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4562 Autumn Ridge

4562 Autumn Ridge, Saginaw, MI 48603
House in Saginaw
Sold Sep 10, 2020
$610,000
$579,500 by Health Advantage Federal Cu
Mortgage Due Sep 01, 2035
Sold Sep 17, 2013
$597,000
$456,000 by Lake Michigan Credit Union
Mortgage Due Oct 01, 2043
4562 Autumn Ridge in Saginaw, MI was first built in 1996 and is 28 years old. This has been categorized as a residential property type. There are a total of 2 floors. There are a total of 12 rooms in the home, of which, 4 are bedrooms. In terms of bathrooms, there are a total of 3 full bathrooms. There are 4 partial bathrooms. 4562 Autumn Ridge has 3,621 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. The linear feet across the front of the lot is 1,930 ft and the linear feet between the front and back of the lot is 3,730. In total, the area measurement of the land is 71,874 square feet.

Learn more about the property and building on this page. There is a unknown. For those who love swimming as a form of exercise, you'll be excited to find out that there is a pool on the property. The home has a hip style roof made of asphalt. For those who need parking, there is a garage. The garage is 804 sqft. There are a total of 3 available parking spaces. The exterior walls of the home are made of brick. Walk into the home itself and you'll find that it is currently being cooled with air conditioning. As for heating, the home is utilizing a forced air unit. There is a fireplace in the home! Just imagine how amazing it would be to curl up in front of a cozy fireplace during those chilly winter nights. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 4562 Autumn Ridge sold most recently in Aug 28, 2020 for a total of $610,000. If you work out the math, that's approximately a cost of $168.46 per sqft. Before that, the property was also sold for $597,000 in Sep 11, 2013. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $5,872 in taxes each year. 4562 Autumn Ridge was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $284,300. Homeowners who care about taxes, will be happy to see that the property's total assessed value has been marked as less than the total market value. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

Building Features

Exterior

Brick Exterior

Parking

Attached Garage
Open Parking
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1996
  • Effective Year Built: 1996
  • Total Rooms: 12
  • Bedroom Count: 4
  • Bathroom Count: 4
  • Full Bathrooms: 3
  • Partial Bathrooms: 4
  • Exterior Walls Type: Brick
  • Roof Shape Type: Hip
  • Roof Cover Type: Asphalt
  • Floor Count: 2
  • Basement Type: Unspecified basement
  • Basement Area: 2,545
  • Garage Type: Garage
  • Garage Square Area: 804
  • Parking Space Count: 3
  • Pool Type: Pool

    Dimensions

  • Lot Size Square Feet: 71,874
  • Lot Size Depth Feet: 3,730
  • Lot Size Frontage Feet: 1,930
  • Total Building Area: 3,621
  • Building Area: 3,621
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Yes
  • Heating: Forced air unit
  • Heated Square Feet: 3,621
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: SUBD
  • Land Acres: 1.65
  • Standard Land Use Code: Single family residential
  • Legal Description 1: LOT 68 AUTUMN RIDGE #3 SUBD SEC 05 T12N R4E

Ownership

  • Current Owner : MORALES DOPICO LOURDES
  • Current Owner 2: DHALIWAL AMANDEEP SINGH
  • Previous Owner : KARWAT PHIL
  • Previous Owner 2: KARWAT KRISTIN
  • Owner Before Previous Owner: LAFLEUR JAMES R
  • Owner Before Previous Owner 2: LAFLEUR DEBRA A
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Saginaw Township Community Schools
  • School Tax School District: 73040
  • Census Tract: 010305

Zoning

  • Zoning: R-1

Geography

  • District: 21
  • Parcel: 23-12-4-05-4368-000
  • Lot: 68
  • Meridian: SEC 05 TWN 12N RNG 04E
  • Municipality: SAGINAW TWP
  • Latitude: 43.4738
  • Longitude: -84.0231

    Address

  • Full Address: 4562 Autumn Rdg
  • Legal Unit: 68
  • Address - House Number: 4562
  • Address - Street Name: Autumn
  • Address - Suffix Type: Rdg
  • State: MI
  • City Name: Saginaw
  • Carrier Code: R014
  • 4-Digit Zip Code: 8635
  • Zip Code: 48603

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $5,872
  • Tax Rate Code Area: 23

    Appraisal Valuation

  • Standard Deviation: 0.2413
  • Valuation Date: Mar 27, 2024
  • Confidence Score: 66
  • Final Value: 671,051
  • High Value: 833,020
  • Low Value: 509,082

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $663,500
  • First Open Lien Mortgage Lender: HEALTH ADVANTAGE FEDERAL CU
  • First Open Lien Mortgage Recording Date: Sep 10, 2020
  • First Open Lien Mortgage Loan Amount: $579,500
  • First Open Lien Mortgage Term: 180
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Sep 01, 2035
  • Second Open Lien Mortgage Lender: THE HUNTINGTON NATIONAL BANK
  • Second Open Lien Mortgage Recording Date: Mar 28, 2024
  • Second Open Lien Mortgage Loan Amount: $84,000
  • Second Open Lien Mortgage Term: 360
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: Credit Line (Revolving)
  • Second Open Lien Mortgage Loan Due Date: Mar 15, 2054

    Market Valuation

  • Market Total Value: $568,600

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $284,300

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Aug 28, 2020
  • Current Sale Recording Date: Sep 10, 2020
  • Current Sale Transaction ID: 11786930956
  • Current Sale Price: $610,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 2020022658
  • Previous Sale Recording Date: Sep 17, 2013
  • Previous Sale Contract Date: Sep 11, 2013
  • Previous Sale Amount: $597,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: HEALTH ADVANTAGE FEDERAL CU
  • First Mortgage Transaction Date: Sep 10, 2020
  • First Mortgage Loan Amount: $579,500
  • First Mortgage Terms: 180
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Sep 01, 2035

    Previous Mortgages

  • Previous Mortgage Lender: LAKE MICHIGAN CREDIT UNION
  • Previous Mortgage Transaction Date: Sep 17, 2013
  • Previous Mortgage Loan Amount: $456,000
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: Stand Alone Refi (Refinance of Original Loan)
  • Previous Mortgage Loan Due Date: Oct 01, 2043

About Saginaw



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Frequently Asked Questions

What neighborhood is 4562 Autumn Ridge located in?
The 4562 Autumn Ridge is a house located in the neighborhood of Saginaw in Saginaw, Saginaw.
What is the average sales price for listings in 4562 Autumn Ridge?
The average sales price for units in 4562 Autumn Ridge is $0 currently.

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