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46 Basswood Road

46 Basswood Road, Cranston, RI 02910
Property in Cranston
Sold Sep 29, 2017
$267,500
$252,500 by Bank Of America Na
Mortgage Due Sep 29, 2047
Sold Sep 12, 2006
$272,000
$244,800 by Taylor Bean&whitaker
Mortgage
Local assessors in Cranston, RI have categorized 46 Basswood Road as a residential type of property. The home was built in 1946 and is 78 years old. The property's lot size has been calculated to be 7,343 square feet. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a Cape Cod style. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 7 rooms in the home. Of these, 4 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 2 full bathrooms. There are also 2 partial bathrooms. This is a 2 story home so residents will need to have climb at least one set of stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 46 Basswood Road has a total of 1,485 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Moving onto specific details regarding the building. Our sources show that the building condition is average. The building has a gable style roof that was made of asphalt. Lots of alum/vinyl siding were used in the construction of the exterior walls of the home. Residents rely on air conditioning for their cooling system. The home's a forced air unit is the primary heating source and it is being fueled with gas. There is a single fireplace in the home which may result in additional cleaning fees for the homeowner. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 46 Basswood Road was last sold in Jan 1, 1970 for $267,500. According to our calculations, that's $180.13 per sqft. Prior to that sales transaction, the property was sold for $272,000 in Jan 1, 1970. Current property owners are expected to pay $5,211 in taxes per year. The property on 46 Basswood Road was last assessed in 2023. As a result of that assessment, the total value of the property was placed at $275,700. To break that down further, the land itself was valued at $73,400. While improvements to the property were assessed at a total of $202,300. Based on our records, the total assessed value for this property has been marked as more than the total market value as of this moment. Which is pretty atypical. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1946
  • Effective Year Built: 1946
  • Building Count: 1
  • Total Rooms: 7
  • Bedroom Count: 4
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Building Condition: Average
  • Building Style: Cape Cod
  • Exterior Walls Type: Alum/Vinyl siding
  • Roof Shape Type: Gable
  • Roof Cover Type: Asphalt
  • Floor Count: 2
  • Living Units: 1
  • Basement Area: 0
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 7,343
  • Total Building Area: 1,485
  • Gross Building Area: 3,176
  • Building Area: 1,485
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Yes
  • Heating: Forced air unit
  • Heated Square Feet: 1,485
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Land Acres: 0.169
  • Standard Land Use Code: Single family residential

Ownership

  • Current Owner : TAHMASSIAN ARMINE
  • Previous Owner : DOWNES-WHEELER KATHLEEN
  • Owner Before Previous Owner: PARKERSON DAVID
  • Owner Before Previous Owner 2: PARKERSON MELISSA
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Cranston School District
  • School Tax School District: CRANSTON PS
  • Census Tract: 013800

Geography

  • Account Number: 21092665
  • Parcel: CRAN M:5-2 L:1068 U:
  • Lot: 1068
  • Municipality: CRANSTON
  • Latitude: 41.7664
  • Longitude: -71.438

    Address

  • Full Address: 46 Basswood Rd
  • Address - House Number: 46
  • Address - Street Name: Basswood
  • Address - Suffix Type: Rd
  • State: RI
  • City Name: Cranston
  • Carrier Code: C020
  • 4-Digit Zip Code: 4713
  • Zip Code: 02910

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $5,211

    Appraisal Valuation

  • Standard Deviation: 0.1795
  • Valuation Date: Sep 13, 2023
  • Confidence Score: 76
  • Final Value: 415,456
  • High Value: 490,048
  • Low Value: 340,865

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $252,500
  • First Open Lien Mortgage Lender: BANK OF AMERICA NA
  • First Open Lien Mortgage Recording Date: Sep 29, 2017
  • First Open Lien Mortgage Loan Amount: $252,500
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: Purchase Money Mortgage
  • First Open Lien Mortgage Loan Due Date: Sep 29, 2047

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $275,700
  • Assessed Land Value: $73,400
  • Assessed Improvements Value: $202,300

    Sales

  • Current Sale Recording Date: Sep 29, 2017
  • Current Sale Transaction ID: 1397333799
  • Current Sale Price: $267,500
  • Current Sale Document Type: Warranty Deed
  • Previous Sale Recording Date: Sep 12, 2006
  • Previous Sale Amount: $272,000
  • Previous Sale Document Type: Deed

    Last Sale Mortgage

  • First Mortgage Lender: BANK OF AMERICA NA
  • First Mortgage Transaction Date: Sep 29, 2017
  • First Mortgage Loan Amount: $252,500
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: Purchase Money Mortgage
  • First Mortgage Loan Due Date: Sep 29, 2047

    Previous Mortgages

  • Previous Mortgage Lender: TAYLOR BEAN&WHITAKER
  • Previous Mortgage Transaction Date: Sep 12, 2006
  • Previous Mortgage Loan Amount: $244,800
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: Purchase Money Mortgage

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Frequently Asked Questions

What neighborhood is 46 Basswood Road located in?
The 46 Basswood Road is a located in the neighborhood of Cranston in Cranston, Cranston.
What is the average sales price for listings in 46 Basswood Road?
The average sales price for units in 46 Basswood Road is $0 currently.

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