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45 Virginville Road

45 Virginville Road, Kutztown, PA 19530
Property in Richmond
Sold Apr 27, 2005
$157,000
$125,600 by Fulton Bank
Mortgage Due Feb 12, 2030
Local assessors in Kutztown, PA have categorized 45 Virginville Road as a residential type of property. The home was built in 1987 and is 37 years old. The property's lot size has been calculated to be 45,302 square feet. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 6 rooms in the home. Of these, 3 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there is one full bathroom. There is also a partial bathroom. This is a single story home so it's perfect for folks who don't want to have to climb stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 45 Virginville Road has a total of 1,248 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. The home sources its water from a well system. As for water disposal, the home is connected to a septic system and not a municipal sewage or storm sewage system. Therefore the homeowner of this property will need to handle their own water disposal every three to five years - though the exact number may differ. Moving onto specific details regarding the building. Our sources show that the building condition is average. It might sound scary but did you know that buildings can move depending on the weather? Both hot and cold weather can have severe impact on the longevity of your home structure depending on how much your home moves. Hence why architects pay a lot of attention to the type of control joints used in the construction process. Just so you know, this home was built with frame control joints. Lots of wood were used in the construction of the exterior walls of the home. Residents rely on central air conditioning for their cooling system. The home's a heating system is the primary heating source and it is being fueled with oil. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 45 Virginville Road sold most recently in Feb 15, 2005 for a total of $157,000. If you work out the math, that's approximately a cost of $125.80 per sqft. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $3,537 in taxes each year. 45 Virginville Road was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $79,000. If we break it down further, the land itself was valued at $30,100. Improvements to the property, however, were assessed at a total of $48,900. The property's total market value has been marked the same as the total assessed value which is pretty typical. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1987
  • Effective Year Built: 1987
  • Building Count: 1
  • Total Rooms: 6
  • Bedroom Count: 3
  • Bathroom Count: 1
  • Full Bathrooms: 1
  • Partial Bathrooms: 1
  • Building Condition: Average
  • Construction Type: Frame
  • Exterior Walls Type: Wood
  • Floor Count: 1
  • Living Units: 1
  • Basement Type: Full basement
  • Basement Area: 0
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 45,302
  • Total Building Area: 1,248
  • Gross Building Area: 1,248
  • Building Area: 1,248
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: Central air conditioning
  • Heating: Yes
  • Heated Square Feet: 1,248
  • Heating Fuel Type: Oil

    Utilities

  • Sewer System: Septic
  • Water Service: Well

Building

  • Property Class: Residential
  • Subdivision: SUNNYFIELD NORTH
  • Land Acres: 1.04
  • Standard Land Use Code: Single family residential

Ownership

  • Current Owner : KOHLER JASON W
  • Current Owner 2: KOHLER STACEY M
  • Previous Owner : SUGLIA JOSEPH V
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Fleetwood Area School District
  • School Tax School District: 7
  • Census Tract: 013701

Geography

  • Assessors Map Reference: 725423
  • Account Number: 72002457
  • District: 72
  • Parcel: 72-5423-02-87-4949
  • Block: 87
  • Lot: 3
  • Municipality: RICHMOND TOWNSHIP
  • Latitude: 40.52
  • Longitude: -75.8488

    Address

  • Full Address: 45 Virginville Rd
  • Address - House Number: 45
  • Address - Street Name: Virginville
  • Address - Suffix Type: Rd
  • State: PA
  • City Name: Kutztown
  • Carrier Code: R003
  • 4-Digit Zip Code: 8861
  • Zip Code: 19530

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $3,537
  • Tax Rate Code Area: 72

    Appraisal Valuation

  • Standard Deviation: 0.1945
  • Valuation Date: Aug 30, 2023
  • Confidence Score: 74
  • Final Value: 252,517
  • High Value: 301,648
  • Low Value: 203,386

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $165,600
  • First Open Lien Mortgage Lender: FULTON BANK
  • First Open Lien Mortgage Recording Date: Apr 27, 2005
  • First Open Lien Mortgage Financing Type: Fixed Rate
  • First Open Lien Mortgage Loan Amount: $125,600
  • First Open Lien Mortgage Term: 297
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: Fannie Mae/Freddie Mac (Phased out because Fannie Mae does not originate loans directly to borrowers or investors. Most "new conventional" loans meet their general underwriting guidelines.)
  • First Open Lien Mortgage Loan Due Date: Feb 12, 2030
  • Second Open Lien Mortgage Lender: FULTON BANK NA
  • Second Open Lien Mortgage Recording Date: Jan 13, 2021
  • Second Open Lien Mortgage Financing Type: Variable
  • Second Open Lien Mortgage Loan Amount: $40,000
  • Second Open Lien Mortgage Term: 360
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: Credit Line (Revolving)

    Market Valuation

  • Market Total Value: $79,000
  • Market Land Value: $30,100
  • Market Improvement Value: $48,900

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $79,000
  • Assessed Land Value: $30,100
  • Assessed Improvements Value: $48,900

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Feb 15, 2005
  • Current Sale Recording Date: Apr 27, 2005
  • Current Sale Transaction ID: 1053947788
  • Current Sale Price: $157,000
  • Current Sale Document Type: Deed
  • Current Sale Input Document Number: 2005020929

    Last Sale Mortgage

  • First Mortgage Lender: FULTON BANK
  • First Mortgage Transaction Date: Apr 27, 2005
  • First Mortgage Loan Amount: $125,600
  • First Mortgage Terms: 297
  • First Mortgage Loan Type: Fannie Mae/Freddie Mac (Phased out because Fannie Mae does not originate loans directly to borrowers or investors. Most "new conventional" loans meet their general underwriting guidelines.)
  • First Mortgage Loan Due Date: Feb 12, 2030
  • Second Mortgage Lender: FULTON BANK
  • Second Mortgage Transaction Date: Apr 27, 2005
  • Second Current Mortgage Financing Type: Variable
  • Second Mortgage Loan Amount: $12,500
  • Second Mortgage Terms: 360
  • Second Mortgage Loan Type: Unknown (DEFAULT)

    Financing

  • First Mortgage Financing Type: Fixed Rate

About Virginville



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Nearby Rentals

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Frequently Asked Questions

What neighborhood is 45 Virginville Road located in?
The 45 Virginville Road is a located in the neighborhood of Richmond in Virginville, Kutztown.
What is the average sales price for listings in 45 Virginville Road?
The average sales price for units in 45 Virginville Road is $0 currently.

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