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45 Columbia Street

45 Columbia Street, Schenectady, NY 12308
Multifamily in Vale & Eastern Ave
45 Columbia Street in Schenectady, NY was first built in 1915 and is 109 years old. This has been categorized as a residential property type. For those interested in architecture, the building on the property was built in a traditional style. There are a total of 2 floors. There are a total of 10 rooms in the home, of which, 4 are bedrooms. In terms of bathrooms, there are a total of 2 full bathrooms. There are 2 partial bathrooms. 45 Columbia Street has 1,930 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. The linear feet across the front of the lot is 330 ft and the linear feet between the front and back of the lot is 1,110. In total, the area measurement of the land is 3,663 square feet.

Learn more about the property and building on this page. There is a covered porch. Water for the property is sourced from a municipal system. The home is connected to a municipal sewage system. So as a homeowner, you won't have to worry about the responsibilities of handling a septic tank but you may need to pay additional fees to have your wastewater disposed. The quality of the control joints have been graded by the local assessor with a letter grade of C. The condition of the building has been evaluated as average. The exterior walls of the home are made of alum/vinyl siding. As for heating, the home is utilizing a forced air unit and being fueled with gas. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 45 Columbia Street sold most recently in Oct 12, 2022 for a total of $175,000. If you work out the math, that's approximately a cost of $90.67 per sqft. Before that, the property was also sold for $110,000 in Jul 14, 2020. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $4,814 in taxes each year. The initial year of tax delinquency occurred in 2019. 45 Columbia Street was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $82,300. If we break it down further, the land itself was valued at $12,300. Improvements to the property, however, were assessed at a total of $70,000. Homeowners who care about taxes, will be happy to see that the property's total assessed value has been marked as less than the total market value. If you're currently on the market shopping for a loan, then you've most likely encountered the two terms "interest rate" and "annual percentage rate (aka APR)". But do you know the difference between the two? Typically, APRS are higher than interest rates because they include most additional fees and one-time costs. As a result, it's important to look at both and if you notice that your APR is significantly higher, that might mean that too many additional fees are being charged. Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

Building Features

Exterior

Vinyl Siding
This property description is generated based on publicly available data.

1 Past Sales

Date Unit Beds Baths Sqft Price Closed Owner Listed By
20191231
12/31/2019
4 Bed
2 Bath
1930 ft²
$109,900
bedrooms
4 Bed
bathrooms
2 Bath
square feet
1930 ft²
$110,000 +0.09%
08/13/2020
James Rosenberger
The Falvey Real Estate Group

Building Info

Overview

    General

  • Year Built: 1915
  • Effective Year Built: 1915
  • Total Rooms: 10
  • Bedroom Count: 4
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Building Condition: Average
  • Building Quality: C
  • Building Style: Traditional
  • Exterior Walls Type: Alum/Vinyl siding
  • Floor Count: 2
  • Basement Type: Full basement
  • Basement Area: 0
  • Parking Space Count: 0
  • Porch Type: Covered porch

    Dimensions

  • Lot Size Square Feet: 3,663
  • Lot Size Depth Feet: 1,110
  • Lot Size Frontage Feet: 330
  • Total Building Area: 1,930
  • Gross Building Area: 1,930
  • Building Area: 1,930
  • Building Area Measurement: Total Area

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: Forced air unit
  • Heated Square Feet: 1,930
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: Municipal
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Land Acres: 0.084
  • Standard Land Use Code: Duplex (2 units, any combination)
  • Legal Description 1: PART OF 2 WOOD

Ownership

  • Current Owner : ALLI HASIENA
  • Previous Owner : PERSAUD MONIERAM
  • Owner Before Previous Owner: LAUCHMAN RACKESH
  • Owner Before Previous Owner 2: ABDOOL MARY GRACE
  • Ownership Rights Codes: Joint Tenants

Neighborhood

  • School District Name: Schenectady City School District
  • School Tax School District: SCHENECTADY
  • Census Tract: 020800

Zoning

  • Zoning: 03 - MULTI

Geography

  • District: 421500
  • Section: 49.27
  • Parcel: 421500 49.27-2-26
  • Block: 2
  • Lot: 26.000
  • Municipality: SCHENECTADY
  • Latitude: 42.8075
  • Longitude: -73.9238

    Address

  • Full Address: 45 Columbia St
  • Address - House Number: 45
  • Address - Street Name: Columbia
  • Address - Suffix Type: St
  • State: NY
  • City Name: Schenectady
  • Carrier Code: C020
  • 4-Digit Zip Code: 3324
  • Zip Code: 12308

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $4,814
  • Intital Tax Deliquent Year: 2019
  • Tax Rate Code Area: 421500

    Appraisal Valuation

  • Standard Deviation: 0.2647
  • Valuation Date: Feb 14, 2024
  • Confidence Score: 62
  • Final Value: 178,491
  • High Value: 225,755
  • Low Value: 131,228

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $171,830
  • First Open Lien Mortgage Lender: MLB RESIDENTIAL LENDING LLC
  • First Open Lien Mortgage Recording Date: Oct 17, 2022
  • First Open Lien Mortgage Loan Amount: $171,830
  • First Open Lien Mortgage Term: 480
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: FHA
  • First Open Lien Mortgage Loan Due Date: Nov 01, 2062

    Market Valuation

  • Market Total Value: $104,177
  • Market Land Value: $15,570
  • Market Improvement Value: $88,607

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $82,300
  • Assessed Land Value: $12,300
  • Assessed Improvements Value: $70,000

    Sales

  • Current Sale Contract Date: Oct 12, 2022
  • Current Sale Recording Date: Oct 17, 2022
  • Current Sale Transaction ID: 11897392467
  • Current Sale Price: $175,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 55025
  • Previous Sale Recording Date: Aug 13, 2020
  • Previous Sale Contract Date: Jul 14, 2020
  • Previous Sale Amount: $110,000
  • Previous Sale Document Type: Deed

    Last Sale Mortgage

  • First Mortgage Lender: MLB RESIDENTIAL LENDING LLC
  • First Mortgage Transaction Date: Oct 17, 2022
  • First Mortgage Loan Amount: $171,830
  • First Mortgage Terms: 480
  • First Mortgage Loan Type: FHA
  • First Mortgage Loan Due Date: Nov 01, 2062

    Previous Mortgages

  • Previous Mortgage Lender: HOMESTEAD FUNDING CORP
  • Previous Mortgage Transaction Date: Aug 13, 2020
  • Previous Mortgage Loan Amount: $107,982
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: FHA
  • Previous Mortgage Loan Due Date: Aug 01, 2050

About Vale & Eastern Ave



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Frequently Asked Questions

What neighborhood is 45 Columbia Street located in?
The 45 Columbia Street is a multifamily located in the neighborhood of Vale & Eastern Ave in Vale & Eastern Ave, Schenectady.
What is the average sales price for listings in 45 Columbia Street?
The average sales price for units in 45 Columbia Street is $109,900 , or $57/sqft. currently.

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