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447 North Charles Street

447 North Charles Street, Cortland, IL 60112
Sold Jul 22, 2020
$131,000
$128,627 by Inlanta Mortgage Inc
Mortgage Due Jul 01, 2050
Sold Jun 26, 2017
$73,333
$100,732 by First National Bank Of Omaha
Mortgage Due Jul 01, 2047
447 North Charles Street in Cortland, IL was first built in 2002 and is 22 years old. This has been categorized as a residential property type. For those interested in architecture, the building on the property was built in a townhouse style. This is a single bedroom home. In terms of bathrooms, there are a total of 2 full bathrooms. There are 2 partial bathrooms. The linear feet across the front of the lot is 398 ft and the linear feet between the front and back of the lot is 610. In total, the area measurement of the land is 9,148 square feet.

Learn more about the property and building on this page. For those who need parking, there is a attached garage. The garage is 240 sqft. Fun fact, did you know that buildings can move due to weather changes? That's why, the type of control joints used in the construction of your home is extremely important. Based on our data, we know that the home was built with frame control joints. The quality of the control joints have been graded by the local assessor with a letter grade of C. Walk into the home itself and you'll find that it is currently being cooled with central air conditioning. As for heating, the home is utilizing a forced air unit. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 447 North Charles Street was last sold in Jun 16, 2020 for $131,000. According to our calculations, that's $181.94 per sqft. Prior to that sales transaction, the property was sold for $73,333 in Jun 22, 2017. Current property owners are expected to pay $4,647 in taxes per year. The property on 447 North Charles Street was last assessed in 2023. As a result of that assessment, the total value of the property was placed at $48,863. To break that down further, the land itself was valued at $4,931. While improvements to the property were assessed at a total of $43,932. Based on our records, the total assessed value for this property has been marked as less than the total market value as of this moment. Which is great for tax purposes. Purchasing a home can require a lot of financial power in this day and age but not everyone has the savings to do so. As a result, many will get a mortgage loan to aid them in one of the most finance-intensive purchases of their lives. It's important when shopping for a mortgage to aim the best possible rate you can get. The lower your interest rate, the better as it can mean more money saved in the long run. In the following guide, we'll cover our best tips for how to get the best mortgage rate to your situation. This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

Building Features

Exterior

Brick Exterior
Vinyl Siding

Parking

Garage Parking
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 2002
  • Effective Year Built: 2002
  • Total Rooms: 1
  • Bedroom Count: 1
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Building Quality: C
  • Construction Type: Frame
  • Building Style: Townhouse
  • Basement Area: 0
  • Garage Type: Attached
  • Garage Square Area: 240
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 9,148
  • Lot Size Depth Feet: 610
  • Lot Size Frontage Feet: 398
  • Total Building Area: 720
  • Building Area: 720
  • Building Area Measurement: Building Perimeter

    Heating and Cooling

  • Air Conditioning: Central air conditioning
  • Heating: Forced air unit
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: CHARLES STREET TOWNHOMES
  • Land Acres: 0.21
  • Standard Land Use Code: Residential (general) (single)
  • Legal Description 1: UNIT 607 - CHARLES STREET TOWNHOMES - UNIT 6

Ownership

  • Current Owner : ALVAREZ ALFREDO
  • Previous Owner : LANCASTE JASON W
  • Previous Owner 2: VILLAGOMEZ DEKALAFT
  • Owner Before Previous Owner: MICHAEL BRANDON
  • Owner Before Previous Owner 2: JONES RACHEL M
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: DeKalb Community Unit School District 428
  • Census Tract: 000800

Geography

  • Account Number: 0920102046
  • District: CO
  • Parcel: 09-20-102-046
  • Lot: 607
  • Municipality: CORTLAND
  • Latitude: 41.9343
  • Longitude: -88.6968

    Address

  • Full Address: 447 N Charles St
  • Legal Unit: 607
  • Address - House Number: 447
  • Street Direction: N
  • Address - Street Name: Charles
  • Address - Suffix Type: St
  • State: IL
  • City Name: Cortland
  • Carrier Code: R010
  • 4-Digit Zip Code: 4111
  • Zip Code: 60112

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $4,647
  • Tax Rate Code Area: CO09

    Appraisal Valuation

  • Standard Deviation: 0.1889
  • Valuation Date: Mar 20, 2024
  • Confidence Score: 75
  • Final Value: 190,004
  • High Value: 225,910
  • Low Value: 154,097

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $133,867
  • First Open Lien Mortgage Lender: INLANTA MORTGAGE INC
  • First Open Lien Mortgage Recording Date: Jul 22, 2020
  • First Open Lien Mortgage Loan Amount: $128,627
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: FHA
  • First Open Lien Mortgage Loan Due Date: Jul 01, 2050
  • Second Open Lien Mortgage Lender: ILLINOIS HOUSING DEVELOPMENT A
  • Second Open Lien Mortgage Recording Date: Jul 22, 2020
  • Second Open Lien Mortgage Loan Amount: $5,240
  • Second Open Lien Mortgage Term: 360
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: Stand Alone Second

    Market Valuation

  • Market Total Value: $146,589
  • Market Land Value: $14,793
  • Market Improvement Value: $131,796

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $48,863
  • Assessed Land Value: $4,931
  • Assessed Improvements Value: $43,932

    Sales

  • Current Sale Contract Date: Jun 16, 2020
  • Current Sale Recording Date: Jul 22, 2020
  • Current Sale Transaction ID: 11774054682
  • Current Sale Price: $131,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 2020007074
  • Previous Sale Recording Date: Jun 26, 2017
  • Previous Sale Contract Date: Jun 22, 2017
  • Previous Sale Amount: $73,333
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: INLANTA MORTGAGE INC
  • First Mortgage Transaction Date: Jul 22, 2020
  • First Mortgage Loan Amount: $128,627
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: FHA
  • First Mortgage Loan Due Date: Jul 01, 2050

    Previous Mortgages

  • Previous Mortgage Lender: FIRST NATIONAL BANK OF OMAHA
  • Previous Mortgage Transaction Date: Jun 26, 2017
  • Previous Mortgage Loan Amount: $100,732
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: FHA
  • Previous Mortgage Loan Due Date: Jul 01, 2047

About Gainger of Cortland Estates



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Frequently Asked Questions

What neighborhood is 447 North Charles Street located in?
The 447 North Charles Street is a townhouse located in the neighborhood of Gainger of Cortland Estates in Gainger of Cortland Estates, Cortland.
What is the average sales price for listings in 447 North Charles Street?
The average sales price for units in 447 North Charles Street is $0 currently.

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