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4540 Manchester Lane

4540 Manchester Lane, Twin Lake, MI 49457
Property in Cedar Creek
Sold Feb 19, 2020
$343,800
$337,555 by Freedom Mortgage Corp
Mortgage Due Mar 01, 2050
Local assessors in Twin Lake, MI have categorized 4540 Manchester Lane as a residential type of property. The home was built in 1997 and is 27 years old. The property's lot size has been calculated to be 92,026 square feet. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a condo style. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 3 rooms in the home. Of these, 3 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 2 full bathrooms. There are also 2 partial bathrooms. This is a 2 story home so residents will need to have climb at least one set of stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 4540 Manchester Lane has a total of 3,660 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. The home sources its water from a water system. Additional features on the property are as follows. There is a garage for those who need a place to park their vehicle. The garage on the property is 816 sqft. There are 3 available parking spaces so it's a great situation for those with more than one car. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - B-. Lots of alum/vinyl siding were used in the construction of the exterior walls of the home. The home's a forced air unit is the primary heating source. There is a single fireplace in the home which may result in additional cleaning fees for the homeowner. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 4540 Manchester Lane sold most recently in Feb 12, 2020 for a total of $343,800. If you work out the math, that's approximately a cost of $93.93 per sqft. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $2,135 in taxes each year. 4540 Manchester Lane was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $188,600. Homeowners who care about taxes, will be happy to see that the property's total assessed value has been marked as less than the total market value. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1997
  • Effective Year Built: 1997
  • Building Count: 1
  • Total Rooms: 3
  • Bedroom Count: 3
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Bathroom Plumbing Fixtures: 2
  • Building Quality: B-
  • Building Style: Condo
  • Exterior Walls Type: Alum/Vinyl siding
  • Floor Count: 2
  • Basement Type: Unspecified basement
  • Basement Area: 2,024
  • Garage Type: Garage
  • Garage Square Area: 816
  • Parking Space Count: 3

    Dimensions

  • Lot Size Square Feet: 92,026
  • Total Building Area: 3,660
  • Building Area: 3,660
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: unknown
  • Heating: Forced air unit
  • Heated Square Feet: 3,660
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: Yes

Building

  • Property Class: Residential
  • Subdivision: STONEGATE CONDOS
  • Land Acres: 2.112
  • Standard Land Use Code: Condominium unit (residential)
  • Legal Description 1: CEDAR CREEK TOWNSHIP SEC 20 T11N R15W STONEGATE CONDOMINIUM UNIT 17

Ownership

  • Current Owner : PEZET BRIAN
  • Current Owner 2: PEZET JILLIAN
  • Previous Owner : SIMON JANICE E
  • Previous Owner 2: JANICE E SIMON TRUST
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Holton Public Schools
  • School Tax School District: HOLTON
  • Census Tract: 003300

Zoning

  • Zoning: R-2

Geography

  • District: 08
  • Parcel: 61-08-770-000-0017-00
  • Municipality: CEDAR CREEK TOWNSHIP
  • Latitude: 43.3296
  • Longitude: -86.1301

    Address

  • Full Address: 4540 Manchester Ln
  • Address - House Number: 4540
  • Address - Street Name: Manchester
  • Address - Suffix Type: Ln
  • State: MI
  • City Name: Twin Lake
  • Carrier Code: R024
  • 4-Digit Zip Code: 9246
  • Zip Code: 49457

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $2,135

    Appraisal Valuation

  • Standard Deviation: 0.1726
  • Valuation Date: Jan 17, 2024
  • Confidence Score: 77
  • Final Value: 451,050
  • High Value: 528,914
  • Low Value: 373,187

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $394,594
  • First Open Lien Mortgage Lender: FREEDOM MORTGAGE CORP
  • First Open Lien Mortgage Recording Date: Feb 19, 2020
  • First Open Lien Mortgage Loan Amount: $337,555
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: FHA
  • First Open Lien Mortgage Loan Due Date: Mar 01, 2050
  • Second Open Lien Mortgage Lender: SECRETARY OF HOUSING AND URBAN
  • Second Open Lien Mortgage Recording Date: Nov 22, 2022
  • Second Open Lien Mortgage Loan Amount: $57,039
  • Second Open Lien Mortgage Term: 327
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: FHA
  • Second Open Lien Mortgage Loan Due Date: Mar 01, 2050

    Market Valuation

  • Market Total Value: $377,200

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $188,600

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Feb 12, 2020
  • Current Sale Recording Date: Feb 19, 2020
  • Current Sale Transaction ID: 11736421305
  • Current Sale Price: $343,800
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 5678545

    Last Sale Mortgage

  • First Mortgage Lender: FREEDOM MORTGAGE CORP
  • First Mortgage Transaction Date: Feb 19, 2020
  • First Mortgage Loan Amount: $337,555
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: FHA
  • First Mortgage Loan Due Date: Mar 01, 2050

About Muskegon



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Frequently Asked Questions

What neighborhood is 4540 Manchester Lane located in?
The 4540 Manchester Lane is a located in the neighborhood of Cedar Creek in Muskegon, Twin Lake.
What is the average sales price for listings in 4540 Manchester Lane?
The average sales price for units in 4540 Manchester Lane is $0 currently.

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