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455 Saratoga Lane

455 Saratoga Lane, Montgomery, AL 36117
House in Montgomery
Sold Nov 12, 2019
$172,000
$177,676 by Mortgage Research Center Llc
Mortgage Due Dec 01, 2049
Sold Feb 03, 2010
$187,500
$191,531 by Usaa Fsb
Mortgage Due Feb 01, 2040
Local assessors in Montgomery, AL have categorized 455 Saratoga Lane as a residential type of property. The home was built in 1985 and is 39 years old. The property's lot size has been calculated to be 13,486 square feet. The linear feet between the front and back of the lot was measured at 1,500 ft and the front of the lot was measured at 900 ft. As for the restroom situation, there are 2 full bathrooms. There are also 2 partial bathrooms. This is a single story home so it's perfect for folks who don't want to have to climb stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 455 Saratoga Lane has a total of 2,561 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Additional features on the property are as follows. There is a carport for those who need a place to park their vehicle. Do you like to entertain? The home has a open porch so you'll have a great option in the front of the home. In addition, there is a vinyl in-ground pool on the property. Perfect for those who want to host pool parties over the summer. Moving onto specific details regarding the building. Our sources show that the building condition is average. It might sound scary but did you know that buildings can move depending on the weather? Both hot and cold weather can have severe impact on the longevity of your home structure depending on how much your home moves. Hence why architects pay a lot of attention to the type of control joints used in the construction process. Just so you know, this home was built with wood control joints. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - C. The building has a gable or hip style roof that was made of shingle (not wood). Lots of brick were used in the construction of the exterior walls of the home. While the walls in the interior have been made of gypsum boards such as those made of drywall, sheetrock, etc. As for flooring, was the material of choice during construction. Residents rely on air conditioning for their cooling system. The home's a forced air unit is the primary heating source. There is a single fireplace in the home which may result in additional cleaning fees for the homeowner. The property was last sold in Nov 5, 2019 for $172,000. That's $67.16 per sqft. Prior to that sales transaction, the property was also sold in Jan 27, 2010 for $187,500. 455 Saratoga Lane was last assessed in 2023. The total value of the property was assessed at $20,890. Specifically, the land the property is located on was valued at $2,500. While improvements on the property were assessed at a total of $18,390. The total assessed value for this property is less than the total market value as of this moment. Which is great for tax purposes. The total amount of taxes due from a property owner is $2,039. As you can see, there are a lot of things to consider when purchasing a home. For example, have you evaluated your own Debt-To-Income ratio (DTI) and understood how this may impact the number of loan options you have access to? Don't worry, we'll cover the basics such as what a DTI ratio is, how to calculate yours, what most lenders consider to be an ideal ratio, and also provide our tips on how you can improve your score if it is on the higher side. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

Building Features

Exterior

Brick Exterior / Wood Exterior
Stucco Exterior
Wood Siding

Parking

Carport
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1985
  • Effective Year Built: 1985
  • Total Rooms: 5
  • Bedroom Count: 0
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Bathroom Plumbing Fixtures: 8
  • Building Condition: Average
  • Building Quality: C
  • Construction Type: Wood
  • Exterior Walls Type: Brick
  • Interior Walls Type: Gypsum board (drywall, sheetrock, etc.)
  • Roof Shape Type: Gable or hip
  • Roof Cover Type: Shingle (not wood)
  • Floor Count: 1
  • Floor Cover: Carpet
  • Basement Area: 0
  • Garage Type: Carport
  • Parking Space Count: 0
  • Porch Type: Open porch
  • Pool Type: Vinyl in-ground pool

    Dimensions

  • Lot Size Square Feet: 13,486
  • Lot Size Depth Feet: 1,500
  • Lot Size Frontage Feet: 900
  • Total Building Area: 2,561
  • Building Area: 2,561
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Yes
  • Heating: Forced air unit
  • Heated Square Feet: 2,561
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: LANDMARK ESTATES SUB PLAT 2A
  • Land Acres: 0.31
  • Standard Land Use Code: Single family residential

Ownership

  • Current Owner : WILSON KENDRA
  • Previous Owner : BROWN GARY MARSHALL
  • Previous Owner 2: BROWN BRENDA KAY
  • Owner Before Previous Owner: LANDERS TIMOTHY C
  • Owner Before Previous Owner 2: LANDERS JUANITA L
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Montgomery County School District
  • School Tax School District: 2
  • Census Tract: 005403

Zoning

  • Zoning: R-85

Geography

  • Assessors Map Reference: MAP 29 PG 22
  • Account Number: 214272
  • District: 2
  • Parcel: 09-03-07-3-000-027.000
  • Block: B
  • Lot: 10
  • Meridian: SEC 07 TWN 16N RNG 19E
  • Municipality: MONTGOMERY CITY
  • Latitude: 32.375
  • Longitude: -86.1974

    Address

  • Full Address: 455 Saratoga Ln
  • Address - House Number: 455
  • Address - Street Name: Saratoga
  • Address - Suffix Type: Ln
  • State: AL
  • City Name: Montgomery
  • Carrier Code: R047
  • 4-Digit Zip Code: 2740
  • Zip Code: 36117

Valuation

    Tax

  • Total Area: 2,768
  • Tax Year: 2023
  • Tax Amount: $2,039

    Appraisal Valuation

  • Standard Deviation: 0.275
  • Valuation Date: Oct 11, 2023
  • Confidence Score: 60
  • Final Value: 242,179
  • High Value: 308,784
  • Low Value: 175,573

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $177,676
  • First Open Lien Mortgage Lender: MORTGAGE RESEARCH CENTER LLC
  • First Open Lien Mortgage Recording Date: Nov 12, 2019
  • First Open Lien Mortgage Loan Amount: $177,676
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: VA
  • First Open Lien Mortgage Loan Due Date: Dec 01, 2049

    Market Valuation

  • Market Total Value: $208,900
  • Market Land Value: $25,000
  • Market Improvement Value: $183,900

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $20,890
  • Assessed Land Value: $2,500
  • Assessed Improvements Value: $18,390

    Sales

  • Current Sale Contract Date: Nov 05, 2019
  • Current Sale Recording Date: Nov 12, 2019
  • Current Sale Transaction ID: 11712571463
  • Current Sale Price: $172,000
  • Current Sale Document Type: Warranty Deed
  • Previous Sale Recording Date: Feb 03, 2010
  • Previous Sale Contract Date: Jan 27, 2010
  • Previous Sale Amount: $187,500
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: MORTGAGE RESEARCH CENTER LLC
  • First Mortgage Transaction Date: Nov 12, 2019
  • First Mortgage Loan Amount: $177,676
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: VA
  • First Mortgage Loan Due Date: Dec 01, 2049

    Previous Mortgages

  • Previous Mortgage Lender: USAA FSB
  • Previous Mortgage Transaction Date: Feb 03, 2010
  • Previous Mortgage Loan Amount: $191,531
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: VA
  • Previous Mortgage Loan Due Date: Feb 01, 2040

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Frequently Asked Questions

What neighborhood is 455 Saratoga Lane located in?
The 455 Saratoga Lane is a house located in the neighborhood of Montgomery in Montgomery, Montgomery.
What is the average sales price for listings in 455 Saratoga Lane?
The average sales price for units in 455 Saratoga Lane is $0 currently.

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