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448 South Pearl Street

448 South Pearl Street, Denver, CO 80209
Sold Aug 20, 2020
$825,000
$350,000 by Fairway Independent Mortgage C
Mortgage Due Sep 01, 2050
Sold Nov 23, 2015
$510,000
$408,000 by Megastar Financial Corp
Mortgage Due Dec 01, 2045
Local assessors in Denver, CO have categorized 448 South Pearl Street as a residential type of property. The home was built in 1893 and is 131 years old. It was most recently renovated and altered in 2017. The property's lot size has been calculated to be 3,120 square feet. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 5 rooms in the home. Of these, 3 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 3 full bathrooms. There are also 3 partial bathrooms. This is a 2 story home so residents will need to have climb at least one set of stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 448 South Pearl Street has a total of 2,484 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations. There is a partial basement that is 142 sqft. Perfect for those looking for additional storage or living space such as a recreational room, additional bedroom, etc.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Additional features on the property are as follows. There is a detached garage for those who need a place to park their vehicle. The garage on the property is 530 sqft. There are 2 available parking spaces so it's a great situation for those with more than one car. Do you like to entertain? The home has both a open porch and a patio so you'll have great options in both the front and back of the home. In addition, there is a spa or hot tub but no pool on the property. Perfect for those who want to host pool parties over the summer. Moving onto specific details regarding the building. Our sources show that the building condition is good. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - C. Lots of brick were used in the construction of the exterior walls of the home. Residents rely on central air conditioning for their cooling system. The home's a central heating system is the primary heating source and it is being fueled with gas. There is a single fireplace in the home which may result in additional cleaning fees for the homeowner. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 448 South Pearl Street sold most recently in Aug 18, 2020 for a total of $825,000. If you work out the math, that's approximately a cost of $314.17 per sqft. Before that, the property was also sold for $510,000 in Nov 19, 2015. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $3,968 in taxes each year. 448 South Pearl Street was most recently assessed in 2021. During this assessment, the property's total value was estimated to be about $51,340. If we break it down further, the land itself was valued at $21,750. Improvements to the property, however, were assessed at a total of $29,590. Homeowners who care about taxes, will be happy to see that the property's total assessed value has been marked as less than the total market value. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1893
  • Effective Year Built: 2017
  • Building Count: 1
  • Total Rooms: 5
  • Bedroom Count: 3
  • Bathroom Count: 3
  • Full Bathrooms: 3
  • Partial Bathrooms: 3
  • Bathroom Plumbing Fixtures: 11
  • Building Condition: Good
  • Building Quality: C
  • Exterior Walls Type: Brick
  • Floor Count: 2
  • Living Units: 1
  • Basement Type: Partial basement
  • Basement Area: 142
  • Garage Type: Detached
  • Garage Square Area: 530
  • Parking Space Count: 2
  • Patio Type: Patio
  • Porch Type: Open porch
  • Pool Type: Spa or hot tub (only)

    Dimensions

  • Lot Size Square Feet: 3,120
  • Total Building Area: 2,626
  • Gross Building Area: 2,626
  • Building Area: 2,484
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Central air conditioning
  • Heating: Central heating
  • Heated Square Feet: 2,484
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: BYERS EAST SUB
  • Land Acres: 0.072
  • Standard Land Use Code: Single family residential
  • Legal Description 1: L 13 BLK 109 BYERS EAST SUB

Ownership

  • Current Owner : SAVOIE WILLIAM J
  • Current Owner 2: ZAYAC KRYSTA C
  • Previous Owner : WOOD RYAN E
  • Previous Owner 2: WOOD AMY Y
  • Owner Before Previous Owner: HECKENDORF JOSHUA
  • Owner Before Previous Owner 2: HECKENDORF GEMMA
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Denver County School District 1
  • Census Tract: 002902

Zoning

  • Zoning: U-SU

Geography

  • Parcel: 05151-15-010-000
  • Block: 109
  • Lot: 13
  • Municipality: CITY & COUNTY OF DENVER
  • Latitude: 39.7084
  • Longitude: -104.98

    Address

  • Full Address: 448 S Pearl St
  • Address - House Number: 448
  • Street Direction: S
  • Address - Street Name: Pearl
  • Address - Suffix Type: St
  • State: CO
  • City Name: Denver
  • Carrier Code: C011
  • 4-Digit Zip Code: 2022
  • Zip Code: 80209

Valuation

    Tax

  • Total Area: 1,705
  • Tax Year: 2022
  • Tax Amount: $3,968
  • Tax Rate Code Area: DENVER

    Appraisal Valuation

  • Standard Deviation: 0.1979
  • Valuation Date: Feb 15, 2023
  • Confidence Score: 73
  • Final Value: 1,123,584
  • High Value: 1,345,989
  • Low Value: 901,178

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $350,000
  • First Open Lien Mortgage Lender: FAIRWAY INDEPENDENT MORTGAGE C
  • First Open Lien Mortgage Recording Date: Aug 20, 2020
  • First Open Lien Mortgage Loan Amount: $350,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Sep 01, 2050

    Market Valuation

  • Market Total Value: $718,000
  • Market Land Value: $304,200
  • Market Improvement Value: $413,800

    Assessments Valuation

  • Assessed Year: 2021
  • Assessed Total Value: $51,340
  • Assessed Land Value: $21,750
  • Assessed Improvements Value: $29,590

    Sales

  • Current Sale Contract Date: Aug 18, 2020
  • Current Sale Recording Date: Aug 20, 2020
  • Current Sale Transaction ID: 11787871501
  • Current Sale Price: $825,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 2020131076
  • Previous Sale Recording Date: Nov 23, 2015
  • Previous Sale Contract Date: Nov 19, 2015
  • Previous Sale Amount: $510,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: FAIRWAY INDEPENDENT MORTGAGE C
  • First Mortgage Transaction Date: Aug 20, 2020
  • First Mortgage Loan Amount: $350,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Sep 01, 2050

    Previous Mortgages

  • Previous Mortgage Lender: MEGASTAR FINANCIAL CORP
  • Previous Mortgage Transaction Date: Nov 23, 2015
  • Previous Mortgage Loan Amount: $408,000
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: New Conventional
  • Previous Mortgage Loan Due Date: Dec 01, 2045

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Frequently Asked Questions

What neighborhood is 448 South Pearl Street located in?
The 448 South Pearl Street is a located in the neighborhood of Washington Park West in Southeast Denver, Denver.
What is the average sales price for listings in 448 South Pearl Street?
The average sales price for units in 448 South Pearl Street is $0 currently.

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