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4703 Gold Finch Drive

4703 Gold Finch Drive, Denver, NC 28037
House in Catawba
Sold Jun 28, 2022
$854,000
$647,200 by Townebank Mortgage
Mortgage Due Jul 01, 2052
Sold Nov 16, 2011
$500,000
$130,000 by Wells Fargo Bank Na
Mortgage Due Dec 01, 2026
Local assessors in Denver, NC have categorized 4703 Gold Finch Drive as a residential type of property. The home was built in 2006 and is 18 years old. The property's lot size has been calculated to be 58,806 square feet. The linear feet between the front and back of the lot was measured at 3,980 ft and the front of the lot was measured at 1,490 ft. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 8 rooms in the home. Of these, 3 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 3 full bathrooms. There are also 4 partial bathrooms. This is a single story home so it's perfect for folks who don't want to have to climb stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 4703 Gold Finch Drive has a total of 3,410 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. The home sources its water from a municipal system. As for water disposal, the home is connected to a septic system and not a municipal sewage or storm sewage system. Therefore the homeowner of this property will need to handle their own water disposal every three to five years - though the exact number may differ. Additional features on the property are as follows. There is a garage for those who need a place to park their vehicle. The garage on the property is 308 sqft. There is only one available parking space, so if you need more, you may need to find some alternatives. In addition, there is a pool on the property. Perfect for those who want to host pool parties over the summer. Moving onto specific details regarding the building. Our sources show that the building condition is good. It might sound scary but did you know that buildings can move depending on the weather? Both hot and cold weather can have severe impact on the longevity of your home structure depending on how much your home moves. Hence why architects pay a lot of attention to the type of control joints used in the construction process. Just so you know, this home was built with frame control joints. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - B+. Lots of unknown were used in the construction of the exterior walls of the home. Residents rely on central air conditioning for their cooling system. The home's a central heating system is the primary heating source and it is being fueled with electricity. There is a single fireplace in the home which may result in additional cleaning fees for the homeowner. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 4703 Gold Finch Drive sold most recently in Jun 27, 2022 for a total of $854,000. If you work out the math, that's approximately a cost of $250.44 per sqft. Before that, the property was also sold for $500,000 in Nov 16, 2011. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $3,980 in taxes each year. 4703 Gold Finch Drive was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $503,900. If we break it down further, the land itself was valued at $51,700. Improvements to the property, however, were assessed at a total of $452,200. The property's total market value has been marked the same as the total assessed value which is pretty typical. As you can see, there are a lot of things to consider when purchasing a home. For example, have you evaluated your own Debt-To-Income ratio (DTI) and understood how this may impact the number of loan options you have access to? Don't worry, we'll cover the basics such as what a DTI ratio is, how to calculate yours, what most lenders consider to be an ideal ratio, and also provide our tips on how you can improve your score if it is on the higher side.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

Building Features

Exterior

Hardboard Siding
Stone Exterior

Parking

Attached Garage
Detached Garage
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 2006
  • Effective Year Built: 2006
  • Total Rooms: 8
  • Bedroom Count: 3
  • Bathroom Count: 4
  • Full Bathrooms: 3
  • Partial Bathrooms: 4
  • Bathroom Plumbing Fixtures: 13
  • Building Condition: Good
  • Building Quality: B+
  • Construction Type: Frame
  • Floor Count: 1
  • Basement Area: 0
  • Garage Type: Garage
  • Garage Square Area: 308
  • Parking Space Count: 1
  • Pool Type: Pool

    Dimensions

  • Lot Size Square Feet: 58,806
  • Lot Size Depth Feet: 3,980
  • Lot Size Frontage Feet: 1,490
  • Total Building Area: 3,410
  • Building Area: 3,410
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Central air conditioning
  • Heating: Central heating
  • Heated Square Feet: 3,410
  • Heating Fuel Type: Electricity

