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460 South Spruce Street

460 South Spruce Street, Whitwell, TN 37397
Property in Marion
Sold May 13, 2021
$195,041
$189,150 by Gardner Financial Services Ltd
Mortgage Due Jun 01, 2051
Sold Feb 15, 1975
Transfer
Buyer
460 South Spruce Street in Whitwell, TN was first built in 2007 and is 17 years old. This has been categorized as a residential property type. For those interested in architecture, the building on the property was built in a unknown. It is a single story home. In terms of bathrooms, there is only one bathroom. There is a 1 partial bathroom. 460 South Spruce Street has 1,325 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. The basement is 1,325 sqft and has been categorized as a full basement. The linear feet across the front of the lot is 970 ft and the linear feet between the front and back of the lot is 2,410. In total, the area measurement of the land is 43,560 square feet.

Learn more about the property and building on this page. There is a unknown and a unknown. The home has a gable or hip style roof made of composition shingle. Water for the property is sourced from a municipal system. The property is connected to a sewer system. For those who need parking, there is a attached garage. The garage is 768 sqft. There are a total of 3 available parking spaces. The quality of the control joints have been graded by the local assessor with a letter grade of B-. The condition of the building has been evaluated as average. The exterior walls of the home are made of brick. While the interior walls are made of gypsum boards such as those made of drywall, sheetrock, etc. Walk inside and you'll find flooring throughout the home. Walk into the home itself and you'll find that it is currently being cooled with air conditioning. As for heating, the home is utilizing a heat pump. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 460 South Spruce Street was last sold in May 11, 2021 for $195,041. According to our calculations, that's $57.06 per sqft. Current property owners are expected to pay $1,503 in taxes per year. The property on 460 South Spruce Street was last assessed in 2024. As a result of that assessment, the total value of the property was placed at $57,825. To break that down further, the land itself was valued at $4,200. While improvements to the property were assessed at a total of $53,625. Based on our records, the total assessed value for this property has been marked as less than the total market value as of this moment. Which is great for tax purposes. Are you already in the process of closing on a property and have signed a purchase agreement? You may want to consider locking in your current mortgage rate if interest rates have been rising or seem volatile. This is what's known in the market as a mortgage rate lock (aka rate protection). However, be sure to evaluate your situation carefully before you do so. There may be certain costs associated with taking this action and you'll want to time the start of your perfectly!This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 2007
  • Effective Year Built: 2007
  • Building Count: 1
  • Bedroom Count: 0
  • Bathroom Count: 1
  • Full Bathrooms: 1
  • Partial Bathrooms: 1
  • Bathroom Plumbing Fixtures: 3
  • Building Condition: Average
  • Building Quality: B-
  • Exterior Walls Type: Brick
  • Interior Walls Type: Gypsum board (drywall, sheetrock, etc.)
  • Roof Shape Type: Gable or hip
  • Roof Cover Type: Composition shingle
  • Floor Count: 1
  • Living Units: 1
  • Floor Cover: Wood
  • Basement Type: Full basement
  • Basement Area: 1,325
  • Parking Type: Attached
  • Garage Type: Attached
  • Garage Square Area: 768
  • Parking Space Count: 3

    Dimensions

  • Lot Size Square Feet: 43,560
  • Lot Size Depth Feet: 2,410
  • Lot Size Frontage Feet: 970
  • Total Building Area: 3,418
  • Gross Building Area: 4,186
  • Building Area: 1,325
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: Yes
  • Heating: Heat pump
  • Heated Square Feet: 1,325
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: Yes
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Subdivision: CROSS MICHAEL
  • Land Acres: 1
  • Standard Land Use Code: Single family residential
  • State Land Use Code: Pipeline or right-of-way
  • Legal Description 1: CROSS MICHAEL PB 4 PG 1231 LOT 1 GIS 2001/50B-D-19.00 TL 97X241 IRR

Ownership

  • Current Owner : BRAY SCARLETT
  • Current Owner 2: FERGUSON GLEN MARLIN
  • Previous Owner : THE HERITAGE SENIOR LIVING HOME LLC
  • Ownership Rights Codes: Company/Corporation
  • Current Owner Is a Corporation Indicator: Yes

Neighborhood

  • School District Name: Marion County School District
  • School Tax School District: 58779
  • Census Tract: 050102

Geography

  • Assessors Map Reference: 050B
  • District: 03
  • Parcel: 050B-D-033.00
  • Block: 1
  • Lot: 1
  • Municipality: MARION - WHITWELL
  • Latitude: 35.1996
  • Longitude: -85.5161

    Address

  • Full Address: 460 S Spruce St
  • Address - House Number: 460
  • Street Direction: S
  • Address - Street Name: Spruce
  • Address - Suffix Type: St
  • State: TN
  • City Name: Whitwell
  • Carrier Code: R005
  • 4-Digit Zip Code: 5241
  • Zip Code: 37397

Valuation

    Tax

  • Total Area: 1,325
  • Tax Year: 2022
  • Tax Amount: $1,503
  • Tax Rate Code Area: 58A09

    Appraisal Valuation

  • Standard Deviation: 0.4591
  • Valuation Date: Feb 28, 2024
  • Confidence Score: 8
  • Final Value: 463,082
  • High Value: 675,699
  • Low Value: 250,464

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $189,150
  • First Open Lien Mortgage Lender: GARDNER FINANCIAL SERVICES LTD
  • First Open Lien Mortgage Recording Date: May 13, 2021
  • First Open Lien Mortgage Loan Amount: $189,150
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Jun 01, 2051

    Market Valuation

  • Market Total Value: $231,300
  • Market Land Value: $16,800
  • Market Improvement Value: $214,500

    Assessments Valuation

  • Assessed Year: 2024
  • Assessed Total Value: $57,825
  • Assessed Land Value: $4,200
  • Assessed Improvements Value: $53,625

    Sales

  • Current Sale Contract Date: May 11, 2021
  • Current Sale Recording Date: May 13, 2021
  • Current Sale Transaction ID: 11835093416
  • Current Sale Price: $195,041
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 21002532
  • Previous Sale Recording Date: Feb 15, 1975
  • Previous Sale Document Type: Deed

    Last Sale Mortgage

  • First Mortgage Lender: GARDNER FINANCIAL SERVICES LTD
  • First Mortgage Transaction Date: May 13, 2021
  • First Mortgage Loan Amount: $189,150
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Jun 01, 2051

About Whitwell



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Frequently Asked Questions

What neighborhood is 460 South Spruce Street located in?
The 460 South Spruce Street is a located in the neighborhood of Marion in Whitwell, Whitwell.
What is the average sales price for listings in 460 South Spruce Street?
The average sales price for units in 460 South Spruce Street is $0 currently.

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