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4615 Monte Vista Drive

4615 Monte Vista Drive, Mount Vernon, WA 98273
Property in Skagit
Refi Jul 25, 2006
Transfer
$200,000 by Peoples Bank
Mortgage Due Jul 25, 2036
Local assessors in Mount Vernon, WA have categorized 4615 Monte Vista Drive as a residential type of property. The home was built in 1992 and is 32 years old. It was most recently renovated and altered in 2007. The property's lot size has been calculated to be 19,166 square feet. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a unknown. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 0 rooms in the home. Of these, 3 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 2 full bathrooms. There are also 2 partial bathrooms. This is a 2 story home so residents will need to have climb at least one set of stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 4615 Monte Vista Drive has a total of 2,978 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. The home sources its water from a municipal system. The home is connected to a sewer system. Which is great for homeowners who want a more hands-off approach to handling their wastewater disposal. Additional features on the property are as follows. There is a attached garage for those who need a place to park their vehicle. The garage on the property is 964 sqft. There are 3 available parking spaces so it's a great situation for those with more than one car. Do you like to entertain? The home has both a unknown and a unknown so you'll have great options in both the front and back of the home. Moving onto specific details regarding the building. Our sources show that the building condition is average. It might sound scary but did you know that buildings can move depending on the weather? Both hot and cold weather can have severe impact on the longevity of your home structure depending on how much your home moves. Hence why architects pay a lot of attention to the type of control joints used in the construction process. Just so you know, this home was built with wood control joints. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - C. The building has a gable style roof that was made of composition shingle. Lots of alum/vinyl siding were used in the construction of the exterior walls of the home. Residents rely on central air conditioning for their cooling system. The home's a forced air unit is the primary heating source. There is a single fireplace in the home which may result in additional cleaning fees for the homeowner. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. Tax-wise, the current owner is expected to pay close to $5,885 in taxes each year. 4615 Monte Vista Drive was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $653,300. If we break it down further, the land itself was valued at $221,600. Improvements to the property, however, were assessed at a total of $431,700. The property's total market value has been marked the same as the total assessed value which is pretty typical. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1992
  • Effective Year Built: 2007
  • Building Count: 1
  • Bedroom Count: 3
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Building Condition: Average
  • Building Quality: C
  • Construction Type: Wood
  • Exterior Walls Type: Alum/Vinyl siding
  • Roof Shape Type: Gable
  • Roof Cover Type: Composition shingle
  • Floor Count: 2
  • Living Units: 1
  • Basement Type: Unspecified basement
  • Basement Area: 984
  • Garage Type: Attached
  • Garage Square Area: 964
  • Parking Space Count: 3

    Dimensions

  • Lot Size Square Feet: 19,166
  • Total Building Area: 3,942
  • Gross Building Area: 4,046
  • Building Area: 2,978
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Central air conditioning
  • Heating: Forced air unit
  • Heated Square Feet: 2,978
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: Yes
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Subdivision: MONTE VISTA TERRACE ADDITION
  • Land Acres: 0.44
  • Standard Land Use Code: Single family residential
  • Legal Description 1: TRACT 2, S/P MV 2-76 APP 1-23-76 AF#829857, BEING A PORTION OF LOT 4, MONTE VISTA TERRACE ADDITION TO SKAGIT COUNTY, WASHINGTON, AS PER PLAT RECORDED IN VOLUME 8 OF PLATS PAGES 20 AND 21, RECORDS OF SKAGIT COUNTY, WASHINGTON.

Ownership

  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Mount Vernon School District
  • School Tax School District: SD320
  • Census Tract: 952304

Geography

  • Assessors Map Reference: 34N-04E-15-SE
  • Subdivision Tract Number: 2
  • Parcel: P67482
  • Lot: 4
  • Meridian: SEC 15 TWN 34 RNG 04
  • Municipality: MOUNT VERNON
  • Latitude: 48.4326
  • Longitude: -122.28

    Address

  • Full Address: 4615 Monte Vista Dr
  • Address - House Number: 4615
  • Address - Street Name: Monte Vista
  • Address - Suffix Type: Dr
  • State: WA
  • City Name: Mount Vernon
  • Carrier Code: R017
  • 4-Digit Zip Code: 9153
  • Zip Code: 98273

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $5,885
  • Tax Rate Code Area: 0933

    Appraisal Valuation

  • Standard Deviation: 0.1911
  • Valuation Date: Apr 03, 2024
  • Confidence Score: 74
  • Final Value: 705,521
  • High Value: 840,361
  • Low Value: 570,680

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $244,550
  • First Open Lien Mortgage Lender: PEOPLES BANK
  • First Open Lien Mortgage Recording Date: Jul 25, 2006
  • First Open Lien Mortgage Loan Amount: $200,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: Unknown (DEFAULT)
  • First Open Lien Mortgage Loan Due Date: Jul 25, 2036
  • Second Open Lien Mortgage Lender: WHATCOM EDUCATIONAL CU
  • Second Open Lien Mortgage Recording Date: Oct 12, 2012
  • Second Open Lien Mortgage Loan Amount: $44,550
  • Second Open Lien Mortgage Term: 180
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: New Conventional
  • Second Open Lien Mortgage Loan Due Date: Oct 01, 2027

    Market Valuation

  • Market Total Value: $653,300
  • Market Land Value: $221,600
  • Market Improvement Value: $431,700

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $653,300
  • Assessed Land Value: $221,600
  • Assessed Improvements Value: $431,700

About Mount Vernon



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Frequently Asked Questions

What neighborhood is 4615 Monte Vista Drive located in?
The 4615 Monte Vista Drive is a located in the neighborhood of Skagit in Mount Vernon, Mount Vernon.
What is the average sales price for listings in 4615 Monte Vista Drive?
The average sales price for units in 4615 Monte Vista Drive is $0 currently.

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