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45 Market Street

45 Market Street, Keene Valley, NY 12943
Property in Keene
Sold May 28, 2013
$299,000
$199,000 by Community Bank Na
Mortgage Due Jan 01, 2043
Local assessors in Keene Valley, NY have categorized 45 Market Street as a residential type of property. The home was built in 1925 and is 99 years old. It was most recently renovated and altered in 1990. The property's lot size has been calculated to be 23,958 square feet. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a colonial style. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 0 rooms in the home. Of these, 4 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 2 full bathrooms. There are also 3 partial bathrooms. This is a 2 story home so residents will need to have climb at least one set of stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 45 Market Street has a total of 2,432 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. The home sources its water from a municipal system. As for water disposal, the home is connected to a septic system and not a municipal sewage or storm sewage system. Therefore the homeowner of this property will need to handle their own water disposal every three to five years - though the exact number may differ. Additional features on the property are as follows. There is a detached garage for those who need a place to park their vehicle. The garage on the property is 820 sqft. There are 3 available parking spaces so it's a great situation for those with more than one car. Do you like to entertain? The home has a covered porch so you'll have a great option in the front of the home. Moving onto specific details regarding the building. Our sources show that the building condition is average. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - C. Lots of alum/vinyl siding were used in the construction of the exterior walls of the home. The home's a hot water heating system is the primary heating source and it is being fueled with oil. There is a single fireplace in the home which may result in additional cleaning fees for the homeowner. The property was last sold in May 24, 2013 for $299,000. That's $122.94 per sqft. 45 Market Street was last assessed in 2023. The total value of the property was assessed at $302,700. Specifically, the land the property is located on was valued at $72,400. While improvements on the property were assessed at a total of $230,300. The total assessed value for this property is less than the total market value as of this moment. Which is great for tax purposes. The total amount of taxes due from a property owner is $0. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1925
  • Effective Year Built: 1990
  • Bedroom Count: 4
  • Bathroom Count: 3
  • Full Bathrooms: 2
  • Partial Bathrooms: 3
  • Building Condition: Average
  • Building Quality: C
  • Building Style: Colonial
  • Exterior Walls Type: Alum/Vinyl siding
  • Floor Count: 2
  • Basement Type: Full basement
  • Basement Area: 0
  • Garage Type: Detached
  • Garage Square Area: 820
  • Parking Space Count: 3
  • Porch Type: Covered porch

    Dimensions

  • Lot Size Square Feet: 23,958
  • Total Building Area: 2,432
  • Gross Building Area: 2,282
  • Building Area: 2,432
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: unknown
  • Heating: Hot water
  • Heated Square Feet: 2,432
  • Heating Fuel Type: Oil

    Utilities

  • Sewer System: Septic
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Land Acres: 0.55
  • Standard Land Use Code: Single family residential
  • Legal Description 1: 78 RICHARDS SURVEY

Ownership

  • Current Owner : TANSEY WILLIAM A
  • Previous Owner : NOTH JEANNE PARR
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Keene Central School District
  • School Tax School District: KEENE
  • Census Tract: 960902

Zoning

  • Zoning: 02 - SINGL

Geography

  • Account Number: 625J108410
  • District: 153000
  • Section: 62.59
  • Parcel: 153000 62.59-3-8.000
  • Block: 3
  • Lot: 8.000
  • Municipality: KEENE
  • Latitude: 44.1892
  • Longitude: -73.791

    Address

  • Full Address: 45 Market St
  • Address - House Number: 45
  • Address - Street Name: Market
  • Address - Suffix Type: St
  • State: NY
  • City Name: Keene Valley
  • Zip Code: 12943

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $0
  • Tax Rate Code Area: 153001

    Appraisal Valuation

  • Standard Deviation: 0.1437
  • Valuation Date: Mar 06, 2024
  • Confidence Score: 59
  • Final Value: 565,825
  • High Value: 726,839
  • Low Value: 404,811

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $269,000
  • First Open Lien Mortgage Lender: COMMUNITY BANK NA
  • First Open Lien Mortgage Recording Date: May 28, 2013
  • First Open Lien Mortgage Loan Amount: $199,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: Unknown (DEFAULT)
  • First Open Lien Mortgage Loan Due Date: Jan 01, 2043
  • Second Open Lien Mortgage Lender: COMMUNITY BANK NA
  • Second Open Lien Mortgage Recording Date: May 20, 2020
  • Second Open Lien Mortgage Loan Amount: $70,000
  • Second Open Lien Mortgage Term: 360
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: Stand Alone Refi (Refinance of Original Loan)
  • Second Open Lien Mortgage Loan Due Date: Jun 01, 2050

    Market Valuation

  • Market Total Value: $403,600
  • Market Land Value: $96,533
  • Market Improvement Value: $307,067

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $302,700
  • Assessed Land Value: $72,400
  • Assessed Improvements Value: $230,300

    Exemptions

  • Veteran Exemption: Yes
  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: May 24, 2013
  • Current Sale Recording Date: May 28, 2013
  • Current Sale Transaction ID: 11456804334
  • Current Sale Price: $299,000
  • Current Sale Document Type: Deed

    Last Sale Mortgage

  • First Mortgage Lender: COMMUNITY BANK NA
  • First Mortgage Transaction Date: May 28, 2013
  • First Mortgage Loan Amount: $199,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: Unknown (DEFAULT)
  • First Mortgage Loan Due Date: Jan 01, 2043

About Essex



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Frequently Asked Questions

What neighborhood is 45 Market Street located in?
The 45 Market Street is a located in the neighborhood of Keene in Essex, Keene Valley.
What is the average sales price for listings in 45 Market Street?
The average sales price for units in 45 Market Street is $0 currently.

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