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47 Laflin Street

47 Laflin Street, Westfield, MA 01085
Property in Westfield
Sold Aug 25, 2014
$158,000
$126,400 by Village Mortgage Corporation
Mortgage Due Aug 25, 2044
Sold May 31, 2006
$213,000
$209,699 by National City Mtg Co
Mortgage
47 Laflin Street in Westfield, MA was first built in 1950 and is 74 years old. This has been categorized as a residential property type. For those interested in architecture, the building on the property was built in a Cape Cod style. There are a total of 2 floors. There are a total of 6 rooms in the home, of which, 3 are bedrooms. In terms of bathrooms, there is only one bathroom. There are 2 partial bathrooms. 47 Laflin Street has 1,326 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. The basement is 884 sqft and has been categorized as a partial basement. In total, the area measurement of the land is 11,628 square feet.

Learn more about the property and building on this page. The home has a gable style roof made of asphalt. Fun fact, did you know that buildings can move due to weather changes? That's why, the type of control joints used in the construction of your home is extremely important. Based on our data, we know that the home was built with concrete control joints. The condition of the building has been evaluated as average. The exterior walls of the home are made of alum/vinyl siding. As for heating, the home is utilizing a forced air unit and being fueled with oil. There is a fireplace in the home! Just imagine how amazing it would be to curl up in front of a cozy fireplace during those chilly winter nights. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 47 Laflin Street was last sold in Jan 1, 1970 for $158,000. According to our calculations, that's $119.16 per sqft. Prior to that sales transaction, the property was sold for $213,000 in Jan 1, 1970. Current property owners are expected to pay $4,007 in taxes per year. Interestingly enough, the initial year of tax delinquency occurred in 2023. The property on 47 Laflin Street was last assessed in 2023. As a result of that assessment, the total value of the property was placed at $236,000. To break that down further, the land itself was valued at $84,900. While improvements to the property were assessed at a total of $151,100. Based on our records, the total assessed value for this property has been marked as more than the total market value as of this moment. Which is pretty atypical. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

Building Features

Parking

Attached Garage
Off Street Parking

Condition

Level Lot
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1950
  • Effective Year Built: 1950
  • Building Count: 1
  • Total Rooms: 6
  • Bedroom Count: 3
  • Bathroom Count: 2
  • Full Bathrooms: 1
  • Partial Bathrooms: 2
  • Building Condition: Average
  • Construction Type: Concrete
  • Building Style: Cape Cod
  • Exterior Walls Type: Alum/Vinyl siding
  • Roof Shape Type: Gable
  • Roof Cover Type: Asphalt
  • Floor Count: 2
  • Living Units: 1
  • Basement Type: Partial basement
  • Basement Area: 884
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 11,628
  • Total Building Area: 1,326
  • Gross Building Area: 3,101
  • Building Area: 1,326
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: unknown
  • Heating: Forced air unit
  • Heated Square Feet: 1,326
  • Heating Fuel Type: Oil

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Land Acres: 0.267
  • Standard Land Use Code: Single family residential

Ownership

  • Current Owner : HALL RONALD A
  • Current Owner 2: HALL ELIZABETH T
  • Previous Owner : BURKE JOHN F
  • Previous Owner 2: BURKE ERIN M
  • Owner Before Previous Owner: MOCHAK PETER D
  • Owner Before Previous Owner 2: MOCHAK DAVID A
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Westfield School District
  • School Tax School District: WESTFIELD SD
  • Census Tract: 812600

Geography

  • Parcel: WFLD M:24 L:15
  • Lot: 15
  • Municipality: WESTFIELD
  • Latitude: 42.113
  • Longitude: -72.7529

    Address

  • Full Address: 47 Laflin St
  • Address - House Number: 47
  • Address - Street Name: Laflin
  • Address - Suffix Type: St
  • State: MA
  • City Name: Westfield
  • Carrier Code: C034
  • 4-Digit Zip Code: 4321
  • Zip Code: 01085

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $4,007
  • Intital Tax Deliquent Year: 2023

    Appraisal Valuation

  • Standard Deviation: 0.2218
  • Valuation Date: Mar 13, 2024
  • Confidence Score: 69
  • Final Value: 298,714
  • High Value: 364,998
  • Low Value: 232,429

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $126,400
  • First Open Lien Mortgage Lender: VILLAGE MORTGAGE CORPORATION
  • First Open Lien Mortgage Recording Date: Aug 25, 2014
  • First Open Lien Mortgage Loan Amount: $126,400
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Aug 25, 2044

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $236,000
  • Assessed Land Value: $84,900
  • Assessed Improvements Value: $151,100

    Sales

  • Current Sale Recording Date: Aug 25, 2014
  • Current Sale Transaction ID: 1183550222
  • Current Sale Price: $158,000
  • Current Sale Document Type: Quit Claim Deed (arm's length)
  • Current Sale Input Document Number: 41766
  • Previous Sale Recording Date: May 31, 2006
  • Previous Sale Amount: $213,000
  • Previous Sale Document Type: Deed

    Last Sale Mortgage

  • First Mortgage Lender: VILLAGE MORTGAGE CORPORATION
  • First Mortgage Transaction Date: Aug 25, 2014
  • First Mortgage Loan Amount: $126,400
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Aug 25, 2044

    Previous Mortgages

  • Previous Mortgage Lender: NATIONAL CITY MTG CO
  • Previous Mortgage Transaction Date: May 31, 2006
  • Previous Mortgage Loan Amount: $209,699
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: Purchase Money Mortgage

About Westfield



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Frequently Asked Questions

What neighborhood is 47 Laflin Street located in?
The 47 Laflin Street is a located in the neighborhood of Westfield in Westfield, Westfield.
What is the average sales price for listings in 47 Laflin Street?
The average sales price for units in 47 Laflin Street is $0 currently.

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