessment, the total value of the property was placed at $63,690. To break that down further, the land itself was valued at $10,450. While improvements to the property were assessed at a total of $53,240. Based on our records, the total assessed value for this property has been marked as less than the total market value as of this moment. Which is great for tax purposes. Speaking of costs, many buyers and sellers often forget to take into consideration the closing costs they may occur. Closing costs can stem from anything mortgage or property related to fees related to your property title. As you'll soon learn from our guide, fees can quickly add up hence why as a rule of thumb, we typically recommend setting aside at least 5% of the purchase price to cover potential closing costs. Don't worry, any additional you save up can always go towards your principal. Better safe than sorry!This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1999
  • Effective Year Built: 1999
  • Bedroom Count: 0
  • Basement Area: 0
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 20,148
  • Lot Size Depth Feet: 2,362
  • Lot Size Frontage Feet: 853
  • Total Building Area: 1,813
  • Building Area: 1,813
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: unknown
  • Heated Square Feet: 1,813
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: LAKE AT TWELVE OAKS PLAT 3
  • Land Acres: 0.463
  • Standard Land Use Code: Single family residential
  • Legal Description 1: SUB:LAKE AT TWELVE OAKS PLAT 3 LOT:38 BLK:0 LGL DESC:

Ownership

  • Current Owner : ATHWAL DARBARA SINGH
  • Current Owner 2: KAUR SARBJIT
  • Previous Owner : BASCH MICHAEL T
  • Previous Owner 2: BASCH AMY A
  • Owner Before Previous Owner: CARTLEDGE MARK
  • Owner Before Previous Owner 2: CARTLEDGE LYNN
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: St. Joseph School District
  • School Tax School District: SAINT JOSEPH
  • School Tax District Code 2: ROAD/BRIDGE
  • School Tax District Code 3: ST JOSEPH
  • Census Tract: 000100

Zoning

  • Zoning: CITY

Geography

  • Parcel: 03-7.0-36-003-000-001.050
  • Lot: 38
  • Municipality: SJ SCHOOL DISTRICT
  • Latitude: 39.797
  • Longitude: -94.7816

    Address

  • Full Address: 4708 Lake Ridge Ct
  • Address - House Number: 4708
  • Address - Street Name: Lake Ridge
  • Address - Suffix Type: Ct
  • State: MO
  • City Name: Saint Joseph
  • Carrier Code: C092
  • 4-Digit Zip Code: 4569
  • Zip Code: 64506

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $4,112
  • Tax Rate Code Area: 75

    Appraisal Valuation

  • Standard Deviation: 0.4945
  • Valuation Date: Nov 22, 2023
  • Confidence Score: 1
  • Final Value: 406,656
  • High Value: 607,765
  • Low Value: 205,546

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $382,500
  • First Open Lien Mortgage Lender: COMMERCE BANK
  • First Open Lien Mortgage Recording Date: Nov 24, 2020
  • First Open Lien Mortgage Loan Amount: $382,500
  • First Open Lien Mortgage Term: 180
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Dec 01, 2035

    Market Valuation

  • Market Total Value: $335,190
  • Market Land Value: $55,000
  • Market Improvement Value: $280,190

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $63,690
  • Assessed Land Value: $10,450
  • Assessed Improvements Value: $53,240

    Sales

  • Current Sale Contract Date: Nov 24, 2020
  • Current Sale Recording Date: Nov 24, 2020
  • Current Sale Transaction ID: 11803360217
  • Current Sale Price: $478,100
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 2020011173
  • Previous Sale Recording Date: Dec 11, 2015
  • Previous Sale Contract Date: Dec 10, 2015
  • Previous Sale Amount: $368,400
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: COMMERCE BANK
  • First Mortgage Transaction Date: Nov 24, 2020
  • First Mortgage Loan Amount: $382,500
  • First Mortgage Terms: 180
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Dec 01, 2035

    Previous Mortgages

  • Previous Mortgage Lender: MIDWEST HERITAGE BANK FSB
  • Previous Mortgage Transaction Date: Dec 11, 2015
  • Previous Mortgage Financing Type: Fixed Rate
  • Previous Mortgage Loan Amount: $310,200
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: New Conventional

About St. Joseph



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Frequently Asked Questions

What neighborhood is 4708 Lake Ridge Court located in?
The 4708 Lake Ridge Court is a located in the neighborhood of Buchanan in St. Joseph, Saint Joseph.
What is the average sales price for listings in 4708 Lake Ridge Court?
The average sales price for units in 4708 Lake Ridge Court is $0 currently.

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