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455 West Oak Street

455 West Oak Street, Ponchatoula, LA 70454
House in Tangipahoa
Sold Oct 25, 2021
$200,000
$202,020 by Gmfs Llc
Mortgage Due Nov 01, 2051
Sold May 16, 2019
$162,600
$157,722 by Hancock Whitney Bank
Mortgage
455 West Oak Street has been categorized by the local assessors in Ponchatoula, LA as a residential type of property. The building on the property was first built in 2014 and is 10 years old. In addition, 455 West Oak Street has 1,783 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. The area measurement of the land has been determined as 87,120 square feet.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. Moving on to the building itself. The condition of the building has been evaluated as average. From what we've gathered, the quality of these control joints have been graded with a letter grade of B by the local assessor. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 455 West Oak Street sold most recently in Oct 22, 2021 for a total of $200,000. If you work out the math, that's approximately a cost of $112.17 per sqft. Before that, the property was also sold for $162,600 in May 15, 2019. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $1,186 in taxes each year. 455 West Oak Street was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $17,045. If we break it down further, the land itself was valued at $6,000. Improvements to the property, however, were assessed at a total of $11,045. Homeowners who care about taxes, will be happy to see that the property's total assessed value has been marked as less than the total market value. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

Building Features

Exterior

Vinyl Siding

Parking

Carport
Covered Parking
Off Street Parking
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 2014
  • Effective Year Built: 2014
  • Bedroom Count: 0
  • Building Condition: Average
  • Building Quality: B
  • Basement Area: 0
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 87,120
  • Total Building Area: 1,783
  • Building Area: 1,783
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: unknown
  • Heated Square Feet: 1,783
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: SQUARE 55 PONCHATOULA
  • Land Acres: 2
  • Standard Land Use Code: Single family residential
  • County Land Use Code: Recreational/entertainment (general)
  • Legal Description 1: E12 OF LOTS 13-14-15-16 SQ 55 PONCH B193 P414 B312 P547 B936 P699 B941 P680 B1222 P523 B1429 P503 B1508 P160 B1591 P480

Ownership

  • Current Owner : GONZALES AUSTIN JOSEPH
  • Previous Owner : GILLESPHIE MURPHY DINA
  • Owner Before Previous Owner: HANNA TIFFANY S
  • Owner Before Previous Owner 2: WADDELL DONALD M
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Tangipahoa Parish School District
  • Census Tract: 954700

Geography

  • Parcel: 1563106
  • Block: 55
  • Lot: 131
  • Meridian: SEC 18 TWN 07S RNG 08E
  • Municipality: PONCHATOULA
  • Latitude: 30.4359
  • Longitude: -90.4465

    Address

  • Full Address: 455 W Oak St
  • Address - House Number: 455
  • Street Direction: W
  • Address - Street Name: Oak
  • Address - Suffix Type: St
  • State: LA
  • City Name: Ponchatoula
  • Carrier Code: C001
  • 4-Digit Zip Code: 3731
  • Zip Code: 70454

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $1,186

    Appraisal Valuation

  • Standard Deviation: 0.2714
  • Valuation Date: Apr 03, 2024
  • Confidence Score: 61
  • Final Value: 221,439
  • High Value: 281,559
  • Low Value: 161,319

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $202,020
  • First Open Lien Mortgage Lender: GMFS LLC
  • First Open Lien Mortgage Recording Date: Oct 25, 2021
  • First Open Lien Mortgage Loan Amount: $202,020
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Nov 01, 2051

    Market Valuation

  • Market Total Value: $170,448
  • Market Land Value: $60,000
  • Market Improvement Value: $110,448

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $17,045
  • Assessed Land Value: $6,000
  • Assessed Improvements Value: $11,045

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Oct 22, 2021
  • Current Sale Recording Date: Oct 25, 2021
  • Current Sale Transaction ID: 11864476844
  • Current Sale Price: $200,000
  • Current Sale Document Type: Deed
  • Current Sale Input Document Number: 1086584
  • Previous Sale Recording Date: May 16, 2019
  • Previous Sale Contract Date: May 15, 2019
  • Previous Sale Amount: $162,600
  • Previous Sale Document Type: Deed

    Last Sale Mortgage

  • First Mortgage Lender: GMFS LLC
  • First Mortgage Transaction Date: Oct 25, 2021
  • First Mortgage Loan Amount: $202,020
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Nov 01, 2051

    Previous Mortgages

  • Previous Mortgage Lender: HANCOCK WHITNEY BANK
  • Previous Mortgage Transaction Date: May 16, 2019
  • Previous Mortgage Loan Amount: $157,722
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: New Conventional

About Ponchatoula



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Frequently Asked Questions

What neighborhood is 455 West Oak Street located in?
The 455 West Oak Street is a house located in the neighborhood of Tangipahoa in Ponchatoula, Ponchatoula.
What is the average sales price for listings in 455 West Oak Street?
The average sales price for units in 455 West Oak Street is $0 currently.

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