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4508 Saratoga Drive

4508 Saratoga Drive, Norman, OK 73072
Property in Cleveland
Sold Dec 28, 2020
$187,000
$183,612 by Cornerstone Home Lending Inc
Mortgage Due Jan 01, 2051
Sold Apr 26, 2005
$133,000
$130,945 by Republic Bank & Trust
Mortgage Due May 01, 2035
Local assessors in Norman, OK have categorized 4508 Saratoga Drive as a residential type of property. The home was built in 1999 and is 25 years old. The property's lot size has been calculated to be 6,970 square feet. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a conventional style. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 0 rooms in the home. Of these, 3 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 2 full bathrooms. There are also 2 partial bathrooms. This is a single story home so it's perfect for folks who don't want to have to climb stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 4508 Saratoga Drive has a total of 1,779 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Additional features on the property are as follows. There is a attached garage for those who need a place to park their vehicle. The garage on the property is 435 sqft. There are 2 available parking spaces so it's a great situation for those with more than one car. Do you like to entertain? The home has both a unknown and a unknown so you'll have great options in both the front and back of the home. Moving onto specific details regarding the building. Our sources show that the building condition is average. It might sound scary but did you know that buildings can move depending on the weather? Both hot and cold weather can have severe impact on the longevity of your home structure depending on how much your home moves. Hence why architects pay a lot of attention to the type of control joints used in the construction process. Just so you know, this home was built with steel control joints. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - C. The building has a hip style roof that was made of asphalt. Lots of a combination of material were used in the construction of the exterior walls of the home. While the walls in the interior have been made of gypsum boards such as those made of drywall, sheetrock, etc. Residents rely on central air conditioning for their cooling system. The home's a central heating system is the primary heating source. There is a single fireplace in the home which may result in additional cleaning fees for the homeowner. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 4508 Saratoga Drive was last sold in Dec 18, 2020 for $187,000. According to our calculations, that's $84.46 per sqft. Prior to that sales transaction, the property was sold for $133,000 in Apr 21, 2005. Current property owners are expected to pay $2,925 in taxes per year. The property on 4508 Saratoga Drive was last assessed in 2023. As a result of that assessment, the total value of the property was placed at $24,354. To break that down further, the land itself was valued at $4,061. While improvements to the property were assessed at a total of $20,293. Based on our records, the total assessed value for this property has been marked as less than the total market value as of this moment. Which is great for tax purposes. Speaking of costs, many buyers and sellers often forget to take into consideration the closing costs they may occur. Closing costs can stem from anything mortgage or property related to fees related to your property title. As you'll soon learn from our guide, fees can quickly add up hence why as a rule of thumb, we typically recommend setting aside at least 5% of the purchase price to cover potential closing costs. Don't worry, any additional you save up can always go towards your principal. Better safe than sorry!This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1999
  • Effective Year Built: 1999
  • Building Count: 1
  • Bedroom Count: 3
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Bathroom Plumbing Fixtures: 10
  • Building Condition: Average
  • Building Quality: C
  • Construction Type: Steel
  • Building Style: Conventional
  • Exterior Walls Type: Combination
  • Interior Walls Type: Gypsum board (drywall, sheetrock, etc.)
  • Roof Shape Type: Hip
  • Roof Cover Type: Asphalt
  • Floor Count: 1
  • Living Units: 1
  • Basement Area: 0
  • Garage Type: Attached
  • Garage Square Area: 435
  • Parking Space Count: 2

    Dimensions

  • Lot Size Square Feet: 6,970
  • Total Building Area: 2,214
  • Gross Building Area: 2,214
  • Building Area: 1,779
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Central air conditioning
  • Heating: Central heating
  • Heated Square Feet: 1,779
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: CAMBRIDGE PLACE 4
  • Land Acres: 0.16
  • Standard Land Use Code: Single family residential
  • Legal Description 1: CAMBRIDGE PL SEC 4 LT 4 BLK 2

Ownership

  • Current Owner : MILLER ALLISON ANNE
  • Previous Owner : SUMNER JESSE D
  • Previous Owner 2: SUMNER AMANDA L
  • Owner Before Previous Owner: MICHAUD DEAN E
  • Owner Before Previous Owner 2: MICHAUD LISA D
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Norman Public Schools
  • School Tax School District: NORMAN SD
  • Census Tract: 201511

Geography

  • Assessors Map Reference: 9N-3W-27-SW
  • Account Number: 93382
  • Section: 4
  • Parcel: R0093382
  • Block: 2
  • Lot: 4
  • Meridian: SEC 27 TWN 09 RNG 03W
  • Municipality: NORMAN SD
  • Latitude: 35.221
  • Longitude: -97.5079

    Address

  • Full Address: 4508 Saratoga Dr
  • Address - House Number: 4508
  • Address - Street Name: Saratoga
  • Address - Suffix Type: Dr
  • State: OK
  • City Name: Norman
  • Carrier Code: R010
  • 4-Digit Zip Code: 4366
  • Zip Code: 73072

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $2,925
  • Tax Rate Code Area: NC29

    Appraisal Valuation

  • Standard Deviation: 0.1623
  • Valuation Date: Jan 10, 2024
  • Confidence Score: 79
  • Final Value: 277,302
  • High Value: 322,322
  • Low Value: 232,283

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $183,612
  • First Open Lien Mortgage Lender: CORNERSTONE HOME LENDING INC
  • First Open Lien Mortgage Recording Date: Dec 28, 2020
  • First Open Lien Mortgage Loan Amount: $183,612
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: FHA
  • First Open Lien Mortgage Loan Due Date: Jan 01, 2051

    Market Valuation

  • Market Total Value: $233,263
  • Market Land Value: $38,903
  • Market Improvement Value: $194,360

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $24,354
  • Assessed Land Value: $4,061
  • Assessed Improvements Value: $20,293

    Sales

  • Current Sale Contract Date: Dec 18, 2020
  • Current Sale Recording Date: Dec 28, 2020
  • Current Sale Transaction ID: 11810213938
  • Current Sale Price: $187,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: R 2020 47916
  • Previous Sale Recording Date: Apr 26, 2005
  • Previous Sale Contract Date: Apr 21, 2005
  • Previous Sale Amount: $133,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: CORNERSTONE HOME LENDING INC
  • First Mortgage Transaction Date: Dec 28, 2020
  • First Mortgage Loan Amount: $183,612
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: FHA
  • First Mortgage Loan Due Date: Jan 01, 2051

    Previous Mortgages

  • Previous Mortgage Lender: REPUBLIC BANK & TRUST
  • Previous Mortgage Transaction Date: Apr 26, 2005
  • Previous Mortgage Loan Amount: $130,945
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: FHA
  • Previous Mortgage Loan Due Date: May 01, 2035

About Norman



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Frequently Asked Questions

What neighborhood is 4508 Saratoga Drive located in?
The 4508 Saratoga Drive is a located in the neighborhood of Cleveland in Norman, Norman.
What is the average sales price for listings in 4508 Saratoga Drive?
The average sales price for units in 4508 Saratoga Drive is $0 currently.

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