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4620 McCoy Circle

4620 McCoy Circle, Cumming, GA 30040
Property in Forsyth
Sold Jan 04, 2022
$631,000
$597,250 by Everett Financial Inc
Mortgage Due Feb 01, 2052
Sold Oct 20, 2017
$472,500
$424,100 by Nexbank
Mortgage Due Nov 01, 2047
Local assessors in Cumming, GA have categorized 4620 McCoy Circle as a residential type of property. The home was built in 1988 and is 36 years old. The property's lot size has been calculated to be 225,641 square feet. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 0 rooms in the home. Of these, 3 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 2 full bathrooms. There are also 2 partial bathrooms. This is a 2 story home so residents will need to have climb at least one set of stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 4620 McCoy Circle has a total of 2,153 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Additional features on the property are as follows. There is a garage for those who need a place to park their vehicle. The garage on the property is 484 sqft. There are 2 available parking spaces so it's a great situation for those with more than one car. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - C. The building has a gable style roof that was made of asphalt. Lots of alum/vinyl siding were used in the construction of the exterior walls of the home. Residents rely on central air conditioning for their cooling system. The home's electric heaters is the primary heating source and it is being fueled with electricity. There is a single fireplace in the home which may result in additional cleaning fees for the homeowner. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 4620 McCoy Circle sold most recently in Jan 4, 2022 for a total of $631,000. If you work out the math, that's approximately a cost of $293.08 per sqft. Before that, the property was also sold for $472,500 in Oct 20, 2017. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $5,358 in taxes each year. 4620 McCoy Circle was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $217,680. If we break it down further, the land itself was valued at $113,960. Improvements to the property, however, were assessed at a total of $103,720. Homeowners who care about taxes, will be happy to see that the property's total assessed value has been marked as less than the total market value. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

Building Features

Parking

Attached Garage
Carport
Detached Garage

Exterior

Vinyl Siding
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1988
  • Effective Year Built: 1988
  • Bedroom Count: 3
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Bathroom Plumbing Fixtures: 6
  • Building Quality: C
  • Exterior Walls Type: Alum/Vinyl siding
  • Roof Shape Type: Gable
  • Roof Cover Type: Asphalt
  • Floor Count: 2
  • Basement Area: 0
  • Garage Type: Garage
  • Garage Square Area: 484
  • Parking Space Count: 2

    Dimensions

  • Lot Size Square Feet: 225,641
  • Lot Size Frontage Feet: 2,400
  • Total Building Area: 2,153
  • Building Area: 2,153
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Central air conditioning
  • Heating: Electric
  • Heated Square Feet: 2,153
  • Heating Fuel Type: Electricity

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: 3RD DISTRICT 1ST SECTION OF
  • Land Acres: 5.18
  • Standard Land Use Code: Single family residential
  • Legal Description 1: 3-1 LL 745

Ownership

  • Current Owner : CHILDREE DEBORAH
  • Previous Owner : HARTLEY SCOTT
  • Owner Before Previous Owner: WAYNE ANTHONY
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Forsyth County School District
  • Census Tract: 130412

Zoning

  • Zoning: A1

Geography

  • Account Number: 0000192493
  • Parcel: 148 022
  • Municipality: COUNTY
  • Latitude: 34.2599
  • Longitude: -84.1509

    Address

  • Full Address: 4620 Mccoy Cir
  • Address - House Number: 4620
  • Address - Street Name: Mccoy
  • Address - Suffix Type: Cir
  • State: GA
  • City Name: Cumming
  • Carrier Code: R100
  • 4-Digit Zip Code: 3850
  • Zip Code: 30040

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $5,358
  • Tax Rate Code Area: 1

    Appraisal Valuation

  • Standard Deviation: 0.0679
  • Valuation Date: Feb 21, 2024
  • Confidence Score: 96
  • Final Value: 625,857
  • High Value: 668,387
  • Low Value: 583,327

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $597,250
  • First Open Lien Mortgage Lender: EVERETT FINANCIAL INC
  • First Open Lien Mortgage Recording Date: Jan 04, 2022
  • First Open Lien Mortgage Loan Amount: $597,250
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Feb 01, 2052

    Market Valuation

  • Market Total Value: $544,200
  • Market Land Value: $284,900
  • Market Improvement Value: $259,300

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $217,680
  • Assessed Land Value: $113,960
  • Assessed Improvements Value: $103,720

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Jan 04, 2022
  • Current Sale Recording Date: Jan 04, 2022
  • Current Sale Transaction ID: 11877393256
  • Current Sale Price: $631,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 2022-000070
  • Previous Sale Recording Date: Oct 20, 2017
  • Previous Sale Contract Date: Oct 20, 2017
  • Previous Sale Amount: $472,500
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: EVERETT FINANCIAL INC
  • First Mortgage Transaction Date: Jan 04, 2022
  • First Mortgage Loan Amount: $597,250
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Feb 01, 2052

    Previous Mortgages

  • Previous Mortgage Lender: NEXBANK
  • Previous Mortgage Transaction Date: Oct 24, 2017
  • Previous Mortgage Loan Amount: $424,100
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: New Conventional
  • Previous Mortgage Loan Due Date: Nov 01, 2047

About Forsyth



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Nearby Rentals

Unit for rent at

$3,800 /mo

  • 3 Beds
  • 2.5 Baths
Listing by Manager

Frequently Asked Questions

What neighborhood is 4620 McCoy Circle located in?
The 4620 McCoy Circle is a located in the neighborhood of Forsyth in Forsyth, Cumming.
What is the average sales price for listings in 4620 McCoy Circle?
The average sales price for units in 4620 McCoy Circle is $0 currently.

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