Check Availability

4475 Saratoga Avenue

4475 Saratoga Avenue, San Diego, CA 92107
Sold Oct 18, 2021
$1,364,500
$1,227,000 by Bank Of America Na
Mortgage Due Nov 01, 2051
Sold Jul 15, 2020
$1,150,000
Local assessors in San Diego, CA have categorized 4475 Saratoga Avenue as a residential type of property. The home was built in 1938 and is 86 years old. The property's lot size has been calculated to be 7,000 square feet. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 0 rooms in the home. Of these, 2 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there is one full bathroom. There is also a partial bathroom. This is a single story home so it's perfect for folks who don't want to have to climb stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 4475 Saratoga Avenue has a total of 1,095 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Additional features on the property are as follows. There is a carport for those who need a place to park their vehicle. There is only one available parking space, so if you need more, you may need to find some alternatives. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 4475 Saratoga Avenue was last sold in Sep 23, 2021 for $1,364,500. According to our calculations, that's $1,246.12 per sqft. Prior to that sales transaction, the property was sold for $1,150,000 in May 18, 2020. Current property owners are expected to pay $16,998 in taxes per year. The property on 4475 Saratoga Avenue was last assessed in 2023. As a result of that assessment, the total value of the property was placed at $1,391,764. To break that down further, the land itself was valued at $1,300,500. While improvements to the property were assessed at a total of $91,264. Based on our records, the total assessed value for this property has been marked as more than the total market value as of this moment. Which is pretty atypical. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1938
  • Effective Year Built: 1938
  • Building Count: 1
  • Bedroom Count: 2
  • Bathroom Count: 1
  • Full Bathrooms: 1
  • Partial Bathrooms: 1
  • Floor Count: 1
  • Living Units: 1
  • Basement Area: 0
  • Garage Type: Carport
  • Parking Space Count: 1

    Dimensions

  • Lot Size Square Feet: 7,000
  • Lot Size Frontage Feet: 500
  • Total Building Area: 1,095
  • Building Area: 1,095
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: unknown
  • Heated Square Feet: 1,095
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: POINT LOMA HEIGHTS
  • Land Acres: 0.161
  • Standard Land Use Code: Single family residential
  • County Land Use Code: Pipeline or right-of-way
  • Legal Description 1: BLK 89 LOT 22 TR 001106

Ownership

  • Current Owner : RAMIREZ ALBERTO A
  • Current Owner 2: RAMIREZ MARISA A
  • Previous Owner : SWEENEY JOHN C
  • Previous Owner 2: SWEENEY DIANE
  • Owner Before Previous Owner: LOCH C H C
  • Owner Before Previous Owner 2: LOCH DONNA A
  • Is Owner Occupied: Owner-occupied property
  • Ownership Rights Codes: unknown

Neighborhood

  • School District Name: San Diego City Unified School District
  • School Tax School District: SAN DIEGO CITY
  • Census Tract: 007402

Zoning

  • Zoning: RS-1-7

Geography

  • Assessors Map Reference: 001106
  • Subdivision Tract Number: 001106
  • Parcel: 448-761-03-00
  • Block: 89
  • Lot: 22
  • Municipality: CITY OF SAN DIEGO
  • Latitude: 32.7428
  • Longitude: -117.241

    Address

  • Full Address: 4475 Saratoga Ave
  • Address - House Number: 4475
  • Address - Street Name: Saratoga
  • Address - Suffix Type: Ave
  • State: CA
  • City Name: San Diego
  • Carrier Code: C006
  • 4-Digit Zip Code: 2337
  • Zip Code: 92107

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $16,998
  • Tax Rate Code Area: 08-001

    Appraisal Valuation

  • Standard Deviation: 0.1664
  • Valuation Date: Jan 27, 2024
  • Confidence Score: 78
  • Final Value: 1,495,155
  • High Value: 1,744,015
  • Low Value: 1,246,295

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $1,227,000
  • First Open Lien Mortgage Lender: BANK OF AMERICA NA
  • First Open Lien Mortgage Recording Date: Oct 18, 2021
  • First Open Lien Mortgage Loan Amount: $1,227,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Nov 01, 2051

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $1,391,764
  • Assessed Land Value: $1,300,500
  • Assessed Improvements Value: $91,264

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Sep 23, 2021
  • Current Sale Recording Date: Oct 18, 2021
  • Current Sale Transaction ID: 11860047459
  • Current Sale Price: $1,364,500
  • Current Sale Document Type: Grant Deed
  • Current Sale Input Document Number: 2021-0723783
  • Previous Sale Recording Date: Jul 15, 2020
  • Previous Sale Contract Date: May 18, 2020
  • Previous Sale Amount: $1,150,000
  • Previous Sale Document Type: Grant Deed

    Last Sale Mortgage

  • First Mortgage Lender: BANK OF AMERICA NA
  • First Mortgage Transaction Date: Oct 18, 2021
  • First Mortgage Loan Amount: $1,227,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Nov 01, 2051

About Western San Diego



Similar Buildings

Currently no similar buildings around

Nearby Rentals

Unit for rent at 4878 Pescadero Ave, San Diego, CA, 92107

$4,895 /mo

  • 2 Beds
  • 2 Baths
  • 1,033 ft²
4878 Pescadero Ave #303, San Diego, CA, 92107 Listing by Richard Combs
Unit for rent at 3644 Tennyson Street, San Diego, CA, 92106

$5,000 /mo

  • 2 Beds
  • 1.5 Baths
  • 1,191 ft²
3644 Tennyson Street #3644 Tennyson Street, San Diego, CA, 92106 Listing by Manager

Frequently Asked Questions

What neighborhood is 4475 Saratoga Avenue located in?
The 4475 Saratoga Avenue is a located in the neighborhood of Point Loma Heights in Western San Diego, San Diego.
What is the average sales price for listings in 4475 Saratoga Avenue?
The average sales price for units in 4475 Saratoga Avenue is $0 currently.

Quantcast