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453 Swan Circle

453 Swan Circle, Erlanger, KY 41018
Property in Kenton
Sold May 05, 2022
$183,000
$173,850 by Nations Reliable Lending Llc
Mortgage Due May 01, 2052
Sold Jul 05, 2017
$89,000
$87,387 by Stockton Mortgage Corp
Mortgage Due Jul 01, 2047
453 Swan Circle has been categorized by the local assessors in Erlanger, KY as a residential type of property. The building on the property was first built in 1961 and is 63 years old. The home has a total of 3 bedrooms. Residents will have access to one full bathroom. There is one partial bathroom in the home. This is a single story building so stairs are not necessary to access other parts of the home. In addition, 453 Swan Circle has 900 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. The linear feet between the front and back of the lot is 1,350 ft and across the front of the lot is 550 ft. The area measurement of the land has been determined as 7,405 square feet.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. For the features and amenities located on the property. There is a garage underground or in the basement for those who require parking. According to our sources, there is one available parking space. Moving on to the building itself. The condition of the building has been evaluated as fair. The roof of the building is made of composition shingle. The inside of the home is being cooled with central air conditioning at the moment. In terms of heating, it is utilizing a forced air unit. Finally, the property is currently sourcing its water from a water system. The building on the property is connected to a sewer system. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 453 Swan Circle sold most recently in Apr 29, 2022 for a total of $183,000. If you work out the math, that's approximately a cost of $203.33 per sqft. Before that, the property was also sold for $89,000 in Jun 30, 2017. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $2,743 in taxes each year. The initial year of tax delinquency occurred in 2021. 453 Swan Circle was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $183,000. If we break it down further, the land itself was valued at $25,000. Improvements to the property, however, were assessed at a total of $158,000. The property's total market value has been marked the same as the total assessed value which is pretty typical. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

Building Features

Exterior

Vinyl Siding

Driveway

Driveway

Parking

Garage Parking
On-Street Parking
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1961
  • Effective Year Built: 1961
  • Bedroom Count: 3
  • Bathroom Count: 1
  • Full Bathrooms: 1
  • Partial Bathrooms: 1
  • Building Condition: Fair
  • Roof Cover Type: Composition shingle
  • Floor Count: 1
  • Basement Type: Full basement
  • Basement Area: 0
  • Garage Type: Underground/basement
  • Parking Space Count: 1

    Dimensions

  • Lot Size Square Feet: 7,405
  • Lot Size Depth Feet: 1,350
  • Lot Size Frontage Feet: 550
  • Total Building Area: 900
  • Building Area: 900
  • Building Area Measurement: Finished Area

    Heating and Cooling

  • Air Conditioning: Central air conditioning
  • Heating: Forced air unit
  • Heated Square Feet: 900
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: Yes
  • Water Service: Yes

Building

  • Property Class: Residential
  • Subdivision: ERPENBECK (ELSMERE)
  • Land Acres: 0.17
  • Standard Land Use Code: Single family residential
  • Legal Description 1: ERPENBECKS 4TH ADDN LOT 79

Ownership

  • Current Owner : STAMPER AMY C
  • Current Owner 2: OGDEN RONALD C
  • Previous Owner : ANGEL KAITHLYN R
  • Owner Before Previous Owner: WILSON ERIC M
  • Owner Before Previous Owner 2: WILSON SAMANTHA LEE
  • Is Owner Occupied: Owner-occupied property
  • Ownership Rights Codes: unknown

Neighborhood

  • School District Name: Erlanger-Elsmere Independent School District
  • School Tax School District: 03-ERLANGER SD
  • School Tax District Code 2: ELSMERE
  • School Tax District Code 3: ELSMERE
  • Census Tract: 065700

Geography

  • District: 67
  • Subdivision Phase Number: 4
  • Parcel: 004-30-08-079.00
  • Lot: 79
  • Municipality: ELSMERE
  • Latitude: 39.0016
  • Longitude: -84.6079

    Address

  • Full Address: 453 Swan Cir
  • Address - House Number: 453
  • Address - Street Name: Swan
  • Address - Suffix Type: Cir
  • State: KY
  • City Name: Elsmere
  • Carrier Code: C097
  • 4-Digit Zip Code: 1939
  • Zip Code: 41018

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $2,743
  • Intital Tax Deliquent Year: 2021
  • Tax Rate Code Area: 4

    Appraisal Valuation

  • Standard Deviation: 0.2729
  • Valuation Date: Dec 20, 2023
  • Confidence Score: 45
  • Final Value: 95,218
  • High Value: 121,206
  • Low Value: 69,229

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $173,850
  • First Open Lien Mortgage Lender: NATIONS RELIABLE LENDING LLC
  • First Open Lien Mortgage Recording Date: May 05, 2022
  • First Open Lien Mortgage Loan Amount: $173,850
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: May 01, 2052

    Market Valuation

  • Market Total Value: $183,000
  • Market Land Value: $25,000
  • Market Improvement Value: $158,000

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $183,000
  • Assessed Land Value: $25,000
  • Assessed Improvements Value: $158,000

    Sales

  • Current Sale Contract Date: Apr 29, 2022
  • Current Sale Recording Date: May 05, 2022
  • Current Sale Transaction ID: 11887229612
  • Current Sale Price: $183,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 74
  • Previous Sale Recording Date: Jul 05, 2017
  • Previous Sale Contract Date: Jun 30, 2017
  • Previous Sale Amount: $89,000
  • Previous Sale Document Type: Deed

    Last Sale Mortgage

  • First Mortgage Lender: NATIONS RELIABLE LENDING LLC
  • First Mortgage Transaction Date: May 05, 2022
  • First Mortgage Loan Amount: $173,850
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: May 01, 2052

    Previous Mortgages

  • Previous Mortgage Lender: STOCKTON MORTGAGE CORP
  • Previous Mortgage Transaction Date: Jul 05, 2017
  • Previous Mortgage Loan Amount: $87,387
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: FHA
  • Previous Mortgage Loan Due Date: Jul 01, 2047

About Elsmere



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Frequently Asked Questions

What neighborhood is 453 Swan Circle located in?
The 453 Swan Circle is a located in the neighborhood of Kenton in Elsmere, Erlanger.
What is the average sales price for listings in 453 Swan Circle?
The average sales price for units in 453 Swan Circle is $0 currently.

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