    Utilities

  • Sewer System: Septic
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Subdivision: PEBBLE BAY PH 3 REVISION
  • Land Acres: 1.35
  • Standard Land Use Code: Single family residential
  • County Land Use Code: Pipeline or right-of-way
  • Legal Description 1: LOT 88 PLAT 62-103

Ownership

  • Current Owner : MOORE TIMOTHY E
  • Current Owner 2: CASPER LISA A
  • Previous Owner : MARIE GARRETT TINA
  • Owner Before Previous Owner: WILKINS RONALD T
  • Owner Before Previous Owner 2: WILKINS DARLENE J
  • Is Owner Occupied: Owner-occupied property
  • Ownership Rights Codes: Widow/Widower

Neighborhood

  • School District Name: Catawba County Schools
  • School Tax School District: SHERRILLS FORD
  • Census Tract: 011506

Zoning

  • Zoning: R-30

Geography

  • Parcel: 4606-01-16-3517
  • Lot: 88
  • Municipality: MOUNTAIN CREEK
  • Latitude: 35.5649
  • Longitude: -81.0132

    Address

  • Full Address: 4703 Gold Finch Dr
  • Address - House Number: 4703
  • Address - Street Name: Gold Finch
  • Address - Suffix Type: Dr
  • State: NC
  • City Name: Denver
  • Carrier Code: R005
  • 4-Digit Zip Code: 8466
  • Zip Code: 28037

Valuation

    Tax

  • Total Area: 1,959
  • Tax Year: 2023
  • Tax Amount: $3,980
  • Tax Rate Code Area: CATAWBA CO

    Appraisal Valuation

  • Standard Deviation: 0.2724
  • Valuation Date: Nov 29, 2023
  • Confidence Score: 61
  • Final Value: 911,676
  • High Value: 1,160,090
  • Low Value: 663,262

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $747,200
  • First Open Lien Mortgage Lender: TOWNEBANK MORTGAGE
  • First Open Lien Mortgage Recording Date: Jun 28, 2022
  • First Open Lien Mortgage Loan Amount: $647,200
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Jul 01, 2052
  • Second Open Lien Mortgage Lender: FIFTH THIRD BANK NA
  • Second Open Lien Mortgage Recording Date: Oct 26, 2023
  • Second Open Lien Mortgage Loan Amount: $100,000
  • Second Open Lien Mortgage Term: 360
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: New Conventional
  • Second Open Lien Mortgage Loan Due Date: Oct 25, 2053

    Market Valuation

  • Market Total Value: $503,900
  • Market Land Value: $51,700
  • Market Improvement Value: $452,200

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $503,900
  • Assessed Land Value: $51,700
  • Assessed Improvements Value: $452,200

    Sales

  • Current Sale Contract Date: Jun 27, 2022
  • Current Sale Recording Date: Jun 28, 2022
  • Current Sale Transaction ID: 11891336106
  • Current Sale Price: $854,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 14534
  • Previous Sale Recording Date: Nov 16, 2011
  • Previous Sale Contract Date: Nov 16, 2011
  • Previous Sale Amount: $500,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: TOWNEBANK MORTGAGE
  • First Mortgage Transaction Date: Jun 28, 2022
  • First Mortgage Loan Amount: $647,200
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Jul 01, 2052

    Previous Mortgages

  • Previous Mortgage Lender: WELLS FARGO BANK NA
  • Previous Mortgage Transaction Date: Nov 16, 2011
  • Previous Mortgage Loan Amount: $130,000
  • Previous Mortgage Term: 180
  • Previous Mortgage Loan Type: New Conventional
  • Previous Mortgage Loan Due Date: Dec 01, 2026

About Lake Norman of Catawba



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Frequently Asked Questions

What neighborhood is 4703 Gold Finch Drive located in?
The 4703 Gold Finch Drive is a house located in the neighborhood of Catawba in Lake Norman of Catawba, Denver.
What is the average sales price for listings in 4703 Gold Finch Drive?
The average sales price for units in 4703 Gold Finch Drive is $0 currently.

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